US Bank Directory
Banks in Grand Rapids, MN
7 FDIC-insured banks operate 9 offices in Grand Rapids, Minnesota, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Grand Rapids
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 12 locations in Grand Rapids, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Grand Rapids
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Park State Bank and Grand Rapids State Bank have the most locations in Grand Rapids, with 2 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Grand Rapids State Bank Bank · 2
Grand Rapids State Bank has 2 branches in Grand Rapids, 2 across Minnesota and 2 nationwide. FDIC records list its main office in Grand Rapids, MN and show it operating since 1914. With $261.1 million in total assets on June 30, 2026, it ranks No. 2,673 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Grand Rapids location is its main office at 523 Nw 1st Ave, dating to 1914; the newest, at 1 Golf Course Rd, to 1989. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office523 Nw 1st Ave, 55744
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Pokegama Branch1 Golf Course Rd, 55744
Park State Bank Bank · 2
Park State Bank has 2 branches in Grand Rapids, 17 across Minnesota and 18 nationwide. FDIC records list its main office in Duluth, MN and show it operating since 1916. With $1.49 billion in total assets on June 30, 2026, it ranks No. 744 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Grand Rapids location is the Grand Rapids South Branch at 1215 S Pokegama Ave, dating to 1919; the newest, at 428 Nw 4th Ave, to 1995. It does not publish hours in the sources this page uses; check its site before you go.
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Grand Rapids South Branch1215 S Pokegama Ave, 55744
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Grand Rapids North Branch428 Nw 4th Ave, 55744
Affinity Plus Credit Union Credit union · 1
Affinity Plus Credit Union has 1 office in Grand Rapids, 35 across Minnesota. It is based in Saint Paul, MN and $5.05 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Grand Rapids Community2120 Se 2Nd Ave, 55744
All hours
Mon to Thu not published; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Deerwood Bank Bank · 1
Deerwood Bank has 1 branch in Grand Rapids, 14 across Minnesota and 14 nationwide. FDIC records list its main office in Waite Park, MN and show it operating since 1910. With $1.52 billion in total assets on June 30, 2026, it ranks No. 737 of 4,232 U.S. banks by total assets. The Grand Rapids Branch at 2950 S Highway 169 dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Grand Rapids Branch2950 S Highway 169, 55744
Members Cooperative Credit Union Credit union · 1
Members Cooperative Credit Union has 1 office in Grand Rapids, 12 across Minnesota. It is based in Duluth, MN and $1.19 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Grand Rapids18 Nw 4Th St, 55744
All hours
Mon to Fri 8 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Northview Bank Bank · 1
Northview Bank has 1 branch in Grand Rapids, 12 across Minnesota and 12 nationwide. FDIC records list its main office in Sandstone, MN and show it operating since 1908. With $469.7 million in total assets on June 30, 2026, it ranks No. 1,868 of 4,232 U.S. banks by total assets. The Grand Rapids Branch at 411 S Pokegama Ave dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Grand Rapids Branch411 S Pokegama Ave, 55744
Superior Choice Credit Union Credit union · 1
Superior Choice Credit Union has 1 office in Grand Rapids, 2 across Minnesota. It is based in Superior, WI and $725.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Grand Rapids1220 S Pokegama Ave Suite 200, 55744
All hours
Mon to Fri 8:30 am to 5 pm; Sat closed; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Grand Rapids, 105 across Minnesota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Grand Rapids Branch at 1 Nw 5th St dates to 1919 in FDIC branch records. Its published hours do not list Saturday.
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Grand Rapids Branch1 Nw 5th St, 55744
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Grand Rapids, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Grand Rapids Branch at 220 Nw 1st Ave dates to 1890 in FDIC branch records. Its published hours do not list Saturday.
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Grand Rapids Branch220 Nw 1st Ave, 55744
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodland Bank Bank · 1
Woodland Bank has 1 branch in Grand Rapids, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Deer River, MN and show it operating since 1920. With $177.5 million in total assets on June 30, 2026, it ranks No. 3,144 of 4,232 U.S. banks by total assets. The Grand Rapids Branch at 2610 S Highway 169 dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Grand Rapids Branch2610 S Highway 169, 55744
Join a credit union in Grand Rapids
3 credit unions have 3 offices here: Affinity Plus Credit Union, Members Cooperative Credit Union and Superior Choice Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Grand Rapids page has every office in the state's directory.
Banking in Grand Rapids: the local picture
Short answer: 7 banks run 9 branches in Grand Rapids according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 1 has its main office in Grand Rapids, 4 elsewhere in Minnesota and 2 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 220 Nw 1st Ave, dating to 1890; the newest is Woodland Bank's at 2610 S Highway 169, from 2015.
3 credit unions have 3 offices in Grand Rapids, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 2 open on Saturday. 7 locations have no published hours in these sources.
Credit unions open on Saturday in Grand Rapids
Short answer: 2 of the 5 Grand Rapids locations with published hours open on Saturday, run by 2 institutions.
- Affinity Plus Credit Union: 1 of 1 office (2120 Se 2Nd Ave: Saturday 9 am to 12 pm)
- Members Cooperative Credit Union: 1 of 1 office (18 Nw 4Th St: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Grand Rapids, and where the nearest one is if they do not.
Short answer: In Grand Rapids: Wells Fargo (1), U.S. Bank (1). No branches in Grand Rapids: Chase (nearest in Saint Cloud, 119 mi), Bank of America (nearest in Coon Rapids, 140 mi), PNC Bank, Truist, Fifth Third Bank, Huntington (nearest in Duluth, 74 mi), Regions Bank, TD Bank, BMO (nearest in Little Falls, 95 mi).
| Bank | In Grand Rapids | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Chase | None | Saint Cloud, 119 miles away |
| Bank of America | None | Coon Rapids, 140 miles away |
| PNC Bank | None | none in Minnesota |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Duluth, 74 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Little Falls, 95 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Grand Rapids to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Grand Rapids residents like anyone else.
Banks near Grand Rapids
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Deer River (14 miles) and Hibbing (31 miles). Hibbing, 31 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Deer River, MN | 14 mi | 2 | 2 |
| Banks in Hibbing, MN | 31 mi | 5 | 5 |
| Banks in Crosslake, MN | 47 mi | 4 | 4 |
| Banks in Aitkin, MN | 49 mi | 3 | 4 |
| Banks in Walker, MN | 50 mi | 3 | 3 |
| Banks in Virginia, MN | 51 mi | 5 | 6 |
| Banks in Pequot Lakes, MN | 57 mi | 2 | 2 |
| Banks in Nisswa, MN | 61 mi | 3 | 4 |
Bank branch openings and closings in Grand Rapids
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Grand Rapids between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Grand Rapids
Short answer: 1 institution has its main office in Grand Rapids: Grand Rapids State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Grand Rapids State Bank | Bank | $261.1 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Grand Rapids by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Grand Rapids offices.
Short answer: Wells Fargo is the largest bank with offices in Grand Rapids, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 1 of the 7 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Deerwood Bank | $1.52 billion | No. 737 | 1 | Waite Park, MN |
| Park State Bank | $1.49 billion | No. 744 | 2 | Duluth, MN |
| Northview Bank | $469.7 million | No. 1,868 | 1 | Sandstone, MN |
| Grand Rapids State Bank | $261.1 million | No. 2,673 | 2 | Grand Rapids, MN |
| Woodland Bank | $177.5 million | No. 3,144 | 1 | Deer River, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Grand Rapids: FAQ
How many banks are in Grand Rapids, MN?
Grand Rapids has 7 banks with 9 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Grand Rapids?
Park State Bank, with 2. Grand Rapids State Bank has 2 and Wells Fargo has 1.
Is there a Park State Bank in Grand Rapids, MN?
Yes. FDIC data lists 2 Park State Bank branches in Grand Rapids as of September 5, 2026. Its branches are listed under Park State Bank above, with the address and directions for each.
Is there a Wells Fargo in Grand Rapids, MN?
Yes. FDIC data lists 1 Wells Fargo branch in Grand Rapids as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Chase in Grand Rapids, MN?
No. FDIC data lists no Chase branch in Grand Rapids as of September 5, 2026. The nearest is in Saint Cloud, about 119 miles away in a straight line.
Which banks in Grand Rapids are open on Saturday?
Affinity Plus Credit Union and Members Cooperative Credit Union publish Saturday hours for one or more Grand Rapids locations. The Saturday section above lists each one with its hours. 7 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Grand Rapids?
Grand Rapids State Bank has its main office in Grand Rapids, according to the FDIC.
What is the oldest bank in Grand Rapids?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Grand Rapids?
Affinity Plus Credit Union, Members Cooperative Credit Union and Superior Choice Credit Union have offices in Grand Rapids. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Grand Rapids in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Grand Rapids?
Nearby cities with more banks include Deer River, Hibbing, Crosslake. Deer River is 14 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 9 branches: U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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