US Bank Directory
Banks in Albert Lea, MN
7 FDIC-insured banks operate 8 offices in Albert Lea, Minnesota, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Albert Lea
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 12 locations in Albert Lea, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Albert Lea
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Produce State Bank has the most locations in Albert Lea, with 2. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Produce State Bank Bank · 2
Produce State Bank has 2 branches in Albert Lea, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Hollandale, MN and show it operating since 1926. With $107.2 million in total assets on June 30, 2026, it ranks No. 3,649 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Albert Lea location is the Albert Lea Bridge Avenue Branch at 2401 Bridge Ave, dating to 1903; the newest, at 220 E William St, to 1981. It does not publish hours in the sources this page uses; check its site before you go.
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Albert Lea Branch220 E William St, 56007
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Albert Lea Bridge Avenue Branch2401 Bridge Ave, 56007
Accentra Credit Union Credit union · 1
Accentra Credit Union has 1 office in Albert Lea, 3 across Minnesota. It is based in Austin, MN and $217.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Accentra Cu Albert Lea1619 Blake Ave, 56007
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Affinity Plus Credit Union Credit union · 1
Affinity Plus Credit Union has 1 office in Albert Lea, 35 across Minnesota. It is based in Saint Paul, MN and $5.05 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Albert Lea1719 W Main St, 56007
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun closed
Hours: NCUA, March 31, 2026
Alerus Financial Bank · 1
Alerus Financial has 1 branch in Albert Lea, 15 across Minnesota and 27 nationwide. FDIC records list its main office in Grand Forks, ND and show it operating since 1933. With $5.28 billion in total assets on June 30, 2026, it ranks No. 282 of 4,232 U.S. banks by total assets. The 7 Albert Lea Branch at 143 W Clark St dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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7 Albert Lea Branch143 W Clark St, 56007
Arcadian Bank Bank · 1
Arcadian Bank has 1 branch in Albert Lea, 3 across Minnesota and 3 nationwide. FDIC records list its main office in Hartland, MN and show it operating since 1912. With $242.1 million in total assets on June 30, 2026, it ranks No. 2,771 of 4,232 U.S. banks by total assets. The Albert Lea Branch at 1452 W Main St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Albert Lea Branch1452 W Main St, 56007
CCFBank Bank · 1
CCFBank has 1 branch in Albert Lea, 6 across Minnesota and 22 nationwide. FDIC records list its main office in Altoona, WI and show it operating since 2001. With $1.81 billion in total assets on June 30, 2026, it ranks No. 647 of 4,232 U.S. banks by total assets. The Skyline Shopping Center Branch at 2630 Bridge Ave dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Skyline Shopping Center Branch2630 Bridge Ave, 56007
Security Bank Minnesota Bank · 1
Security Bank Minnesota has 1 branch in Albert Lea, 3 across Minnesota and 3 nationwide. FDIC records list its main office in Albert Lea, MN and show it operating since 1906. With $145.1 million in total assets on June 30, 2026, it ranks No. 3,361 of 4,232 U.S. banks by total assets. Its main office at 437 Bridge Ave dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office437 Bridge Ave, 56007
Trades & Labor Credit Union Credit union · 1
Trades & Labor Credit Union has 1 office in Albert Lea, 1 across Minnesota. It is based in Albert Lea, MN and $22.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office610 S Broadway Ave, 56007
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat 8:30 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Albert Lea, 105 across Minnesota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Albert Lea Branch at 331 S Broadway Ave dates to 1930 in FDIC branch records. Its published hours do not list Saturday.
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Albert Lea Branch331 S Broadway Ave, 56007
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
United Employees Credit Union Credit union · 1
United Employees Credit Union has 1 office in Albert Lea, 1 across Minnesota. It is based in Albert Lea, MN and $67.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office430 Bridge Ave, 56007
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Albert Lea, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Albert Lea Branch at 122 E Main St dates to 1867 in FDIC branch records. It opens on Saturday.
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Albert Lea Branch122 E Main St, 56007
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Albert Lea
4 credit unions have 4 offices here: Affinity Plus Credit Union, Accentra Credit Union, United Employees Credit Union and Trades & Labor Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Albert Lea page has every office in the state's directory.
Banking in Albert Lea: the local picture
Short answer: 7 banks run 8 branches in Albert Lea according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 1 has its main office in Albert Lea, 2 elsewhere in Minnesota and 4 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 122 E Main St, dating to 1867; the newest is Arcadian Bank's at 1452 W Main St, from 2004.
4 credit unions have 4 offices in Albert Lea, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 2 open on Saturday. 6 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Albert Lea
Short answer: 2 of the 6 Albert Lea locations with published hours open on Saturday, run by 2 institutions.
- Wells Fargo: 1 of 1 branch (122 E Main St: Saturday 9 am to 2 pm)
- Trades & Labor Credit Union: 1 of 1 office (610 S Broadway Ave: Saturday 8:30 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Albert Lea, and where the nearest one is if they do not.
Short answer: In Albert Lea: Wells Fargo (1), U.S. Bank (1). No branches in Albert Lea: Chase (nearest in Apple Valley, 74 mi), Bank of America (nearest in Apple Valley, 75 mi), PNC Bank, Truist, Fifth Third Bank, Huntington (nearest in Mankato, 47 mi), Regions Bank, TD Bank, BMO (nearest in Apple Valley, 75 mi).
| Bank | In Albert Lea | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Chase | None | Apple Valley, 74 miles away |
| Bank of America | None | Apple Valley, 75 miles away |
| PNC Bank | None | none in Minnesota |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Mankato, 47 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Apple Valley, 75 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Albert Lea to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Albert Lea residents like anyone else.
Banks near Albert Lea
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wells (19 miles) and Austin (19 miles). Owatonna, 30 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wells, MN | 19 mi | 2 | 2 |
| Banks in Austin, MN | 19 mi | 7 | 7 |
| Banks in Waseca, MN | 30 mi | 4 | 4 |
| Banks in Owatonna, MN | 30 mi | 10 | 10 |
| Banks in Blue Earth, MN | 37 mi | 2 | 2 |
| Banks in Kasson, MN | 40 mi | 2 | 2 |
| Banks in Eagle Lake, MN | 44 mi | 2 | 2 |
| Banks in Le Roy, MN | 44 mi | 2 | 2 |
Bank branch openings and closings in Albert Lea
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Albert Lea between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Albert Lea
Short answer: 3 institutions have their main office in Albert Lea: Security Bank Minnesota, United Employees Credit Union and Trades & Labor Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Security Bank Minnesota | Bank | $145.1 million | 1 |
| United Employees Credit Union | Credit union | $67.3 million | 1 |
| Trades & Labor Credit Union | Credit union | $22.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Albert Lea by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Albert Lea offices.
Short answer: Wells Fargo is the largest bank with offices in Albert Lea, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 1 of the 7 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Alerus Financial | $5.28 billion | No. 282 | 1 | Grand Forks, ND |
| CCFBank | $1.81 billion | No. 647 | 1 | Altoona, WI |
| Arcadian Bank | $242.1 million | No. 2,771 | 1 | Hartland, MN |
| Security Bank Minnesota | $145.1 million | No. 3,361 | 1 | Albert Lea, MN |
| Produce State Bank | $107.2 million | No. 3,649 | 2 | Hollandale, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Albert Lea: FAQ
How many banks are in Albert Lea, MN?
Albert Lea has 7 banks with 8 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Albert Lea?
Produce State Bank, with 2. Wells Fargo has 1 and U.S. Bank has 1.
Is there a Produce State Bank in Albert Lea, MN?
Yes. FDIC data lists 2 Produce State Bank branches in Albert Lea as of September 5, 2026. Its branches are listed under Produce State Bank above, with the address and directions for each.
Is there a Wells Fargo in Albert Lea, MN?
Yes. FDIC data lists 1 Wells Fargo branch in Albert Lea as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Albert Lea, MN?
Yes. FDIC data lists 1 U.S. Bank branch in Albert Lea as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Chase in Albert Lea, MN?
No. FDIC data lists no Chase branch in Albert Lea as of September 5, 2026. The nearest is in Apple Valley, about 74 miles away in a straight line.
Which banks in Albert Lea are open on Saturday?
Wells Fargo and Trades & Labor Credit Union publish Saturday hours for one or more Albert Lea locations. The Saturday section above lists each one with its hours. 6 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Albert Lea?
Security Bank Minnesota, United Employees Credit Union and Trades & Labor Credit Union have their main office in Albert Lea, according to the FDIC and the NCUA.
What is the oldest bank in Albert Lea?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Albert Lea?
Affinity Plus Credit Union, Accentra Credit Union, United Employees Credit Union and Trades & Labor Credit Union have offices in Albert Lea. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Albert Lea in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Albert Lea?
Nearby cities with more banks include Wells, Austin, Waseca. Wells is 19 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 8 branches: U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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