US Bank Directory
Banks in Austin, MN
7 FDIC-insured banks operate 7 offices in Austin, Minnesota, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Austin
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 11 locations in Austin, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Austin
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 7 banks share the most locations in Austin, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Accentra Credit Union Credit union · 1
Accentra Credit Union has 1 office in Austin, 3 across Minnesota. It is based in Austin, MN and $217.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office400 4Th Ave Ne, 55912
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Alerus Financial Bank · 1
Alerus Financial has 1 branch in Austin, 15 across Minnesota and 27 nationwide. FDIC records list its main office in Grand Forks, ND and show it operating since 1933. With $5.28 billion in total assets on June 30, 2026, it ranks No. 282 of 4,232 U.S. banks by total assets. The 2 Austin Branch at 201 W Oakland Ave dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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2 Austin Branch201 W Oakland Ave, 55912
Austin City Employees Credit Union Credit union · 1
Austin City Employees Credit Union has 1 office in Austin, 1 across Minnesota. It is based in Austin, MN and $11.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office711 4Th Ave Ne, 55912
All hours
Mon 8:30 am to 4:30 pm; Tue to Wed 8:30 am to 2:30 pm; Thu 8:30 am to 4:30 pm; Fri 8:30 am to 2:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Farmers & Merchants State Bank Bank · 1
First Farmers & Merchants State Bank has 1 branch in Austin, 2 across Minnesota and 2 nationwide. FDIC records list its main office in Brownsdale, MN and show it operating since 1908. With $96.4 million in total assets on June 30, 2026, it ranks No. 3,724 of 4,232 U.S. banks by total assets. The Austin Branch at 128 N Main St dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Austin Branch128 N Main St, 55912
Manufacturers Bank Bank · 1
Manufacturers Bank has 1 branch in Austin, 6 across Minnesota and 9 nationwide. FDIC records list its main office in Forest City, IA and show it operating since 1945. With $738.2 million in total assets on June 30, 2026, it ranks No. 1,330 of 4,232 U.S. banks by total assets. The Austin Branch at 607 N Main St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Austin Branch607 N Main St, 55912
Mower County Catholic Parishes Credit Union Credit union · 1
Mower County Catholic Parishes Credit Union has 1 office in Austin, 1 across Minnesota. It is based in Austin, MN and $6.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office307 1/2 5Th St Nw, 55912
All hours
Mon to Fri 10 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Mower County Employees Credit Union Credit union · 1
Mower County Employees Credit Union has 1 office in Austin, 1 across Minnesota. It is based in Austin, MN and $13.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office900 18Th Ave Nw, 55912
All hours
Mon to Fri 11 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Old National Bank · 1
Old National has 1 branch in Austin, 77 across Minnesota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Austin Branch at 805 N Main St dates to 2013 in FDIC branch records. Its published hours do not list Saturday.
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Austin Branch805 N Main St, 55912
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Sterling State Bank Bank · 1
Sterling State Bank has 1 branch in Austin, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Austin, MN and show it operating since 1958. With $461.9 million in total assets on June 30, 2026, it ranks No. 1,886 of 4,232 U.S. banks by total assets. Its main office at 1419 1st Ave Sw dates to 1958 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1419 1st Ave Sw, 55912
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Austin, 105 across Minnesota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Austin Main Branch at 121 2nd Ave Nw dates to 2002 in FDIC branch records. Its published hours do not list Saturday.
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Austin Main Branch121 2nd Ave Nw, 55912
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Austin, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Austin Branch at 501 N Main St dates to 1930 in FDIC branch records. It opens on Saturday.
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Austin Branch501 N Main St, 55912
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Austin
4 credit unions have 4 offices here: Accentra Credit Union, Mower County Employees Credit Union, Austin City Employees Credit Union and Mower County Catholic Parishes Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Austin page has every office in the state's directory.
Banking in Austin: the local picture
Short answer: 7 banks run 7 branches in Austin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 1 has its main office in Austin, 1 elsewhere in Minnesota and 5 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First Farmers & Merchants State Bank's office at 128 N Main St, dating to 1887; the newest is Old National's at 805 N Main St, from 2013.
4 credit unions have 4 offices in Austin, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.
Banks open on Saturday in Austin
Short answer: 1 of the 7 Austin locations with published hours opens on Saturday, run by 1 institution.
- Wells Fargo: 1 of 1 branch (501 N Main St: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Austin, and where the nearest one is if they do not.
Short answer: In Austin: Wells Fargo (1), U.S. Bank (1). No branches in Austin: Chase (nearest in Apple Valley, 73 mi), Bank of America (nearest in Apple Valley, 75 mi), PNC Bank, Truist, Fifth Third Bank, Huntington (nearest in Mankato, 61 mi), Regions Bank, TD Bank, BMO (nearest in Mabel, 61 mi).
| Bank | In Austin | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Chase | None | Apple Valley, 73 miles away |
| Bank of America | None | Apple Valley, 75 miles away |
| PNC Bank | None | none in Minnesota |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Mankato, 61 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Mabel, 61 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Austin to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Austin residents like anyone else.
Banks near Austin
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Albert Lea (19 miles) and Le Roy (26 miles). Rochester, 35 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Albert Lea, MN | 19 mi | 7 | 8 |
| Banks in Le Roy, MN | 26 mi | 2 | 2 |
| Banks in Kasson, MN | 27 mi | 2 | 2 |
| Banks in Stewartville, MN | 28 mi | 3 | 3 |
| Banks in Spring Valley, MN | 29 mi | 4 | 4 |
| Banks in Owatonna, MN | 32 mi | 10 | 10 |
| Banks in Rochester, MN | 35 mi | 17 | 38 |
| Banks in Wells, MN | 38 mi | 2 | 2 |
Bank branch openings and closings in Austin
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Austin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Austin
Short answer: 5 institutions have their main office in Austin: Sterling State Bank, Accentra Credit Union, Mower County Employees Credit Union and Austin City Employees Credit Union and 1 more.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Sterling State Bank | Bank | $461.9 million | 1 |
| Accentra Credit Union | Credit union | $217.1 million | 1 |
| Mower County Employees Credit Union | Credit union | $13.9 million | 1 |
| Austin City Employees Credit Union | Credit union | $11.5 million | 1 |
| Mower County Catholic Parishes Credit Union | Credit union | $6.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Austin by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Austin offices.
Short answer: Wells Fargo is the largest bank with offices in Austin, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 1 of the 7 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| Alerus Financial | $5.28 billion | No. 282 | 1 | Grand Forks, ND |
| Manufacturers Bank | $738.2 million | No. 1,330 | 1 | Forest City, IA |
| Sterling State Bank | $461.9 million | No. 1,886 | 1 | Austin, MN |
| First Farmers & Merchants State Bank | $96.4 million | No. 3,724 | 1 | Brownsdale, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Austin: FAQ
How many banks are in Austin, MN?
Austin has 7 banks with 7 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Austin?
Wells Fargo, with 1. U.S. Bank has 1 and Old National has 1.
Is there a Wells Fargo in Austin, MN?
Yes. FDIC data lists 1 Wells Fargo branch in Austin as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Austin, MN?
Yes. FDIC data lists 1 U.S. Bank branch in Austin as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Old National in Austin, MN?
Yes. FDIC data lists 1 Old National branch in Austin as of September 5, 2026. The address and directions are under Old National above.
Is there a Chase in Austin, MN?
No. FDIC data lists no Chase branch in Austin as of September 5, 2026. The nearest is in Apple Valley, about 73 miles away in a straight line.
Which banks in Austin are open on Saturday?
Wells Fargo publishes Saturday hours for one or more Austin locations. The Saturday section above lists each one with its hours. 4 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Austin?
Sterling State Bank, Accentra Credit Union, Mower County Employees Credit Union, Austin City Employees Credit Union and Mower County Catholic Parishes Credit Union have their main office in Austin, according to the FDIC and the NCUA.
What is the oldest bank in Austin?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Austin?
Accentra Credit Union, Mower County Employees Credit Union, Austin City Employees Credit Union and Mower County Catholic Parishes Credit Union have offices in Austin. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Austin in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Austin?
Nearby cities with more banks include Albert Lea, Le Roy, Kasson. Albert Lea is 19 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 7 branches: Old National, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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