US Bank Directory
Banks in Bemidji, MN
9 FDIC-insured banks operate 13 offices in Bemidji, Minnesota, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Bemidji
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 16 locations in Bemidji, according to the FDIC and the NCUA. 16 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
16 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Bemidji
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The First National Bank of Bemidji has the most locations in Bemidji, with 3. It is followed by National Bank of Commerce (2), Security Bank USA (2). 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The First National Bank of Bemidji Bank · 3
The First National Bank of Bemidji has 3 branches in Bemidji, 3 across Minnesota and 3 nationwide. FDIC records list its main office in Bemidji, MN and show it operating since 1897. With $1.08 billion in total assets on June 30, 2026, it ranks No. 979 of 4,232 U.S. banks by total assets. Its main office at 1600 Paul Bunyan Dr Nw dates to 1897 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1600 Paul Bunyan Dr Nw, 56601
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Fnbbemidji.Com Branch1600 Paul Bunyan Dr Nw, 56601
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South Branch607 Washington Ave S, 56601
Affinity Plus Credit Union Credit union · 2
Affinity Plus Credit Union has 2 officees in Bemidji, 35 across Minnesota. It is based in Saint Paul, MN and $5.05 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Bemidji locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Bemidji - Bsu Campus1500 Birchmont Dr Ne Ste 45, 56601
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Bemidji - Hannah Ave2800 Hannah Ave Nw, 56601
All hours
Mon to Fri 8:30 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
National Bank of Commerce Bank · 2
National Bank of Commerce has 2 branches in Bemidji, 17 across Minnesota and 21 nationwide. FDIC records list its main office in Superior, WI and show it operating since 1934. With $2.23 billion in total assets on June 30, 2026, it ranks No. 561 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bemidji location is the Paul Bunyan Branch at 1260 Paul Bunyan Dr Nw, dating to 1996; the newest, at 214 5th St Nw, to 2017. It does not publish hours in the sources this page uses; check its site before you go.
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Paul Bunyan Branch1260 Paul Bunyan Dr Nw, 56601
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Bemidji Branch214 5th St Nw, 56601
Security Bank USA Bank · 2
Security Bank USA has 2 branches in Bemidji, 2 across Minnesota and 2 nationwide. FDIC records list its main office in Bemidji, MN and show it operating since 1910. With $263.9 million in total assets on June 30, 2026, it ranks No. 2,659 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bemidji location is its main office at 1025 Paul Bunyan Dr Nw, dating to 1910; the newest, at 104 4th St Nw, to 1975. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1025 Paul Bunyan Dr Nw, 56601
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Detached Facility104 4th St Nw, 56601
American National Bank of Minnesota Bank · 1
American National Bank of Minnesota has 1 branch in Bemidji, 10 across Minnesota and 10 nationwide. FDIC records list its main office in Baxter, MN and show it operating since 1983. With $473.2 million in total assets on June 30, 2026, it ranks No. 1,861 of 4,232 U.S. banks by total assets. The Bemidji Office Branch at 1317 Paul Bunyan Dr Nw dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bemidji Office Branch1317 Paul Bunyan Dr Nw, 56601
Bank Forward Bank · 1
Bank Forward has 1 branch in Bemidji, 2 across Minnesota and 12 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1927. With $1.13 billion in total assets on June 30, 2026, it ranks No. 940 of 4,232 U.S. banks by total assets. The Bemidji Branch at 700 Paul Bunyan Dr Nw dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bemidji Branch700 Paul Bunyan Dr Nw, 56601
Deerwood Bank Bank · 1
Deerwood Bank has 1 branch in Bemidji, 14 across Minnesota and 14 nationwide. FDIC records list its main office in Waite Park, MN and show it operating since 1910. With $1.52 billion in total assets on June 30, 2026, it ranks No. 737 of 4,232 U.S. banks by total assets. The Bemidji Branch at 1350 Paul Bunyan Dr Nw dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bemidji Branch1350 Paul Bunyan Dr Nw, 56601
KodaBank Bank · 1
KodaBank has 1 branch in Bemidji, 3 across Minnesota and 12 nationwide. FDIC records list its main office in Drayton, ND and show it operating since 1916. With $559.8 million in total assets on June 30, 2026, it ranks No. 1,653 of 4,232 U.S. banks by total assets. The Bemidji Branch at 1060 Paul Bunyan Dr Nw dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bemidji Branch1060 Paul Bunyan Dr Nw, 56601
Trustar Credit Union Credit union · 1
Trustar Credit Union has 1 office in Bemidji, 6 across Minnesota. It is based in International F, MN and $374.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Bemidji2313 Trustar Ave Nw, 56601
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Ultima Bank Minnesota Bank · 1
Ultima Bank Minnesota has 1 branch in Bemidji, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Winger, MN and show it operating since 1904. With $333.9 million in total assets on June 30, 2026, it ranks No. 2,329 of 4,232 U.S. banks by total assets. The Bemidji Branch at 101 Shevlin Ave Sw dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bemidji Branch101 Shevlin Ave Sw, 56601
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Bemidji, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Bemidji Westridge Branch at 2024 Paul Bunyan Dr Nw dates to 1981 in FDIC branch records. It opens on Saturday.
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Bemidji Westridge Branch2024 Paul Bunyan Dr Nw, 56601
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Bemidji
2 credit unions have 3 offices here: Affinity Plus Credit Union and Trustar Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bemidji page has every office in the state's directory.
Banking in Bemidji: the local picture
Short answer: 9 banks run 13 branches in Bemidji according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 2 have their main office in Bemidji, 3 elsewhere in Minnesota and 4 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is The First National Bank of Bemidji's office at 1600 Paul Bunyan Dr Nw, dating to 1897; the newest is American National Bank of Minnesota's at 1317 Paul Bunyan Dr Nw, from 2022.
2 credit unions have 3 offices in Bemidji, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday. 12 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Bemidji
Short answer: 2 of the 4 Bemidji locations with published hours open on Saturday, run by 2 institutions.
- Wells Fargo: 1 of 1 branch (2024 Paul Bunyan Dr Nw: Saturday 9 am to 2 pm)
- Affinity Plus Credit Union: 1 of 2 offices (2800 Hannah Ave Nw: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 12 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Bemidji, and where the nearest one is if they do not.
Short answer: In Bemidji: Wells Fargo (1). No branches in Bemidji: Chase (nearest in Saint Cloud, 138 mi), Bank of America (nearest in Coon Rapids, 174 mi), PNC Bank, U.S. Bank (nearest in Grand Rapids, 66 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 138 mi), Regions Bank, TD Bank, BMO (nearest in Ada, 77 mi).
| Bank | In Bemidji | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Saint Cloud, 138 miles away |
| Bank of America | None | Coon Rapids, 174 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Grand Rapids, 66 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Saint Cloud, 138 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Ada, 77 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bemidji to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bemidji residents like anyone else.
Banks near Bemidji
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bagley (24 miles) and Walker (30 miles). Detroit Lakes, 64 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bagley, MN | 24 mi | 2 | 2 |
| Banks in Walker, MN | 30 mi | 3 | 3 |
| Banks in Park Rapids, MN | 40 mi | 3 | 4 |
| Banks in Fosston, MN | 41 mi | 3 | 3 |
| Banks in Deer River, MN | 53 mi | 2 | 2 |
| Banks in Detroit Lakes, MN | 64 mi | 7 | 8 |
| Banks in Grand Rapids, MN | 66 mi | 7 | 9 |
| Banks in Pequot Lakes, MN | 67 mi | 2 | 2 |
Bank branch openings and closings in Bemidji
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Bemidji between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Bemidji
Short answer: 2 institutions have their main office in Bemidji: The First National Bank of Bemidji and Security Bank USA.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The First National Bank of Bemidji | Bank | $1.08 billion | 3 |
| Security Bank USA | Bank | $263.9 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Bemidji by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bemidji offices.
Short answer: Wells Fargo is the largest bank with offices in Bemidji, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. National Bank of Commerce is second with $2.23 billion. 2 of the 9 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| National Bank of Commerce | $2.23 billion | No. 561 | 2 | Superior, WI |
| Deerwood Bank | $1.52 billion | No. 737 | 1 | Waite Park, MN |
| Bank Forward | $1.13 billion | No. 940 | 1 | Fargo, ND |
| The First National Bank of Bemidji | $1.08 billion | No. 979 | 3 | Bemidji, MN |
| KodaBank | $559.8 million | No. 1,653 | 1 | Drayton, ND |
| American National Bank of Minnesota | $473.2 million | No. 1,861 | 1 | Baxter, MN |
| Ultima Bank Minnesota | $333.9 million | No. 2,329 | 1 | Winger, MN |
| Security Bank USA | $263.9 million | No. 2,659 | 2 | Bemidji, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Bemidji: FAQ
How many banks are in Bemidji, MN?
Bemidji has 9 banks with 13 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Bemidji?
The First National Bank of Bemidji, with 3. National Bank of Commerce has 2 and Security Bank USA has 2.
Is there a National Bank of Commerce in Bemidji, MN?
Yes. FDIC data lists 2 National Bank of Commerce branches in Bemidji as of September 5, 2026. Its branches are listed under National Bank of Commerce above, with the address and directions for each.
Is there a Security Bank USA in Bemidji, MN?
Yes. FDIC data lists 2 Security Bank USA branches in Bemidji as of September 5, 2026, the main office at 1025 Paul Bunyan Dr Nw. Its branches are listed under Security Bank USA above, with the address and directions for each.
Is there a Chase in Bemidji, MN?
No. FDIC data lists no Chase branch in Bemidji as of September 5, 2026. The nearest is in Saint Cloud, about 138 miles away in a straight line.
Which banks in Bemidji are open on Saturday?
Wells Fargo and Affinity Plus Credit Union publish Saturday hours for one or more Bemidji locations. The Saturday section above lists each one with its hours. 12 of the 16 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Bemidji?
The First National Bank of Bemidji and Security Bank USA have their main office in Bemidji, according to the FDIC.
What is the oldest bank in Bemidji?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Bemidji?
Affinity Plus Credit Union and Trustar Credit Union have offices in Bemidji. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Bemidji in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Bemidji?
Nearby cities with more banks include Bagley, Walker, Park Rapids. Bagley is 24 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 13 branches: Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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