US Bank Directory

Banks in Lonsdale, MN

2 FDIC-insured banks operate 2 offices in Lonsdale, Minnesota.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Lonsdale

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Lonsdale, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lonsdale

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Frandsen Bank & Trust and The First National Bank of Le Center have the most locations in Lonsdale, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Frandsen Bank & Trust 1 branch · main office Lonsdale, MN Bank · 1

Frandsen Bank & Trust has 1 branch in Lonsdale, 34 across Minnesota and 40 nationwide. FDIC records list its main office in Lonsdale, MN and show it operating since 1901. With $3.66 billion in total assets on June 30, 2026, it ranks No. 359 of 4,232 U.S. banks by total assets. Its main office at 116 Central St W dates to 1901 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    116 Central St W, 55046
    Hours: see the bank's site
Frandsen Bank & Trust: profile, branches and contacts
The First National Bank of Le Center 1 branch · main office Lonsdale, MN Bank · 1

The First National Bank of Le Center has 1 branch in Lonsdale, 2 across Minnesota and 2 nationwide. FDIC records list its main office in Lonsdale, MN and show it operating since 1903. With $178.2 million in total assets on June 30, 2026, it ranks No. 3,142 of 4,232 U.S. banks by total assets. Its main office at 701 Ash St Ne dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    701 Ash St Ne, 55046
    Hours: see the bank's site
The First National Bank of Le Center: profile, branches and contacts

Banking in Lonsdale: the local picture

Short answer: 2 banks run 2 branches in Lonsdale according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 2 have their main office in Lonsdale, according to the FDIC.

The bank with the longest record here is Frandsen Bank & Trust, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is Frandsen Bank & Trust's office at 116 Central St W, dating to 1901; the newest is The First National Bank of Le Center's at 701 Ash St Ne, from 1903.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Lonsdale, and where the nearest one is if they do not.

Short answer: No branches in Lonsdale: Chase (nearest in Savage, 19 mi), Wells Fargo (nearest in New Prague, 9 mi), Bank of America (nearest in Apple Valley, 20 mi), PNC Bank, U.S. Bank (nearest in New Prague, 9 mi), Truist, Fifth Third Bank, Huntington (nearest in Lakeville, 16 mi), Regions Bank, TD Bank, BMO (nearest in Burnsville, 20 mi).

BankIn LonsdaleNearest branch if none here
ChaseNoneSavage, 19 miles away
Wells FargoNoneNew Prague, 9 miles away
Bank of AmericaNoneApple Valley, 20 miles away
PNC BankNonenone in Minnesota
U.S. BankNoneNew Prague, 9 miles away
TruistNonenone in Minnesota
Fifth Third BankNonenone in Minnesota
HuntingtonNoneLakeville, 16 miles away
Regions BankNonenone in Minnesota
TD BankNonenone in Minnesota
BMONoneBurnsville, 20 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lonsdale to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lonsdale residents like anyone else.

Banks near Lonsdale

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Montgomery (8 miles) and New Prague (8 miles). Lakeville, 16 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Lonsdale

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lonsdale between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Lonsdale

Short answer: 2 institutions have their main office in Lonsdale: Frandsen Bank & Trust and The First National Bank of Le Center.

InstitutionTypeTotal assets, June 30, 2026Offices here
Frandsen Bank & TrustBank$3.66 billion1
The First National Bank of Le CenterBank$178.2 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Lonsdale by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lonsdale offices.

Short answer: Frandsen Bank & Trust is the largest bank with offices in Lonsdale, with $3.66 billion in total assets on June 30, 2026, No. 359 among U.S. banks by total assets. The First National Bank of Le Center is second with $178.2 million. 2 of the 2 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Frandsen Bank & Trust$3.66 billionNo. 3591Lonsdale, MN
The First National Bank of Le Center$178.2 millionNo. 3,1421Lonsdale, MN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lonsdale: FAQ

How many banks are in Lonsdale, MN?

Lonsdale has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Lonsdale?

Frandsen Bank & Trust, with 1. The First National Bank of Le Center has 1.

Is there a Frandsen Bank & Trust in Lonsdale, MN?

Yes. FDIC data lists 1 Frandsen Bank & Trust branch in Lonsdale as of September 5, 2026, the main office at 116 Central St W. The address and directions are under Frandsen Bank & Trust above.

Is there a The First National Bank of Le Center in Lonsdale, MN?

Yes. FDIC data lists 1 The First National Bank of Le Center branch in Lonsdale as of September 5, 2026, the main office at 701 Ash St Ne. The address and directions are under The First National Bank of Le Center above.

Is there a Chase in Lonsdale, MN?

No. FDIC data lists no Chase branch in Lonsdale as of September 5, 2026. The nearest is in Savage, about 19 miles away in a straight line.

Which banks are headquartered in Lonsdale?

Frandsen Bank & Trust and The First National Bank of Le Center have their main office in Lonsdale, according to the FDIC.

What is the oldest bank in Lonsdale?

Frandsen Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1901.

Did any bank branches open or close in Lonsdale in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Lonsdale?

Nearby cities with more banks include Montgomery, New Prague, Northfield. Montgomery is 8 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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