Banks in Staples, MN

Bank branch map: Staples

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Staples, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Staples

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First International Bank & Trust, Unity Bank and Mid-Central National Bank have the most locations in Staples, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First International Bank & Trust 1 branch · main office Watford City, ND Bank · 1

First International Bank & Trust has 1 branch in Staples, 4 across Minnesota and 28 nationwide. FDIC records list its main office in Watford City, ND and show it operating since 1910. With $6.18 billion in total assets on June 30, 2026, it ranks No. 244 of 4,232 U.S. banks by total assets. The Staples Branch at 111 4th St Ne dates to 1920 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Staples Branch

  111 4th St Ne, 56479

  Hours: see the bank's site
  DirectionsWebsite

First International Bank & Trust: profile, branches and contacts

Mid Minnesota Credit Union 1 office · main office Baxter, MN Credit union · 1

Mid Minnesota Credit Union has 1 office in Staples, 12 across Minnesota. It is based in Baxter, MN and $833.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Mid Minnesota Federal Credit Union

  1220 4Th St Ne, 56479

  (218) 894-2463Today 8:30 am to 5 pm

  All hours

  Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Mid Minnesota Credit Union: profile, branches and contacts

Mid-Central National Bank 1 branch · main office Wadena, MN Bank · 1

Mid-Central National Bank has 1 branch in Staples, 3 across Minnesota and 3 nationwide. FDIC records list its main office in Wadena, MN and show it operating since 1957. With $117.1 million in total assets on June 30, 2026, it ranks No. 3,570 of 4,232 U.S. banks by total assets. The Staples Branch at 128 2nd Ave Nw dates to 1957 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Staples Branch

  128 2nd Ave Nw, 56479

  Hours: see the bank's site
  DirectionsWebsite

Mid-Central National Bank: profile, branches and contacts

Unity Bank 1 branch · main office Augusta, WI Bank · 1

Unity Bank has 1 branch in Staples, 9 across Minnesota and 13 nationwide. FDIC records list its main office in Augusta, WI and show it operating since 1914. With $574.8 million in total assets on June 30, 2026, it ranks No. 1,616 of 4,232 U.S. banks by total assets. The Staples Office at 602 4th St Ne dates to 1911 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Staples Office

  602 4th St Ne, 56479

  Hours: see the bank's site
  DirectionsWebsite

Unity Bank: profile, branches and contacts

Join a credit union in Staples

1 credit union has 1 office here: Mid Minnesota Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Staples page has every office in the state's directory.

Banking in Staples: the local picture

Short answer: 3 banks run 3 branches in Staples according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Staples, 1 elsewhere in Minnesota and 2 out of state, according to the FDIC.

The bank with the longest record here is First International Bank & Trust, operating since 1910 according to the FDIC. In FDIC branch records, the longest-running branch is Unity Bank's office at 602 4th St Ne, dating to 1911; the newest is Mid-Central National Bank's at 128 2nd Ave Nw, from 1957.

The only credit union with an office here is Mid Minnesota Credit Union.

Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Staples

Short answer: None of the 1 Staples location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Staples, and where the nearest one is if they do not.

Short answer: No branches in Staples: Chase (nearest in Saint Cloud, 63 mi), Wells Fargo (nearest in Brainerd, 28 mi), Bank of America (nearest in Coon Rapids, 106 mi), PNC Bank, U.S. Bank (nearest in Brainerd, 28 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 63 mi), Regions Bank, TD Bank, BMO (nearest in Little Falls, 33 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Staples to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Staples residents like anyone else.

Banks near Staples

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Motley (7 miles) and Wadena (17 miles). Baxter, 27 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Staples

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Staples between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Staples by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Staples offices.

Short answer: First International Bank & Trust is the largest bank with offices in Staples, with $6.18 billion in total assets on June 30, 2026, No. 244 among U.S. banks by total assets. Unity Bank is second with $574.8 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Staples: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.