NCUA-insured credit union
Northern Communities — Duluth, MN
Credit Union headquartered in Duluth, Minnesota.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 3311 West Arrowhead Road Duluth, MN 55811 |
| County | Saint Louis |
| Website | not published in NCUA data |
| Phone | (218) 279-3200 |
NCUA record
| NCUA Charter | 64655 |
| Federal Reserve RSSD ID | 829993 |
| Status | Active |
| Charter type | 2 (STATE) |
| Financials as of | March 31, 2026 |
How to find your Northern Communities routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
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Offices
| Arrowhead main office Duluth, MN |
3311 W Arrowhead Rd, 55811 (218) 279-3200 Monday - Friday 8:30am to 5:00pm Drive-Up Monday - Friday 7:30am to 6:00pm Saturday 8:00am to 12:00 noon |
| Virginia Virginia, MN |
800 S 16Th Ave, 55792 (218) 741-8155 Monday - Friday 8:30am to 5:00pm Drive-Up Monday - Thursday 7:30am to 5:00pm Friday 7:30am to 6:00pm |
Where Northern Communities has offices
Cities with the most Northern Communities offices
Other credit unions headquartered in Duluth
| Members Cooperative | $1.19 billion |
| Minnesota Power Employees | $170.33 million |
| Harbor Pointe | $157.50 million |
| Share Advantage | $58.55 million |
| Duluth Police Department Employees | $7.99 million |
| Duluth Fire Department | $7.65 million |
Largest credit unions headquartered elsewhere in Minnesota
| Trustone Financial Plymouth | $6.06 billion |
| Affinity Plus Saint Paul | $5.05 billion |
| Blaze Falcon Heights | $4.82 billion |
| Magnifi Financial Melrose | $2.67 billion |
| Mayo Employees Rochester | $1.53 billion |
| City & County Saint Paul | $1.18 billion |
| Topline Financial Maple Grove | $1.15 billion |
| Ideal Woodbury | $1.09 billion |
Compare before you open an account: today's CD and savings rates, the CD calculator and the savings calculator.
