US Bank Directory
Banks in Baxter, MN
8 FDIC-insured banks operate 10 offices in Baxter, Minnesota, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Baxter
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 14 locations in Baxter, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Baxter
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Western Bank & Trust and National Bank of Commerce have the most locations in Baxter, with 2 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Western Bank & Trust Bank · 2
First Western Bank & Trust has 2 branches in Baxter, 10 across Minnesota and 20 nationwide. FDIC records list its main office in Minot, ND and show it operating since 1964. With $2.39 billion in total assets on June 30, 2026, it ranks No. 519 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Baxter location is the Baxter Branch at 14084 Baxter Dr, dating to 1963; the newest, at 1550 Fairview Road North, to 1998. It does not publish hours in the sources this page uses; check its site before you go.
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Baxter Branch14084 Baxter Dr, 56425
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Super One Branch1550 Fairview Road North, 56425
National Bank of Commerce Bank · 2
National Bank of Commerce has 2 branches in Baxter, 17 across Minnesota and 21 nationwide. FDIC records list its main office in Superior, WI and show it operating since 1934. With $2.23 billion in total assets on June 30, 2026, it ranks No. 561 of 4,232 U.S. banks by total assets. The Baxter Office Branch at 14540 Dellwood Dr dates to 1922 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Baxter Office Branch14540 Dellwood Dr, 56425
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Baxter Branch14540 Dellwood Dr, 56425
Affinity Plus Credit Union Credit union · 1
Affinity Plus Credit Union has 1 office in Baxter, 35 across Minnesota. It is based in Saint Paul, MN and $5.05 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Brainerd Lakes15524 Edgewood Dr, 56401
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
American National Bank of Minnesota Bank · 1
American National Bank of Minnesota has 1 branch in Baxter, 10 across Minnesota and 10 nationwide. FDIC records list its main office in Baxter, MN and show it operating since 1983. With $473.2 million in total assets on June 30, 2026, it ranks No. 1,861 of 4,232 U.S. banks by total assets. Its main office at 7638 Woida Rd dates to 1983 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office7638 Woida Rd, 56425
Bell Bank Bank · 1
Bell Bank has 1 branch in Baxter, 17 across Minnesota and 33 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1966. With $15.18 billion in total assets on June 30, 2026, it ranks No. 128 of 4,232 U.S. banks by total assets. The Baxter Branch at 14091 Baxter Dr dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Baxter Branch14091 Baxter Dr, 56425
Deerwood Bank Bank · 1
Deerwood Bank has 1 branch in Baxter, 14 across Minnesota and 14 nationwide. FDIC records list its main office in Waite Park, MN and show it operating since 1910. With $1.52 billion in total assets on June 30, 2026, it ranks No. 737 of 4,232 U.S. banks by total assets. The Baxter Branch at 14986 Lynwood Dr dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Baxter Branch14986 Lynwood Dr, 56425
Ent Credit Union Credit union · 1
Ent Credit Union has 1 office in Baxter, 25 across Minnesota. It is based in Colorado Spring, CO and $19.48 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Baxter7422 Forthun Rd, 56425
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
First National Bank North Bank · 1
First National Bank North has 1 branch in Baxter, 10 across Minnesota and 10 nationwide. FDIC records list its main office in Walker, MN and show it operating since 1902. With $864.3 million in total assets on June 30, 2026, it ranks No. 1,184 of 4,232 U.S. banks by total assets. The Baxter Branch at 14521 Edgewood Dr dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Baxter Branch14521 Edgewood Dr, 56425
Frandsen Bank & Trust Bank · 1
Frandsen Bank & Trust has 1 branch in Baxter, 34 across Minnesota and 40 nationwide. FDIC records list its main office in Lonsdale, MN and show it operating since 1901. With $3.66 billion in total assets on June 30, 2026, it ranks No. 359 of 4,232 U.S. banks by total assets. The Baxter Branch at 7429 Excelsior Rd dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Baxter Branch7429 Excelsior Rd, 56425
Members Cooperative Credit Union Credit union · 1
Members Cooperative Credit Union has 1 office in Baxter, 12 across Minnesota. It is based in Duluth, MN and $1.19 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Baxter14633 Edgewood Dr, 56425
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Mid Minnesota Credit Union Credit union · 1
Mid Minnesota Credit Union has 1 office in Baxter, 12 across Minnesota. It is based in Baxter, MN and $833.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office13283 Isle Dr, 56425
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Old National Bank · 1
Old National has 1 branch in Baxter, 77 across Minnesota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Baxter Branch at 7558 Design Rd dates to 1981 in FDIC branch records. Its published hours do not list Saturday.
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Baxter Branch7558 Design Rd, 56425
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Baxter
4 credit unions have 4 offices here: Ent Credit Union, Affinity Plus Credit Union, Members Cooperative Credit Union and Mid Minnesota Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Baxter page has every office in the state's directory.
Banking in Baxter: the local picture
Short answer: 8 banks run 10 branches in Baxter according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 1 has its main office in Baxter, 3 elsewhere in Minnesota and 4 out of state, according to the FDIC.
The bank with the longest record here is Frandsen Bank & Trust, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank North's office at 14521 Edgewood Dr, dating to 1907; the newest is Bell Bank's at 14091 Baxter Dr, from 2026.
4 credit unions have 4 offices in Baxter, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 2 open on Saturday. 9 locations have no published hours in these sources.
Banks by ZIP code in Baxter
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 56425 has the most bank and credit union offices in Baxter (13), followed by 56401 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 56425 | 13 | 11 | First Western Bank & Trust, National Bank of Commerce, American National Bank of Minnesota |
| 56401 | 1 | 1 | Affinity Plus Credit Union |
Credit unions open on Saturday in Baxter
Short answer: 2 of the 5 Baxter locations with published hours open on Saturday, run by 2 institutions.
- Ent Credit Union: 1 of 1 office (7422 Forthun Rd: Saturday 9 am to 1 pm)
- Affinity Plus Credit Union: 1 of 1 office (15524 Edgewood Dr: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Baxter, and where the nearest one is if they do not.
Short answer: No branches in Baxter: Chase (nearest in Saint Cloud, 56 mi), Wells Fargo (nearest in Brainerd, 1 mi), Bank of America (nearest in Coon Rapids, 91 mi), PNC Bank, U.S. Bank (nearest in Brainerd, 2 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 56 mi), Regions Bank, TD Bank, BMO (nearest in Little Falls, 27 mi).
| Bank | In Baxter | Nearest branch if none here |
|---|---|---|
| Chase | None | Saint Cloud, 56 miles away |
| Wells Fargo | None | Brainerd, 1 mile away |
| Bank of America | None | Coon Rapids, 91 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Brainerd, 2 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Saint Cloud, 56 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Little Falls, 27 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Baxter to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Baxter residents like anyone else.
Banks near Baxter
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Brainerd (2 miles) and Nisswa (10 miles). Brainerd, 2 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Brainerd, MN | 2 mi | 7 | 7 |
| Banks in Nisswa, MN | 10 mi | 3 | 4 |
| Banks in Pequot Lakes, MN | 17 mi | 2 | 2 |
| Banks in Motley, MN | 20 mi | 2 | 2 |
| Banks in Garrison, MN | 20 mi | 2 | 2 |
| Banks in Crosslake, MN | 22 mi | 4 | 4 |
| Banks in Staples, MN | 27 mi | 3 | 3 |
| Banks in Little Falls, MN | 27 mi | 3 | 3 |
Bank branch openings and closings in Baxter
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Baxter between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Mar 9, 2026 | Opened | Bell Bank | 14091 Baxter Dr, 56425 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Baxter
Short answer: 2 institutions have their main office in Baxter: Mid Minnesota Credit Union and American National Bank of Minnesota.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Mid Minnesota Credit Union | Credit union | $833.9 million | 1 |
| American National Bank of Minnesota | Bank | $473.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Baxter by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Baxter offices.
Short answer: Old National is the largest bank with offices in Baxter, with $73.86 billion in total assets on June 30, 2026, No. 39 among U.S. banks by total assets. Bell Bank is second with $15.18 billion. 1 of the 8 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| Bell Bank | $15.18 billion | No. 128 | 1 | Fargo, ND |
| Frandsen Bank & Trust | $3.66 billion | No. 359 | 1 | Lonsdale, MN |
| First Western Bank & Trust | $2.39 billion | No. 519 | 2 | Minot, ND |
| National Bank of Commerce | $2.23 billion | No. 561 | 2 | Superior, WI |
| Deerwood Bank | $1.52 billion | No. 737 | 1 | Waite Park, MN |
| First National Bank North | $864.3 million | No. 1,184 | 1 | Walker, MN |
| American National Bank of Minnesota | $473.2 million | No. 1,861 | 1 | Baxter, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Baxter: FAQ
How many banks are in Baxter, MN?
Baxter has 8 banks with 10 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Baxter?
First Western Bank & Trust, with 2. National Bank of Commerce has 2 and Old National has 1.
Is there a First Western Bank & Trust in Baxter, MN?
Yes. FDIC data lists 2 First Western Bank & Trust branches in Baxter as of September 5, 2026. Its branches are listed under First Western Bank & Trust above, with the address and directions for each.
Is there a National Bank of Commerce in Baxter, MN?
Yes. FDIC data lists 2 National Bank of Commerce branches in Baxter as of September 5, 2026. Its branches are listed under National Bank of Commerce above, with the address and directions for each.
Is there a Old National in Baxter, MN?
Yes. FDIC data lists 1 Old National branch in Baxter as of September 5, 2026. The address and directions are under Old National above.
Is there a Chase in Baxter, MN?
No. FDIC data lists no Chase branch in Baxter as of September 5, 2026. The nearest is in Saint Cloud, about 56 miles away in a straight line.
Which banks in Baxter are open on Saturday?
Ent Credit Union and Affinity Plus Credit Union publish Saturday hours for one or more Baxter locations. The Saturday section above lists each one with its hours. 9 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Baxter?
Mid Minnesota Credit Union and American National Bank of Minnesota have their main office in Baxter, according to the FDIC and the NCUA.
What is the oldest bank in Baxter?
Frandsen Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1901.
Which credit unions can I join in Baxter?
Ent Credit Union, Affinity Plus Credit Union, Members Cooperative Credit Union and Mid Minnesota Credit Union have offices in Baxter. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Baxter in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Baxter?
Nearby cities with more banks include Brainerd, Nisswa, Pequot Lakes. Brainerd is 2 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 10 branches: Old National) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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