Banks in Waseca, MN

Bank branch map: Waseca

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Waseca, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Waseca

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Waseca, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Blaze Credit Union 1 office · main office Falcon Heights, MN Credit union · 1

Blaze Credit Union has 1 office in Waseca, 30 across Minnesota. It is based in Falcon Heights, MN and $4.82 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Waseca Office

  105 15Th Ave Ne, 56093

  (651) 215-3522Today 8 am to 4 pm

  All hours

  Mon to Fri 8 am to 4 pm; Sat 9 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Blaze Credit Union: profile, branches and contacts

FM Bank 1 branch · main office Waseca, MN Bank · 1

FM Bank has 1 branch in Waseca, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Waseca, MN and show it operating since 1878. With $738.4 million in total assets on June 30, 2026, it ranks No. 1,328 of 4,232 U.S. banks by total assets. Its main office at 220 Elm Ave E dates to 1878 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  220 Elm Ave E, 56093

  Hours: see the bank's site
  DirectionsWebsite

FM Bank: profile, branches and contacts

Keen Bank 1 branch · main office Waseca, MN Bank · 1

Keen Bank has 1 branch in Waseca, 3 across Minnesota and 3 nationwide. FDIC records list its main office in Waseca, MN and show it operating since 1902. With $201.1 million in total assets on June 30, 2026, it ranks No. 2,984 of 4,232 U.S. banks by total assets. Its main office at 101 State St N dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  101 State St N, 56093

  Hours: see the bank's site
  DirectionsWebsite

Keen Bank: profile, branches and contacts

Minnwest Bank 1 branch · main office Redwood Falls, MN Bank · 1

Minnwest Bank has 1 branch in Waseca, 30 across Minnesota and 36 nationwide. FDIC records list its main office in Redwood Falls, MN and show it operating since 1941. With $2.94 billion in total assets on June 30, 2026, it ranks No. 437 of 4,232 U.S. banks by total assets. The Waseca Branch at 200 2nd St Ne dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Waseca Branch

  200 2nd St Ne, 56093

  Hours: see the bank's site
  DirectionsWebsite

Minnwest Bank: profile, branches and contacts

United Prairie Bank 1 branch · main office Mountain Lake, MN Bank · 1

United Prairie Bank has 1 branch in Waseca, 10 across Minnesota and 10 nationwide. FDIC records list its main office in Mountain Lake, MN and show it operating since 1919. With $939.3 million in total assets on June 30, 2026, it ranks No. 1,108 of 4,232 U.S. banks by total assets. The Waseca Branch at 1509 State St N dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Waseca Branch

  1509 State St N, 56093

  Hours: see the bank's site
  DirectionsWebsite

United Prairie Bank: profile, branches and contacts

Join a credit union in Waseca

1 credit union has 1 office here: Blaze Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waseca page has every office in the state's directory.

Banking in Waseca: the local picture

Short answer: 4 banks run 4 branches in Waseca according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 2 have their main office in Waseca, 2 elsewhere in Minnesota, according to the FDIC.

The bank with the longest record here is FM Bank, operating since 1878 according to the FDIC. In FDIC branch records, the longest-running branch is FM Bank's office at 220 Elm Ave E, dating to 1878; the newest is Minnwest Bank's at 200 2nd St Ne, from 2021.

The only credit union with an office here is Blaze Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.

Credit unions open on Saturday in Waseca

Short answer: 1 of the 1 Waseca location with published hours opens on Saturday, run by 1 institution.

• Blaze Credit Union: 1 of 1 office (105 15Th Ave Ne: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Waseca, and where the nearest one is if they do not.

Short answer: No branches in Waseca: Chase (nearest in Savage, 46 mi), Wells Fargo (nearest in Owatonna, 14 mi), Bank of America (nearest in Apple Valley, 47 mi), PNC Bank, U.S. Bank (nearest in Owatonna, 14 mi), Truist, Fifth Third Bank, Huntington (nearest in Mankato, 25 mi), Regions Bank, TD Bank, BMO (nearest in Apple Valley, 47 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waseca to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waseca residents like anyone else.

Banks near Waseca

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Owatonna (14 miles) and Faribault (19 miles). Mankato, 24 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Waseca

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Waseca between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Waseca

Short answer: 2 institutions have their main office in Waseca: FM Bank and Keen Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Waseca by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waseca offices.

Short answer: Minnwest Bank is the largest bank with offices in Waseca, with $2.94 billion in total assets on June 30, 2026, No. 437 among U.S. banks by total assets. United Prairie Bank is second with $939.3 million. 2 of the 4 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Waseca: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.