US Bank Directory
Banks in Moorhead, MN
9 FDIC-insured banks operate 12 offices in Moorhead, Minnesota, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Moorhead
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 16 locations in Moorhead, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Moorhead
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Gate City Bank has the most locations in Moorhead, with 4. The other 8 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Gate City Bank Bank · 4
Gate City Bank has 4 branches in Moorhead, 10 across Minnesota and 46 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1923. With $4.04 billion in total assets on June 30, 2026, it ranks No. 331 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Moorhead location is the Moorhead Branch at 2929 20th St S, dating to 1997; the newest, at 101 11th St S, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Moorhead Hornbacher'S Branch101 11th St S, 56560
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Moorhead Branch2929 20th St S, 56560
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Moorhead Downtown Branch305 8th St S, 56560
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South Moorhead Hornbachers Branch950 40th Ave S, 56560
Affinity Plus Credit Union Credit union · 2
Affinity Plus Credit Union has 2 officees in Moorhead, 35 across Minnesota. It is based in Saint Paul, MN and $5.05 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Moorhead locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Moorhead403 8Th St S Ste B, 56560
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Moorhead Campus615 14Th St S, 56563
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
American Federal Bank Bank · 1
American Federal Bank has 1 branch in Moorhead, 8 across Minnesota and 13 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1891. With $795.8 million in total assets on June 30, 2026, it ranks No. 1,266 of 4,232 U.S. banks by total assets. The Moorhead Branch at 601 Center Ave dates to 1891 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Moorhead Branch601 Center Ave, 56560
Bell Bank Bank · 1
Bell Bank has 1 branch in Moorhead, 17 across Minnesota and 33 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1966. With $15.18 billion in total assets on June 30, 2026, it ranks No. 128 of 4,232 U.S. banks by total assets. The Moorhead Branch at 1333 8th St S dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Moorhead Branch1333 8th St S, 56560
Choice Financial Group Bank · 1
Choice Financial Group has 1 branch in Moorhead, 5 across Minnesota and 18 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1906. With $6.38 billion in total assets on June 30, 2026, it ranks No. 240 of 4,232 U.S. banks by total assets. The Moorhead Branch at 801 Main Ave dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Moorhead Branch801 Main Ave, 56560
First Community Credit Union Credit union · 1
First Community Credit Union has 1 office in Moorhead, 3 across Minnesota. It is based in Jamestown, ND and $1.53 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Branch - Moorhead2602 34Th St S, 56560
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First International Bank & Trust Bank · 1
First International Bank & Trust has 1 branch in Moorhead, 4 across Minnesota and 28 nationwide. FDIC records list its main office in Watford City, ND and show it operating since 1910. With $6.18 billion in total assets on June 30, 2026, it ranks No. 244 of 4,232 U.S. banks by total assets. The Moorhead Branch at 865 37th Ave S dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Moorhead Branch865 37th Ave S, 56560
Magnifi Financial Credit Union Credit union · 1
Magnifi Financial Credit Union has 1 office in Moorhead, 26 across Minnesota. It is based in Melrose, MN and $2.67 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Moorhead Branch1002 Main Ave, 56560
All hours
Mon to Fri 8 am to 5 pm; Sat 9 am to 5 pm; Sun not published
Hours: NCUA, March 31, 2026
Northwestern Bank Bank · 1
Northwestern Bank has 1 branch in Moorhead, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Dilworth, MN and show it operating since 1915. With $164.7 million in total assets on June 30, 2026, it ranks No. 3,220 of 4,232 U.S. banks by total assets. The Moorhead Branch at 2405 8th St S dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Moorhead Branch2405 8th St S, 56560
Old National Bank · 1
Old National has 1 branch in Moorhead, 77 across Minnesota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Moorhead Branch at 3131 S Frontage Rd dates to 1998 in FDIC branch records. Its published hours do not list Saturday.
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Moorhead Branch3131 S Frontage Rd, 56560
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Valley Premier Bank Bank · 1
Valley Premier Bank has 1 branch in Moorhead, 2 across Minnesota and 2 nationwide. FDIC records list its main office in Hawley, MN and show it operating since 1892. With $141.0 million in total assets on June 30, 2026, it ranks No. 3,388 of 4,232 U.S. banks by total assets. The Moorhead Branch at 3004 14th St S dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Moorhead Branch3004 14th St S, 56560
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Moorhead, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Holiday Branch at 950 Holiday Dr dates to 1963 in FDIC branch records. Its published hours do not list Saturday.
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Holiday Branch950 Holiday Dr, 56560
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Moorhead
3 credit unions have 4 offices here: Affinity Plus Credit Union, Magnifi Financial Credit Union and First Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Moorhead page has every office in the state's directory.
Banking in Moorhead: the local picture
Short answer: 9 banks run 12 branches in Moorhead according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in Moorhead, 2 elsewhere in Minnesota and 7 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is American Federal Bank's office at 601 Center Ave, dating to 1891; the newest is First International Bank & Trust's at 865 37th Ave S, from 2023.
3 credit unions have 4 offices in Moorhead, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 1 opens on Saturday. 10 locations have no published hours in these sources.
Banks by ZIP code in Moorhead
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 56560 has the most bank and credit union offices in Moorhead (15), followed by 56563 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 56560 | 15 | 12 | Gate City Bank, Affinity Plus Credit Union, American Federal Bank |
| 56563 | 1 | 1 | Affinity Plus Credit Union |
Credit unions open on Saturday in Moorhead
Short answer: 1 of the 6 Moorhead locations with published hours opens on Saturday, run by 1 institution.
- Magnifi Financial Credit Union: 1 of 1 office (1002 Main Ave: Saturday 9 am to 5 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 10 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Moorhead, and where the nearest one is if they do not.
Short answer: In Moorhead: Wells Fargo (1). No branches in Moorhead: Chase (nearest in Saint Cloud, 154 mi), Bank of America (nearest in Coon Rapids, 200 mi), PNC Bank, U.S. Bank (nearest in Fergus Falls, 51 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 153 mi), Regions Bank, TD Bank, BMO (nearest in Ada, 33 mi).
| Bank | In Moorhead | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Saint Cloud, 154 miles away |
| Bank of America | None | Coon Rapids, 200 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Fergus Falls, 51 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Saint Cloud, 153 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Ada, 33 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Moorhead to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Moorhead residents like anyone else.
Banks near Moorhead
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Dilworth (3 miles) and Hawley (21 miles). Fergus Falls, 51 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Dilworth, MN | 3 mi | 2 | 2 |
| Banks in Hawley, MN | 21 mi | 2 | 2 |
| Banks in Ada, MN | 33 mi | 3 | 3 |
| Banks in Pelican Rapids, MN | 38 mi | 2 | 2 |
| Banks in Breckenridge, MN | 42 mi | 2 | 2 |
| Banks in Detroit Lakes, MN | 43 mi | 7 | 8 |
| Banks in Fergus Falls, MN | 51 mi | 11 | 11 |
| Banks in Perham, MN | 59 mi | 2 | 2 |
Bank branch openings and closings in Moorhead
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Moorhead between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Moorhead by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Moorhead offices.
Short answer: Wells Fargo is the largest bank with offices in Moorhead, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Old National is second with $73.86 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| Bell Bank | $15.18 billion | No. 128 | 1 | Fargo, ND |
| Choice Financial Group | $6.38 billion | No. 240 | 1 | Fargo, ND |
| First International Bank & Trust | $6.18 billion | No. 244 | 1 | Watford City, ND |
| Gate City Bank | $4.04 billion | No. 331 | 4 | Fargo, ND |
| American Federal Bank | $795.8 million | No. 1,266 | 1 | Fargo, ND |
| Northwestern Bank | $164.7 million | No. 3,220 | 1 | Dilworth, MN |
| Valley Premier Bank | $141.0 million | No. 3,388 | 1 | Hawley, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Moorhead: FAQ
How many banks are in Moorhead, MN?
Moorhead has 9 banks with 12 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Moorhead?
Gate City Bank, with 4. Wells Fargo has 1 and Old National has 1.
Is there a Gate City Bank in Moorhead, MN?
Yes. FDIC data lists 4 Gate City Bank branches in Moorhead as of September 5, 2026. Its branches are listed under Gate City Bank above, with the address and directions for each.
Is there a Wells Fargo in Moorhead, MN?
Yes. FDIC data lists 1 Wells Fargo branch in Moorhead as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Old National in Moorhead, MN?
Yes. FDIC data lists 1 Old National branch in Moorhead as of September 5, 2026. The address and directions are under Old National above.
Is there a Chase in Moorhead, MN?
No. FDIC data lists no Chase branch in Moorhead as of September 5, 2026. The nearest is in Saint Cloud, about 154 miles away in a straight line.
Which banks in Moorhead are open on Saturday?
Magnifi Financial Credit Union publishes Saturday hours for one or more Moorhead locations. The Saturday section above lists each one with its hours. 10 of the 16 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Moorhead?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Moorhead?
Affinity Plus Credit Union, Magnifi Financial Credit Union and First Community Credit Union have offices in Moorhead. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Moorhead in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Moorhead?
Nearby cities with more banks include Dilworth, Hawley, Ada. Dilworth is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 12 branches: Old National, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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