US Bank Directory
Banks in Virginia, MN
5 FDIC-insured banks operate 6 offices in Virginia, Minnesota, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Virginia
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 10 locations in Virginia, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Virginia
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Northern State Bank of Virginia has the most locations in Virginia, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Northern State Bank of Virginia Bank · 2
Northern State Bank of Virginia has 2 branches in Virginia, 2 across Minnesota and 2 nationwide. FDIC records list its main office in Virginia, MN and show it operating since 1966. With $102.0 million in total assets on June 30, 2026, it ranks No. 3,685 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Virginia location is its main office at 600 Chestnut St, dating to 1966; the newest, at 521 Chestnut St, to 2020. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office600 Chestnut St, 55792
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Northern State Bank Of Virginia Chestnut Branch521 Chestnut St, 55792
Affinity Plus Credit Union Credit union · 1
Affinity Plus Credit Union has 1 office in Virginia, 35 across Minnesota. It is based in Saint Paul, MN and $5.05 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Virginia1460 S 12Th Ave, 55792
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun closed
Hours: NCUA, March 31, 2026
B2 Bank Bank · 1
B2 Bank has 1 branch in Virginia, 2 across Minnesota and 3 nationwide. FDIC records list its main office in Holladay, UT and show it operating since 1902. With $114.6 million in total assets on June 30, 2026, it ranks No. 3,591 of 4,232 U.S. banks by total assets. The Virginia Branch at 8355 Unity Dr dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Virginia Branch8355 Unity Dr, 55792
Frandsen Bank & Trust Bank · 1
Frandsen Bank & Trust has 1 branch in Virginia, 34 across Minnesota and 40 nationwide. FDIC records list its main office in Lonsdale, MN and show it operating since 1901. With $3.66 billion in total assets on June 30, 2026, it ranks No. 359 of 4,232 U.S. banks by total assets. The Queen City Federal Savings Bank Branch at 501 Chestnut St dates to 1960 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Queen City Federal Savings Bank Branch501 Chestnut St, 55792
Northern Communities Credit Union Credit union · 1
Northern Communities Credit Union has 1 office in Virginia, 2 across Minnesota. It is based in Duluth, MN and $126.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Virginia800 S 16Th Ave, 55792
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northridge Community Credit Union Credit union · 1
Northridge Community Credit Union has 1 office in Virginia, 5 across Minnesota. It is based in Virginia, MN and $109.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office921 17Th St S, 55792
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Virginia, 105 across Minnesota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Virginia Branch at 230 1st St S dates to 1892 in FDIC branch records. Its published hours do not list Saturday.
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Virginia Branch230 1st St S, 55792
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Virginia Coop Credit Union Credit union · 1
Virginia Coop Credit Union has 1 office in Virginia, 1 across Minnesota. It is based in Virginia, MN and $44.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office811 4Th St N, 55792
All hours
Mon 8:30 am to 5 pm; Tue to Thu not published; Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Virginia, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Virginia Branch at 401 Chestnut St dates to 1945 in FDIC branch records. Its published hours do not list Saturday.
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Virginia Branch401 Chestnut St, 55792
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Virginia
4 credit unions have 4 offices here: Affinity Plus Credit Union, Northern Communities Credit Union, Northridge Community Credit Union and Virginia Coop Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Virginia page has every office in the state's directory.
Banking in Virginia: the local picture
Short answer: 5 banks run 6 branches in Virginia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 1 has its main office in Virginia, 1 elsewhere in Minnesota and 3 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 230 1st St S, dating to 1892; the newest is B2 Bank's at 8355 Unity Dr, from 2026.
4 credit unions have 4 offices in Virginia, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in Virginia
Short answer: None of the 6 Virginia locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Virginia, and where the nearest one is if they do not.
Short answer: In Virginia: Wells Fargo (1), U.S. Bank (1). No branches in Virginia: Chase (nearest in Saint Cloud, 156 mi), Bank of America (nearest in Blaine, 164 mi), PNC Bank, Truist, Fifth Third Bank, Huntington (nearest in Duluth, 53 mi), Regions Bank, TD Bank, BMO (nearest in Little Falls, 137 mi).
| Bank | In Virginia | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Chase | None | Saint Cloud, 156 miles away |
| Bank of America | None | Blaine, 164 miles away |
| PNC Bank | None | none in Minnesota |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Duluth, 53 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Little Falls, 137 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Virginia to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Virginia residents like anyone else.
Banks near Virginia
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hibbing (20 miles) and Ely (41 miles). Duluth, 54 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hibbing, MN | 20 mi | 5 | 5 |
| Banks in Ely, MN | 41 mi | 3 | 3 |
| Banks in Grand Rapids, MN | 51 mi | 7 | 9 |
| Banks in Hermantown, MN | 52 mi | 5 | 5 |
| Banks in Two Harbors, MN | 54 mi | 2 | 2 |
| Banks in Duluth, MN | 54 mi | 10 | 27 |
| Banks in Cloquet, MN | 56 mi | 5 | 5 |
| Banks in Deer River, MN | 60 mi | 2 | 2 |
Bank branch openings and closings in Virginia
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Virginia between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jun 26, 2026 | Opened | B2 Bank | 8355 Unity Dr, 55792 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Virginia
Short answer: 3 institutions have their main office in Virginia: Northern State Bank of Virginia, Northridge Community Credit Union and Virginia Coop Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Northern State Bank of Virginia | Bank | $102.0 million | 2 |
| Northridge Community Credit Union | Credit union | $109.6 million | 1 |
| Virginia Coop Credit Union | Credit union | $44.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Virginia by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Virginia offices.
Short answer: Wells Fargo is the largest bank with offices in Virginia, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Frandsen Bank & Trust | $3.66 billion | No. 359 | 1 | Lonsdale, MN |
| B2 Bank | $114.6 million | No. 3,591 | 1 | Holladay, UT |
| Northern State Bank of Virginia | $102.0 million | No. 3,685 | 2 | Virginia, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Virginia: FAQ
How many banks are in Virginia, MN?
Virginia has 5 banks with 6 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Virginia?
Northern State Bank of Virginia, with 2. Wells Fargo has 1 and U.S. Bank has 1.
Is there a Wells Fargo in Virginia, MN?
Yes. FDIC data lists 1 Wells Fargo branch in Virginia as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Virginia, MN?
Yes. FDIC data lists 1 U.S. Bank branch in Virginia as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Chase in Virginia, MN?
No. FDIC data lists no Chase branch in Virginia as of September 5, 2026. The nearest is in Saint Cloud, about 156 miles away in a straight line.
Which banks in Virginia are open on Saturday?
None of the 6 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Virginia?
Northern State Bank of Virginia, Northridge Community Credit Union and Virginia Coop Credit Union have their main office in Virginia, according to the FDIC and the NCUA.
What is the oldest bank in Virginia?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Virginia?
Affinity Plus Credit Union, Northern Communities Credit Union, Northridge Community Credit Union and Virginia Coop Credit Union have offices in Virginia. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Virginia in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Virginia?
Nearby cities with more banks include Hibbing, Ely, Grand Rapids. Hibbing is 20 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 6 branches: U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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