US Bank Directory
Banks in Brainerd, MN
7 FDIC-insured banks operate 7 offices in Brainerd, Minnesota, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Brainerd
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 10 locations in Brainerd, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Brainerd
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 7 banks share the most locations in Brainerd, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
American National Bank of Minnesota Bank · 1
American National Bank of Minnesota has 1 branch in Brainerd, 10 across Minnesota and 10 nationwide. FDIC records list its main office in Baxter, MN and show it operating since 1983. With $473.2 million in total assets on June 30, 2026, it ranks No. 1,861 of 4,232 U.S. banks by total assets. The Brainerd Branch at 1920 S 6th St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Brainerd Branch1920 S 6th St, 56401
Brainerd B. N. Credit Union Credit union · 1
Brainerd B. N. Credit Union has 1 office in Brainerd, 1 across Minnesota. It is based in Brainerd, MN and $124.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office804 Laurel St Ste 101, 56401
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Crow Wing Power Credit Union Credit union · 1
Crow Wing Power Credit Union has 1 office in Brainerd, 1 across Minnesota. It is based in Brainerd, MN and $123.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office17330 State Highway 371, 56401
All hours
Mon to Fri 7:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Deerwood Bank Bank · 1
Deerwood Bank has 1 branch in Brainerd, 14 across Minnesota and 14 nationwide. FDIC records list its main office in Waite Park, MN and show it operating since 1910. With $1.52 billion in total assets on June 30, 2026, it ranks No. 737 of 4,232 U.S. banks by total assets. The Brainerd Office Branch at 611 Washington St Ne dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Brainerd Office Branch611 Washington St Ne, 56401
Mid Minnesota Credit Union Credit union · 1
Mid Minnesota Credit Union has 1 office in Brainerd, 12 across Minnesota. It is based in Baxter, MN and $833.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Mid Minnesota Federal Credit Union200 S 6Th St, 56401
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Neighborhood National Bank Bank · 1
Neighborhood National Bank has 1 branch in Brainerd, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Mora, MN and show it operating since 1963. With $312.2 million in total assets on June 30, 2026, it ranks No. 2,418 of 4,232 U.S. banks by total assets. The Brainerd Branch at 601 W Washington St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Brainerd Branch601 W Washington St, 56401
Old National Bank · 1
Old National has 1 branch in Brainerd, 77 across Minnesota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Brainerd Branch at 321 S 7th St dates to 1889 in FDIC branch records. Its published hours do not list Saturday.
-
Brainerd Branch321 S 7th St, 56401
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Randall State Bank Bank · 1
Randall State Bank has 1 branch in Brainerd, 2 across Minnesota and 2 nationwide. FDIC records list its main office in Randall, MN and show it operating since 1908. With $76.4 million in total assets on June 30, 2026, it ranks No. 3,884 of 4,232 U.S. banks by total assets. The Brainerd Office at 724 W Washington St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Brainerd Office724 W Washington St, 56401
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Brainerd, 105 across Minnesota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Brainerd Branch at 320 S 6th St dates to 1881 in FDIC branch records. Its published hours do not list Saturday.
-
Brainerd Branch320 S 6th St, 56401
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Brainerd, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Brainerd Branch at 424 W Washington St dates to 1979 in FDIC branch records. It opens on Saturday.
-
Brainerd Branch424 W Washington St, 56401
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Brainerd
3 credit unions have 3 offices here: Mid Minnesota Credit Union, Brainerd B. N. Credit Union and Crow Wing Power Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Brainerd page has every office in the state's directory.
Banking in Brainerd: the local picture
Short answer: 7 banks run 7 branches in Brainerd according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Brainerd, 4 elsewhere in Minnesota and 3 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 320 S 6th St, dating to 1881; the newest is Randall State Bank's at 724 W Washington St, from 2009.
3 credit unions have 3 offices in Brainerd, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.
Banks open on Saturday in Brainerd
Short answer: 1 of the 6 Brainerd locations with published hours opens on Saturday, run by 1 institution.
- Wells Fargo: 1 of 1 branch (424 W Washington St: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Brainerd, and where the nearest one is if they do not.
Short answer: In Brainerd: Wells Fargo (1), U.S. Bank (1). No branches in Brainerd: Chase (nearest in Saint Cloud, 55 mi), Bank of America (nearest in Coon Rapids, 90 mi), PNC Bank, Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 56 mi), Regions Bank, TD Bank, BMO (nearest in Little Falls, 27 mi).
| Bank | In Brainerd | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Chase | None | Saint Cloud, 55 miles away |
| Bank of America | None | Coon Rapids, 90 miles away |
| PNC Bank | None | none in Minnesota |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Saint Cloud, 56 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Little Falls, 27 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Brainerd to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Brainerd residents like anyone else.
Banks near Brainerd
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Baxter (2 miles) and Nisswa (11 miles). Baxter, 2 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Baxter, MN | 2 mi | 8 | 10 |
| Banks in Nisswa, MN | 11 mi | 3 | 4 |
| Banks in Pequot Lakes, MN | 18 mi | 2 | 2 |
| Banks in Garrison, MN | 19 mi | 2 | 2 |
| Banks in Motley, MN | 21 mi | 2 | 2 |
| Banks in Crosslake, MN | 22 mi | 4 | 4 |
| Banks in Aitkin, MN | 27 mi | 3 | 4 |
| Banks in Pierz, MN | 27 mi | 2 | 2 |
Bank branch openings and closings in Brainerd
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Brainerd between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Brainerd
Short answer: 2 institutions have their main office in Brainerd: Brainerd B. N. Credit Union and Crow Wing Power Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Brainerd B. N. Credit Union | Credit union | $124.4 million | 1 |
| Crow Wing Power Credit Union | Credit union | $123.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Brainerd by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Brainerd offices.
Short answer: Wells Fargo is the largest bank with offices in Brainerd, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| Deerwood Bank | $1.52 billion | No. 737 | 1 | Waite Park, MN |
| American National Bank of Minnesota | $473.2 million | No. 1,861 | 1 | Baxter, MN |
| Neighborhood National Bank | $312.2 million | No. 2,418 | 1 | Mora, MN |
| Randall State Bank | $76.4 million | No. 3,884 | 1 | Randall, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Brainerd: FAQ
How many banks are in Brainerd, MN?
Brainerd has 7 banks with 7 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Brainerd?
Wells Fargo, with 1. U.S. Bank has 1 and Old National has 1.
Is there a Wells Fargo in Brainerd, MN?
Yes. FDIC data lists 1 Wells Fargo branch in Brainerd as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Brainerd, MN?
Yes. FDIC data lists 1 U.S. Bank branch in Brainerd as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Old National in Brainerd, MN?
Yes. FDIC data lists 1 Old National branch in Brainerd as of September 5, 2026. The address and directions are under Old National above.
Is there a Chase in Brainerd, MN?
No. FDIC data lists no Chase branch in Brainerd as of September 5, 2026. The nearest is in Saint Cloud, about 55 miles away in a straight line.
Which banks in Brainerd are open on Saturday?
Wells Fargo publishes Saturday hours for one or more Brainerd locations. The Saturday section above lists each one with its hours. 4 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Brainerd?
Brainerd B. N. Credit Union and Crow Wing Power Credit Union have their main office in Brainerd, according to the FDIC and the NCUA.
What is the oldest bank in Brainerd?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Brainerd?
Mid Minnesota Credit Union, Brainerd B. N. Credit Union and Crow Wing Power Credit Union have offices in Brainerd. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Brainerd in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Brainerd?
Nearby cities with more banks include Baxter, Nisswa, Pequot Lakes. Baxter is 2 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 7 branches: Old National, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds