Banks in Pequot Lakes, MN

Bank branch map: Pequot Lakes

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Pequot Lakes, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Pequot Lakes

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First National Bank North and American National Bank of Minnesota have the most locations in Pequot Lakes, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

American National Bank of Minnesota 1 branch · main office Baxter, MN Bank · 1

American National Bank of Minnesota has 1 branch in Pequot Lakes, 10 across Minnesota and 10 nationwide. FDIC records list its main office in Baxter, MN and show it operating since 1983. With $473.2 million in total assets on June 30, 2026, it ranks No. 1,861 of 4,232 U.S. banks by total assets. The Pequot Lakes Branch at 31279 Brunes St dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Pequot Lakes Branch

  31279 Brunes St, 56472

  Hours: see the bank's site
  DirectionsWebsite

American National Bank of Minnesota: profile, branches and contacts

First National Bank North 1 branch · main office Walker, MN Bank · 1

First National Bank North has 1 branch in Pequot Lakes, 10 across Minnesota and 10 nationwide. FDIC records list its main office in Walker, MN and show it operating since 1902. With $864.3 million in total assets on June 30, 2026, it ranks No. 1,184 of 4,232 U.S. banks by total assets. The Pequot Lakes Branch at 30866 2nd St dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Pequot Lakes Branch

  30866 2nd St, 56472

  Hours: see the bank's site
  DirectionsWebsite

First National Bank North: profile, branches and contacts

Mid Minnesota Credit Union 1 office · main office Baxter, MN Credit union · 1

Mid Minnesota Credit Union has 1 office in Pequot Lakes, 12 across Minnesota. It is based in Baxter, MN and $833.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Mid Minnesota Federal Credit Union

  30563 Patriot Ave, 56472

  (218) 568-8450Today 8:30 am to 5 pm

  All hours

  Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

Mid Minnesota Credit Union: profile, branches and contacts

Join a credit union in Pequot Lakes

1 credit union has 1 office here: Mid Minnesota Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Pequot Lakes page has every office in the state's directory.

Banking in Pequot Lakes: the local picture

Short answer: 2 banks run 2 branches in Pequot Lakes according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Pequot Lakes, 2 elsewhere in Minnesota, according to the FDIC.

The bank with the longest record here is First National Bank North, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is American National Bank of Minnesota's office at 31279 Brunes St, dating to 1988; the newest is First National Bank North's at 30866 2nd St, from 2015.

The only credit union with an office here is Mid Minnesota Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Pequot Lakes

Short answer: None of the 1 Pequot Lakes location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Pequot Lakes, and where the nearest one is if they do not.

Short answer: No branches in Pequot Lakes: Chase (nearest in Saint Cloud, 73 mi), Wells Fargo (nearest in Brainerd, 18 mi), Bank of America (nearest in Coon Rapids, 108 mi), PNC Bank, U.S. Bank (nearest in Brainerd, 18 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 73 mi), Regions Bank, TD Bank, BMO (nearest in Little Falls, 43 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pequot Lakes to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pequot Lakes residents like anyone else.

Banks near Pequot Lakes

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Nisswa (7 miles) and Crosslake (11 miles). Baxter, 17 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Pequot Lakes

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Pequot Lakes between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Pequot Lakes by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pequot Lakes offices.

Short answer: First National Bank North is the largest bank with offices in Pequot Lakes, with $864.3 million in total assets on June 30, 2026, No. 1,184 among U.S. banks by total assets. American National Bank of Minnesota is second with $473.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Pequot Lakes: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.