US Bank Directory
Banks in Owatonna, MN
10 FDIC-insured banks operate 10 offices in Owatonna, Minnesota, and 2 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Owatonna
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 14 locations in Owatonna, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Owatonna
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 10 banks share the most locations in Owatonna, with 1 each. 10 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Federated Employees Credit Union Credit union · 2
Federated Employees Credit Union has 2 officees in Owatonna, 2 across Minnesota. It is based in Owatonna, MN and $66.4 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Owatonna locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1929 S Cedar Ave, 55060
All hours
Mon to Fri 7 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Fecu Downtown Office121 E Park Sq, 55060
All hours
Mon to Fri 9 am to 3:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Home Town Credit Union Credit union · 2
Home Town Credit Union has 2 officees in Owatonna, 4 across Minnesota. It is based in Owatonna, MN and $295.6 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Owatonna locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office2400 W Bridge St, 55060
All hours
Mon to Fri 7:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Owatonna South Branch150 18Th St Sw, 55060
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Community Bank Owatonna Bank · 1
Community Bank Owatonna has 1 branch in Owatonna, 1 across Minnesota and 1 nationwide. FDIC records list its main office in Owatonna, MN and show it operating since 2003. With $103.3 million in total assets on June 30, 2026, it ranks No. 3,677 of 4,232 U.S. banks by total assets. Its main office at 640 W Bridge St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office640 W Bridge St, 55060
Keen Bank Bank · 1
Keen Bank has 1 branch in Owatonna, 3 across Minnesota and 3 nationwide. FDIC records list its main office in Waseca, MN and show it operating since 1902. With $201.1 million in total assets on June 30, 2026, it ranks No. 2,984 of 4,232 U.S. banks by total assets. The Owatonna Branch at 496 W North St dates to 1915 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Owatonna Branch496 W North St, 55060
Minnesota First Credit and Savings Bank · 1
Minnesota First Credit and Savings has 1 branch in Owatonna, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Rochester, MN and show it operating since 1956. With $29.9 million in total assets on June 30, 2026, it ranks No. 4,171 of 4,232 U.S. banks by total assets. The Owatonna Branch at 111 N Cedar Ave dates to 1956 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Owatonna Branch111 N Cedar Ave, 55060
Old National Bank · 1
Old National has 1 branch in Owatonna, 77 across Minnesota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Owatonna Branch at 730 W Bridge St dates to 2012 in FDIC branch records. Its published hours do not list Saturday.
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Owatonna Branch730 W Bridge St, 55060
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Premier Bank Minnesota Bank · 1
Premier Bank Minnesota has 1 branch in Owatonna, 12 across Minnesota and 12 nationwide. FDIC records list its main office in Hastings, MN and show it operating since 1990. With $691.5 million in total assets on June 30, 2026, it ranks No. 1,387 of 4,232 U.S. banks by total assets. The Owatonna Branch at 209 E Main St dates to 1910 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Owatonna Branch209 E Main St, 55060
Profinium Bank · 1
Profinium has 1 branch in Owatonna, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Truman, MN and show it operating since 1916. With $533.1 million in total assets on June 30, 2026, it ranks No. 1,719 of 4,232 U.S. banks by total assets. The Profinium, Inc, Owatonna Branch at 1080 W Frontage Rd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Profinium, Inc, Owatonna Branch1080 W Frontage Rd, 55060
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Owatonna, 105 across Minnesota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Owatonna Branch at 132 W Broadway St dates to 1866 in FDIC branch records. Its published hours do not list Saturday.
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Owatonna Branch132 W Broadway St, 55060
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
United Prairie Bank Bank · 1
United Prairie Bank has 1 branch in Owatonna, 10 across Minnesota and 10 nationwide. FDIC records list its main office in Mountain Lake, MN and show it operating since 1919. With $939.3 million in total assets on June 30, 2026, it ranks No. 1,108 of 4,232 U.S. banks by total assets. The United Prairie Bank - Owatonna Branch at 110 W Rose St dates to 1915 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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United Prairie Bank - Owatonna Branch110 W Rose St, 55060
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Owatonna, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Owatonna Branch at 101 N Cedar Ave dates to 1995 in FDIC branch records. It opens on Saturday.
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Owatonna Branch101 N Cedar Ave, 55060
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
West Bank Bank · 1
West Bank has 1 branch in Owatonna, 4 across Minnesota and 12 nationwide. FDIC records list its main office in West Des Moines, IA and show it operating since 1893. With $4.03 billion in total assets on June 30, 2026, it ranks No. 333 of 4,232 U.S. banks by total assets. The Owatonna Branch at 328 Hoffman Drive Nw dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Owatonna Branch328 Hoffman Drive Nw, 55060
Join a credit union in Owatonna
2 credit unions have 4 offices here: Home Town Credit Union and Federated Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Owatonna page has every office in the state's directory.
Banking in Owatonna: the local picture
Short answer: 10 banks run 10 branches in Owatonna according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 1 has its main office in Owatonna, 5 elsewhere in Minnesota and 4 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 132 W Broadway St, dating to 1866; the newest is West Bank's at 328 Hoffman Drive Nw, from 2019.
2 credit unions have 4 offices in Owatonna, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 2 open on Saturday. 7 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Owatonna
Short answer: 2 of the 7 Owatonna locations with published hours open on Saturday, run by 2 institutions.
- Wells Fargo: 1 of 1 branch (101 N Cedar Ave: Saturday 9 am to 2 pm)
- Home Town Credit Union: 1 of 2 offices (150 18Th St Sw: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Owatonna, and where the nearest one is if they do not.
Short answer: In Owatonna: Wells Fargo (1), U.S. Bank (1). No branches in Owatonna: Chase (nearest in Apple Valley, 44 mi), Bank of America (nearest in Apple Valley, 45 mi), PNC Bank, Truist, Fifth Third Bank, Huntington (nearest in Mankato, 39 mi), Regions Bank, TD Bank, BMO (nearest in Apple Valley, 45 mi).
| Bank | In Owatonna | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Chase | None | Apple Valley, 44 miles away |
| Bank of America | None | Apple Valley, 45 miles away |
| PNC Bank | None | none in Minnesota |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Mankato, 39 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Apple Valley, 45 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Owatonna to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Owatonna residents like anyone else.
Banks near Owatonna
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Waseca (14 miles) and Faribault (15 miles). Albert Lea, 30 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Waseca, MN | 14 mi | 4 | 4 |
| Banks in Faribault, MN | 15 mi | 5 | 6 |
| Banks in Kasson, MN | 24 mi | 2 | 2 |
| Banks in Northfield, MN | 25 mi | 5 | 6 |
| Banks in Lonsdale, MN | 29 mi | 2 | 2 |
| Banks in Montgomery, MN | 30 mi | 2 | 2 |
| Banks in Albert Lea, MN | 30 mi | 7 | 8 |
| Banks in Austin, MN | 32 mi | 7 | 7 |
Bank branch openings and closings in Owatonna
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Owatonna between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Owatonna
Short answer: 3 institutions have their main office in Owatonna: Home Town Credit Union, Federated Employees Credit Union and Community Bank Owatonna.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Home Town Credit Union | Credit union | $295.6 million | 2 |
| Federated Employees Credit Union | Credit union | $66.4 million | 2 |
| Community Bank Owatonna | Bank | $103.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Owatonna by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Owatonna offices.
Short answer: Wells Fargo is the largest bank with offices in Owatonna, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| West Bank | $4.03 billion | No. 333 | 1 | West Des Moines, IA |
| United Prairie Bank | $939.3 million | No. 1,108 | 1 | Mountain Lake, MN |
| Premier Bank Minnesota | $691.5 million | No. 1,387 | 1 | Hastings, MN |
| Profinium | $533.1 million | No. 1,719 | 1 | Truman, MN |
| Keen Bank | $201.1 million | No. 2,984 | 1 | Waseca, MN |
| Community Bank Owatonna | $103.3 million | No. 3,677 | 1 | Owatonna, MN |
| Minnesota First Credit and Savings | $29.9 million | No. 4,171 | 1 | Rochester, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Owatonna: FAQ
How many banks are in Owatonna, MN?
Owatonna has 10 banks with 10 branches and 2 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Owatonna?
Wells Fargo, with 1. U.S. Bank has 1 and Old National has 1.
Is there a Wells Fargo in Owatonna, MN?
Yes. FDIC data lists 1 Wells Fargo branch in Owatonna as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Owatonna, MN?
Yes. FDIC data lists 1 U.S. Bank branch in Owatonna as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Old National in Owatonna, MN?
Yes. FDIC data lists 1 Old National branch in Owatonna as of September 5, 2026. The address and directions are under Old National above.
Is there a Chase in Owatonna, MN?
No. FDIC data lists no Chase branch in Owatonna as of September 5, 2026. The nearest is in Apple Valley, about 44 miles away in a straight line.
Which banks in Owatonna are open on Saturday?
Wells Fargo and Home Town Credit Union publish Saturday hours for one or more Owatonna locations. The Saturday section above lists each one with its hours. 7 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Owatonna?
Home Town Credit Union, Federated Employees Credit Union and Community Bank Owatonna have their main office in Owatonna, according to the FDIC and the NCUA.
What is the oldest bank in Owatonna?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Owatonna?
Home Town Credit Union and Federated Employees Credit Union have offices in Owatonna. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Owatonna in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Owatonna?
Nearby cities with more banks include Waseca, Faribault, Kasson. Waseca is 14 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 10 branches: Old National, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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