US Bank Directory
Banks in Duluth, MN
10 FDIC-insured banks operate 27 offices in Duluth, Minnesota, and 12 credit unions have 23 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Duluth
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 22 banks and credit unions operate 50 locations in Duluth, according to the FDIC and the NCUA. 49 of them have coordinates on record and are on the map. 30 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
49 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Duluth
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: North Shore Bank of Commerce has the most locations in Duluth, with 6. It is followed by U.S. Bank (5), Wells Fargo (4), Park State Bank (3). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
North Shore Bank of Commerce Bank · 6
North Shore Bank of Commerce has 6 branches in Duluth, 7 across Minnesota and 7 nationwide. FDIC records list its main office in Duluth, MN and show it operating since 1915. With $598.5 million in total assets on June 30, 2026, it ranks No. 1,562 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Duluth location is the Lakeside Branch at 4801 E Superior St, dating to 1911; the newest, at 131 W Superior St, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office131 W Superior St, 55802
-
Lakeshore Branch131 W Superior St, 55802
-
Northshore.Bank Branch131 W Superior St, 55802
-
Woodland Branch17 E Calvary Rd, 55803
-
Auto Bank Branch19 N 2nd Ave, 55810
-
Lakeside Branch4801 E Superior St, 55804
U.S. Bank Bank · 5
U.S. Bank has 5 branches in Duluth, 105 across Minnesota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Duluth location is the Duluth-Main Branch at 130 W Superior St, dating to 1902; the newest, at 4601 E Superior St, to 1991. 2 of its 5 Duluth locations with published hours open on Saturday.
-
Duluth-Main Branch130 W Superior St, 55802
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
-
Kenwood Branch1337 W Arrowhead Rd, 55811
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
-
Duluth-Miller Hill Branch2400 Maple Grove Rd, 55811
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
-
Duluth-Lakeside Branch4601 E Superior St, 55804
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
-
Duluth-Spirit Valley Branch5330 Grand Ave, 55807
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 4
Wells Fargo has 4 branches in Duluth, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Duluth location is the Duluth Miller Hill Branch at 4180 Haines Rd, dating to 1978; the newest, at 222 W Superior St, to 2013. 2 of its 3 Duluth locations with published hours open on Saturday.
-
Duluth Kenwood Branch1339 W Arrowhead Rd, 55811
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
-
Duluth Trust Office222 W Superior St, 55802
-
Duluth Denfeld Branch3931 W Superior St, 55807
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
-
Duluth Miller Hill Branch4180 Haines Rd, 55811
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Harbor Pointe Credit Union Credit union · 3
Harbor Pointe Credit Union has 3 officees in Duluth, 3 across Minnesota. It is based in Duluth, MN and $157.5 million in assets on March 31, 2026, according to its NCUA call report. 2 of its 3 Duluth locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Main Office main office11 W 2Nd St, 55802
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Kenwood Branch1515 Kenwood Ave Ste 200, 55811
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Miller Hill Branch4433 Trinity Rd, 55811
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Members Cooperative Credit Union Credit union · 3
Members Cooperative Credit Union has 3 officees in Duluth, 12 across Minnesota. It is based in Duluth, MN and $1.19 billion in assets on March 31, 2026, according to its NCUA call report. 2 of its 3 Duluth locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Main Office main office215 N 40Th Ave W, 55807
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Miller Hill605 W Central Entrance, 55811
All hours
Mon to Thu 8 am to 5 pm; Fri 8 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Bluestone952 Woodland Ave # 960, 55812
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Minnesota Power Employees Credit Union Credit union · 3
Minnesota Power Employees Credit Union has 3 officees in Duluth, 3 across Minnesota. It is based in Duluth, MN and $170.3 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Duluth locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
-
Main Office main office30 W Superior St Ste 126, 55802
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Miller Plaza1405 Miller Trunk Hwy, 55811
-
Arrowhead Branch3308 W Arrowhead Rd, 55811
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
North Shore Credit Union Credit union · 3
North Shore Credit Union has 3 officees in Duluth, 8 across Minnesota. It is based in Silver Bay, MN and $281.6 million in assets on March 31, 2026, according to its NCUA call report. None of its 3 Duluth locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
-
Duluth - Lincoln Park1902 W Superior St, 55806
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Duluth - Endi2104 London Rd, 55812
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Duluth - Pike Lake5671 Miller Trunk Hwy, 55811
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Park State Bank Bank · 3
Park State Bank has 3 branches in Duluth, 17 across Minnesota and 18 nationwide. FDIC records list its main office in Duluth, MN and show it operating since 1916. With $1.49 billion in total assets on June 30, 2026, it ranks No. 744 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Duluth location is the West Duluth Branch at 331 N Central Ave, dating to 1912; the newest, at 120 Mount Royal Shopping Cir, to 1996. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office2630 W Superior St, 55806
-
Mt Royal Branch120 Mount Royal Shopping Cir, 55803
-
West Duluth Branch331 N Central Ave, 55807
Affinity Plus Credit Union Credit union · 2
Affinity Plus Credit Union has 2 officees in Duluth, 35 across Minnesota. It is based in Saint Paul, MN and $5.05 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Duluth1820 Maple Grove Rd, 55811
All hours
Mon to Thu not published; Fri 9 am to 5 pm; Sat 10 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Duluth - Lake Superior College2101 Trinity Rd Ste L160, 55811
Bell Bank Bank · 2
Bell Bank has 2 branches in Duluth, 17 across Minnesota and 33 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1966. With $15.18 billion in total assets on June 30, 2026, it ranks No. 128 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Duluth location is the Duluth Branch at 201 E Superior St, dating to 2020; the newest, at 3501 W Arrowhead Rd, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
-
Duluth Branch201 E Superior St, 55802
-
Duluth Heights Branch3501 W Arrowhead Rd, 55811
Centricity Credit Union Credit union · 2
Centricity Credit Union has 2 officees in Duluth, 4 across Minnesota. It is based in Hermantown, MN and $337.9 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Duluth locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Duluth Office2501 London Rd, 55812
All hours
Mon to Fri 8:30 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Denfeld Office3924 Grand Ave, 55807
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
National Bank of Commerce Bank · 2
National Bank of Commerce has 2 branches in Duluth, 17 across Minnesota and 21 nationwide. FDIC records list its main office in Superior, WI and show it operating since 1934. With $2.23 billion in total assets on June 30, 2026, it ranks No. 561 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Duluth location is the Woodland Avenue Branch at 1619 Woodland Ave, dating to 1997; the newest, at 1314 E Superior St, to 2003. It does not publish hours in the sources this page uses; check its site before you go.
-
Duluth Branch1314 E Superior St, 55805
-
Woodland Avenue Branch1619 Woodland Ave, 55803
Share Advantage Credit Union Credit union · 2
Share Advantage Credit Union has 2 officees in Duluth, 2 across Minnesota. It is based in Duluth, MN and $58.5 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Duluth locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
-
Main Office main office2502 Maple Grove Rd, 55811
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Smdc Branch502 E 2Nd St, 55805
All hours
Mon to Thu 8 am to 4 pm; Fri 7:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Western National Bank Bank · 2
Western National Bank has 2 branches in Duluth, 3 across Minnesota and 3 nationwide. FDIC records list its main office in Duluth, MN and show it operating since 1904. With $135.8 million in total assets on June 30, 2026, it ranks No. 3,437 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Duluth location is its main office at 201 N Central Ave, dating to 1904; the newest, at 202 W Superior St, to 1994. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office201 N Central Ave, 55807
-
Downtown Branch202 W Superior St, 55802
Duluth Fire Department Credit Union Credit union · 1
Duluth Fire Department Credit Union has 1 office in Duluth, 1 across Minnesota. It is based in Duluth, MN and $7.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office602 W 2Nd St, 55802
All hours
Mon to Fri 9 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Duluth Police Department Employees Credit Union Credit union · 1
Duluth Police Department Employees Credit Union has 1 office in Duluth, 1 across Minnesota. It is based in Duluth, MN and $8.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office2030 N Arlington Ave, 55811
All hours
Mon to Fri 9 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Frandsen Bank & Trust Bank · 1
Frandsen Bank & Trust has 1 branch in Duluth, 34 across Minnesota and 40 nationwide. FDIC records list its main office in Lonsdale, MN and show it operating since 1901. With $3.66 billion in total assets on June 30, 2026, it ranks No. 359 of 4,232 U.S. banks by total assets. The Beacon Bank - Duluth Branch at 331 W Superior St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Beacon Bank - Duluth Branch331 W Superior St, 55802
Huntington Bank · 1
Huntington has 1 branch in Duluth, 61 across Minnesota and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The University Of Duluth Branch at 1208 Kirby Dr dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
University Of Duluth Branch1208 Kirby Dr, 55812
North Star Credit Union Credit union · 1
North Star Credit Union has 1 office in Duluth, 5 across Minnesota. It is based in Cook, MN and $112.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Northern Pacific Duluth Branch4918 Grand Ave, 55807
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northern Communities Credit Union Credit union · 1
Northern Communities Credit Union has 1 office in Duluth, 2 across Minnesota. It is based in Duluth, MN and $126.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office3311 W Arrowhead Rd, 55811
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Old National Bank · 1
Old National has 1 branch in Duluth, 77 across Minnesota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Holiday Center Duluth Branch at 225 W Superior St dates to 2020 in FDIC branch records. Its published hours do not list Saturday.
-
Holiday Center Duluth Branch225 W Superior St, 55802
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Superior Choice Credit Union Credit union · 1
Superior Choice Credit Union has 1 office in Duluth, 2 across Minnesota. It is based in Superior, WI and $725.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Denfeld Branch4125 Grand Ave, 55807
All hours
Mon to Fri 8:30 am to 5 pm; Sat closed; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Duluth
12 credit unions have 23 offices here: Members Cooperative Credit Union, North Shore Credit Union, Minnesota Power Employees Credit Union, Harbor Pointe Credit Union, Affinity Plus Credit Union and Centricity Credit Union and 6 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Duluth page has every office in the state's directory.
Banking in Duluth: the local picture
Short answer: 10 banks run 27 branches in Duluth according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 3 have their main office in Duluth, 1 elsewhere in Minnesota and 6 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 130 W Superior St, dating to 1902; the newest is Bell Bank's at 3501 W Arrowhead Rd, from 2024.
12 credit unions have 23 offices in Duluth, according to the NCUA. Who can join each one is on the credit unions page.
Of the 30 locations with published hours. 10 open on Saturday. 20 locations have no published hours in these sources.
Banks by ZIP code in Duluth
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 55811 has the most bank and credit union offices in Duluth (16), followed by 55802 (12) and 55807 (8). Offices are spread across 9 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 55811 | 16 | 11 | Affinity Plus Credit Union, Harbor Pointe Credit Union, Minnesota Power Employees Credit Union |
| 55802 | 12 | 10 | North Shore Bank of Commerce, Bell Bank, Duluth Fire Department Credit Union |
| 55807 | 8 | 8 | Centricity Credit Union, Members Cooperative Credit Union, North Star Credit Union |
| 55812 | 4 | 4 | Centricity Credit Union, Huntington, Members Cooperative Credit Union |
| 55803 | 3 | 3 | National Bank of Commerce, North Shore Bank of Commerce, Park State Bank |
| 55804 | 2 | 2 | North Shore Bank of Commerce, U.S. Bank |
| 55805 | 2 | 2 | National Bank of Commerce, Share Advantage Credit Union |
| 55806 | 2 | 2 | North Shore Credit Union, Park State Bank |
| 55810 | 1 | 1 | North Shore Bank of Commerce |
Banks and credit unions open on Saturday in Duluth
Short answer: 10 of the 30 Duluth locations with published hours open on Saturday, run by 6 institutions.
- U.S. Bank: 2 of 5 branches (2400 Maple Grove Rd: Saturday 9 am to 12 pm, and 1 more)
- Wells Fargo: 2 of 4 branches (3931 W Superior St: Saturday 9 am to 2 pm, and 1 more)
- Members Cooperative Credit Union: 2 of 3 offices (215 N 40Th Ave W: Saturday 9 am to 1 pm, and 1 more)
- Harbor Pointe Credit Union: 2 of 3 offices (1515 Kenwood Ave Ste 200: Saturday 9 am to 1 pm, and 1 more)
- Affinity Plus Credit Union: 1 of 2 offices (1820 Maple Grove Rd: Saturday 10 am to 1 pm)
- Centricity Credit Union: 1 of 2 offices (2501 London Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 20 of the 50 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Duluth, and where the nearest one is if they do not.
Short answer: In Duluth: Wells Fargo (4), U.S. Bank (5), Huntington (1). No branches in Duluth: Chase (nearest in Forest Lake, 113 mi), Bank of America (nearest in Blaine, 123 mi), PNC Bank, Truist, Fifth Third Bank, Regions Bank, TD Bank, BMO (nearest in Little Falls, 121 mi).
| Bank | In Duluth | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 4 branches | here |
| U.S. Bank | 5 branches | here |
| Huntington | 1 branch | here |
| Chase | None | Forest Lake, 113 miles away |
| Bank of America | None | Blaine, 123 miles away |
| PNC Bank | None | none in Minnesota |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Little Falls, 121 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Duluth to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Duluth residents like anyone else.
Banks near Duluth
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hermantown (4 miles) and Cloquet (17 miles). Grand Rapids, 73 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hermantown, MN | 4 mi | 5 | 5 |
| Banks in Cloquet, MN | 17 mi | 5 | 5 |
| Banks in Two Harbors, MN | 26 mi | 2 | 2 |
| Banks in Virginia, MN | 54 mi | 5 | 6 |
| Banks in Hibbing, MN | 59 mi | 5 | 5 |
| Banks in Hinckley, MN | 67 mi | 2 | 2 |
| Banks in Grand Rapids, MN | 73 mi | 7 | 9 |
| Banks in Ely, MN | 78 mi | 3 | 3 |
Bank branch openings and closings in Duluth
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Duluth between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Duluth
Short answer: 10 institutions have their main office in Duluth: North Shore Bank of Commerce, Park State Bank, Members Cooperative Credit Union and Minnesota Power Employees Credit Union and 6 more.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| North Shore Bank of Commerce | Bank | $598.5 million | 6 |
| Park State Bank | Bank | $1.49 billion | 3 |
| Members Cooperative Credit Union | Credit union | $1.19 billion | 3 |
| Minnesota Power Employees Credit Union | Credit union | $170.3 million | 3 |
| Harbor Pointe Credit Union | Credit union | $157.5 million | 3 |
| Western National Bank | Bank | $135.8 million | 2 |
| Share Advantage Credit Union | Credit union | $58.5 million | 2 |
| Northern Communities Credit Union | Credit union | $126.8 million | 1 |
| Duluth Police Department Employees Credit Union | Credit union | $8.0 million | 1 |
| Duluth Fire Department Credit Union | Credit union | $7.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Duluth by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Duluth offices.
Short answer: Wells Fargo is the largest bank with offices in Duluth, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 3 of the 10 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 4 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 5 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| Bell Bank | $15.18 billion | No. 128 | 2 | Fargo, ND |
| Frandsen Bank & Trust | $3.66 billion | No. 359 | 1 | Lonsdale, MN |
| National Bank of Commerce | $2.23 billion | No. 561 | 2 | Superior, WI |
| Park State Bank | $1.49 billion | No. 744 | 3 | Duluth, MN |
| North Shore Bank of Commerce | $598.5 million | No. 1,562 | 6 | Duluth, MN |
| Western National Bank | $135.8 million | No. 3,437 | 2 | Duluth, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Duluth: FAQ
How many banks are in Duluth, MN?
Duluth has 10 banks with 27 branches and 12 credit unions with 23 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Duluth?
North Shore Bank of Commerce, with 6. U.S. Bank has 5 and Wells Fargo has 4.
Is there a North Shore Bank of Commerce in Duluth, MN?
Yes. FDIC data lists 6 North Shore Bank of Commerce branches in Duluth as of September 5, 2026, the main office at 131 W Superior St. Its branches are listed under North Shore Bank of Commerce above, with the address and directions for each.
Is there a U.S. Bank in Duluth, MN?
Yes. FDIC data lists 5 U.S. Bank branches in Duluth as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a Wells Fargo in Duluth, MN?
Yes. FDIC data lists 4 Wells Fargo branches in Duluth as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Chase in Duluth, MN?
No. FDIC data lists no Chase branch in Duluth as of September 5, 2026. The nearest is in Forest Lake, about 113 miles away in a straight line.
Which banks in Duluth are open on Saturday?
U.S. Bank, Wells Fargo, Members Cooperative Credit Union and Harbor Pointe Credit Union and 2 more publish Saturday hours for one or more Duluth locations. The Saturday section above lists each one with its hours. 20 of the 50 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Duluth?
North Shore Bank of Commerce, Park State Bank, Members Cooperative Credit Union, Minnesota Power Employees Credit Union and Harbor Pointe Credit Union and 5 more have their main office in Duluth, according to the FDIC and the NCUA.
What is the oldest bank in Duluth?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Duluth?
Members Cooperative Credit Union, North Shore Credit Union, Minnesota Power Employees Credit Union and Harbor Pointe Credit Union and 8 more have offices in Duluth. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Duluth in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Duluth?
Nearby cities with more banks include Hermantown, Cloquet, Two Harbors. Hermantown is 4 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 22 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (9 of 27 branches: Old National, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds