Banks in Crosslake, MN

Bank branch map: Crosslake

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Crosslake, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Crosslake

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Crosslake, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First National Bank North 1 branch · main office Walker, MN Bank · 1

First National Bank North has 1 branch in Crosslake, 10 across Minnesota and 10 nationwide. FDIC records list its main office in Walker, MN and show it operating since 1902. With $864.3 million in total assets on June 30, 2026, it ranks No. 1,184 of 4,232 U.S. banks by total assets. The Crosslake Branch at 35197 County Road 3 dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Crosslake Branch

  35197 County Road 3, 56442

  Hours: see the bank's site
  DirectionsWebsite

First National Bank North: profile, branches and contacts

First Western Bank & Trust 1 branch · main office Minot, ND Bank · 1

First Western Bank & Trust has 1 branch in Crosslake, 10 across Minnesota and 20 nationwide. FDIC records list its main office in Minot, ND and show it operating since 1964. With $2.39 billion in total assets on June 30, 2026, it ranks No. 519 of 4,232 U.S. banks by total assets. The Crosslake Branch at 35563 County Road 3 dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Crosslake Branch

  35563 County Road 3, 56442

  Hours: see the bank's site
  DirectionsWebsite

First Western Bank & Trust: profile, branches and contacts

Frandsen Bank & Trust 1 branch · main office Lonsdale, MN Bank · 1

Frandsen Bank & Trust has 1 branch in Crosslake, 34 across Minnesota and 40 nationwide. FDIC records list its main office in Lonsdale, MN and show it operating since 1901. With $3.66 billion in total assets on June 30, 2026, it ranks No. 359 of 4,232 U.S. banks by total assets. The Crosslake Branch at 35470 Cty Rd 3 dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Crosslake Branch

  35470 Cty Rd 3, 56442

  Hours: see the bank's site
  DirectionsWebsite

Frandsen Bank & Trust: profile, branches and contacts

National Bank of Commerce 1 branch · main office Superior, WI Bank · 1

National Bank of Commerce has 1 branch in Crosslake, 17 across Minnesota and 21 nationwide. FDIC records list its main office in Superior, WI and show it operating since 1934. With $2.23 billion in total assets on June 30, 2026, it ranks No. 561 of 4,232 U.S. banks by total assets. The Crosslake Branch at 36139 County Road 66 dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Crosslake Branch

  36139 County Road 66, 56442

  Hours: see the bank's site
  DirectionsWebsite

National Bank of Commerce: profile, branches and contacts

Banking in Crosslake: the local picture

Short answer: 4 banks run 4 branches in Crosslake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Crosslake, 2 elsewhere in Minnesota and 2 out of state, according to the FDIC.

The bank with the longest record here is Frandsen Bank & Trust, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is First Western Bank & Trust's office at 35563 County Road 3, dating to 1977; the newest is National Bank of Commerce's at 36139 County Road 66, from 2004.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Crosslake, and where the nearest one is if they do not.

Short answer: No branches in Crosslake: Chase (nearest in Saint Cloud, 77 mi), Wells Fargo (nearest in Brainerd, 22 mi), Bank of America (nearest in Coon Rapids, 108 mi), PNC Bank, U.S. Bank (nearest in Brainerd, 22 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 78 mi), Regions Bank, TD Bank, BMO (nearest in Little Falls, 49 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Crosslake to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Crosslake residents like anyone else.

Banks near Crosslake

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pequot Lakes (11 miles) and Nisswa (14 miles). Baxter, 22 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Crosslake

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Crosslake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Crosslake by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Crosslake offices.

Short answer: Frandsen Bank & Trust is the largest bank with offices in Crosslake, with $3.66 billion in total assets on June 30, 2026, No. 359 among U.S. banks by total assets. First Western Bank & Trust is second with $2.39 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Crosslake: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.