US Bank Directory

Banks in Northfield, MN

5 FDIC-insured banks operate 6 offices in Northfield, Minnesota, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Northfield

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 8 locations in Northfield, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Northfield

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Merchants Bank has the most locations in Northfield, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Merchants Bank 2 branches · main office Winona, MN Bank · 2

Merchants Bank has 2 branches in Northfield, 20 across Minnesota and 22 nationwide. FDIC records list its main office in Winona, MN and show it operating since 1875. With $2.88 billion in total assets on June 30, 2026, it ranks No. 444 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Northfield location is the Northfield Branch at 1611 Honey Locust Dr, dating to 2007; the newest, at 329 Division St S, to 2020. It does not publish hours in the sources this page uses; check its site before you go.

  • Northfield Branch
    1611 Honey Locust Dr, 55057
    Hours: see the bank's site
  • Old Fnb Of Northfield Branch
    329 Division St S, 55057
    Hours: see the bank's site
Merchants Bank: profile, branches and contacts
Community Resource Bank 1 branch · main office Northfield, MN Bank · 1

Community Resource Bank has 1 branch in Northfield, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Northfield, MN and show it operating since 1878. With $556.4 million in total assets on June 30, 2026, it ranks No. 1,662 of 4,232 U.S. banks by total assets. Its main office at 1605 Heritage Dr dates to 1878 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1605 Heritage Dr, 55057
    Hours: see the bank's site
Community Resource Bank: profile, branches and contacts
Ent Credit Union 1 office · main office Colorado Spring, CO Credit union · 1

Ent Credit Union has 1 office in Northfield, 25 across Minnesota. It is based in Colorado Spring, CO and $19.48 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Northfield
    2333 Highway 3 S, 55057
    (952) 997-8000Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Ent Credit Union: profile, branches and contacts
Heritage Bank Minnesota 1 branch · main office West Concord, MN Bank · 1

Heritage Bank Minnesota has 1 branch in Northfield, 3 across Minnesota and 3 nationwide. FDIC records list its main office in West Concord, MN and show it operating since 1930. With $120.9 million in total assets on June 30, 2026, it ranks No. 3,540 of 4,232 U.S. banks by total assets. The Northfield Branch at 1520 Clinton Ln dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Northfield Branch
    1520 Clinton Ln, 55057
    Hours: see the bank's site
Heritage Bank Minnesota: profile, branches and contacts
Home Town Credit Union 1 office · main office Owatonna, MN Credit union · 1

Home Town Credit Union has 1 office in Northfield, 4 across Minnesota. It is based in Owatonna, MN and $295.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Northfield
    2000 Honey Locust Drive, 55057
    (507) 451-3798Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Home Town Credit Union: profile, branches and contacts
Premier Bank Minnesota 1 branch · main office Hastings, MN Bank · 1

Premier Bank Minnesota has 1 branch in Northfield, 12 across Minnesota and 12 nationwide. FDIC records list its main office in Hastings, MN and show it operating since 1990. With $691.5 million in total assets on June 30, 2026, it ranks No. 1,387 of 4,232 U.S. banks by total assets. The Northfield Branch at 142 2nd St W dates to 1910 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Premier Bank Minnesota: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Northfield, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Northfield Branch at 700 Water St S dates to 1995 in FDIC branch records. It opens on Saturday.

  • Northfield Branch
    700 Water St S, 55057
    (507) 663-7300Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Northfield

2 credit unions have 2 offices here: Ent Credit Union and Home Town Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Northfield page has every office in the state's directory.

Banking in Northfield: the local picture

Short answer: 5 banks run 6 branches in Northfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 1 has its main office in Northfield, 3 elsewhere in Minnesota and 1 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Community Resource Bank's office at 1605 Heritage Dr, dating to 1878; the newest is Merchants Bank's at 329 Division St S, from 2020.

2 credit unions have 2 offices in Northfield, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. 3 open on Saturday. 5 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Northfield

Short answer: 3 of the 3 Northfield locations with published hours open on Saturday, run by 3 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Northfield, and where the nearest one is if they do not.

Short answer: In Northfield: Wells Fargo (1). No branches in Northfield: Chase (nearest in Apple Valley, 19 mi), Bank of America (nearest in Apple Valley, 20 mi), PNC Bank, U.S. Bank (nearest in Lakeville, 15 mi), Truist, Fifth Third Bank, Huntington (nearest in Lakeville, 18 mi), Regions Bank, TD Bank, BMO (nearest in Apple Valley, 20 mi).

BankIn NorthfieldNearest branch if none here
Wells Fargo1 branchhere
ChaseNoneApple Valley, 19 miles away
Bank of AmericaNoneApple Valley, 20 miles away
PNC BankNonenone in Minnesota
U.S. BankNoneLakeville, 15 miles away
TruistNonenone in Minnesota
Fifth Third BankNonenone in Minnesota
HuntingtonNoneLakeville, 18 miles away
Regions BankNonenone in Minnesota
TD BankNonenone in Minnesota
BMONoneApple Valley, 20 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Northfield to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Northfield residents like anyone else.

Banks near Northfield

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Faribault (12 miles) and Lonsdale (13 miles). Apple Valley, 20 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Northfield

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Northfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Northfield

Short answer: 1 institution has its main office in Northfield: Community Resource Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Community Resource BankBank$556.4 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Northfield by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Northfield offices.

Short answer: Wells Fargo is the largest bank with offices in Northfield, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Merchants Bank is second with $2.88 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Merchants Bank$2.88 billionNo. 4442Winona, MN
Premier Bank Minnesota$691.5 millionNo. 1,3871Hastings, MN
Community Resource Bank$556.4 millionNo. 1,6621Northfield, MN
Heritage Bank Minnesota$120.9 millionNo. 3,5401West Concord, MN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Northfield: FAQ

How many banks are in Northfield, MN?

Northfield has 5 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Northfield?

Merchants Bank, with 2. Wells Fargo has 1 and Premier Bank Minnesota has 1.

Is there a Merchants Bank in Northfield, MN?

Yes. FDIC data lists 2 Merchants Bank branches in Northfield as of September 5, 2026. Its branches are listed under Merchants Bank above, with the address and directions for each.

Is there a Wells Fargo in Northfield, MN?

Yes. FDIC data lists 1 Wells Fargo branch in Northfield as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Premier Bank Minnesota in Northfield, MN?

Yes. FDIC data lists 1 Premier Bank Minnesota branch in Northfield as of September 5, 2026. The address and directions are under Premier Bank Minnesota above.

Is there a Chase in Northfield, MN?

No. FDIC data lists no Chase branch in Northfield as of September 5, 2026. The nearest is in Apple Valley, about 19 miles away in a straight line.

Which banks in Northfield are open on Saturday?

Wells Fargo, Ent Credit Union and Home Town Credit Union publish Saturday hours for one or more Northfield locations. The Saturday section above lists each one with its hours. 5 of the 8 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Northfield?

Community Resource Bank has its main office in Northfield, according to the FDIC.

What is the oldest bank in Northfield?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Which credit unions can I join in Northfield?

Ent Credit Union and Home Town Credit Union have offices in Northfield. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Northfield in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Northfield?

Nearby cities with more banks include Faribault, Lonsdale, Farmington. Faribault is 12 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 6 branches: Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds