US Bank Directory
Banks in Sharpsburg, MD
1 FDIC-insured bank operates 1 office in Sharpsburg, Maryland.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Sharpsburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Sharpsburg, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Sharpsburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Jefferson Security Bank is the only bank with an office in Sharpsburg. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Jefferson Security Bank Bank · 1
Jefferson Security Bank has 1 branch in Sharpsburg, 1 across Maryland and 6 nationwide. FDIC records list its main office in Shepherdstown, WV and show it operating since 1869. With $566.1 million in total assets on June 30, 2026, it ranks No. 1,636 of 4,232 U.S. banks by total assets. The Sharpsburg Office Branch at 103 W Main St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sharpsburg Office Branch103 W Main St, 21782
Banking in Sharpsburg: the local picture
Short answer: 1 bank runs 1 branch in Sharpsburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Jefferson Security Bank has its main office in Shepherdstown, WV, according to the FDIC.
The bank with the longest record here is Jefferson Security Bank, operating since 1869 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Sharpsburg, and where the nearest one is if they do not.
Short answer: No branches in Sharpsburg: Chase (nearest in Frederick, 19 mi), Wells Fargo (nearest in Frederick, 19 mi), Bank of America (nearest in Frederick, 16 mi), PNC Bank (nearest in Hagerstown, 11 mi), U.S. Bank, Truist (nearest in Boonsboro, 6 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Germantown, 32 mi), BMO.
| Bank | In Sharpsburg | Nearest branch if none here |
|---|---|---|
| Chase | None | Frederick, 19 miles away |
| Wells Fargo | None | Frederick, 19 miles away |
| Bank of America | None | Frederick, 16 miles away |
| PNC Bank | None | Hagerstown, 11 miles away |
| U.S. Bank | None | none in Maryland |
| Truist | None | Boonsboro, 6 miles away |
| Fifth Third Bank | None | none in Maryland |
| Huntington | None | none in Maryland |
| Regions Bank | None | none in Maryland |
| TD Bank | None | Germantown, 32 miles away |
| BMO | None | none in Maryland |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sharpsburg to the nearest branch in Maryland.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sharpsburg residents like anyone else.
Banks near Sharpsburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Boonsboro (6 miles) and Myersville (10 miles). Frederick, 19 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Boonsboro, MD | 6 mi | 4 | 4 |
| Banks in Myersville, MD | 10 mi | 2 | 2 |
| Banks in Middletown, MD | 12 mi | 2 | 2 |
| Banks in Hagerstown, MD | 13 mi | 12 | 30 |
| Banks in Frederick, MD | 19 mi | 16 | 42 |
| Banks in Thurmont, MD | 21 mi | 2 | 2 |
| Banks in Walkersville, MD | 21 mi | 3 | 3 |
| Banks in Ijamsville, MD | 24 mi | 2 | 2 |
Bank branch openings and closings in Sharpsburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sharpsburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Sharpsburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sharpsburg offices.
Short answer: Jefferson Security Bank is the largest bank with offices in Sharpsburg, with $566.1 million in total assets on June 30, 2026, No. 1,636 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Jefferson Security Bank | $566.1 million | No. 1,636 | 1 | Shepherdstown, WV |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sharpsburg: FAQ
How many banks are in Sharpsburg, MD?
Sharpsburg has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Jefferson Security Bank in Sharpsburg, MD?
Yes. FDIC data lists 1 Jefferson Security Bank branch in Sharpsburg as of September 5, 2026. The address and directions are under Jefferson Security Bank above.
Is there a Chase in Sharpsburg, MD?
No. FDIC data lists no Chase branch in Sharpsburg as of September 5, 2026. The nearest is in Frederick, about 19 miles away in a straight line.
What is the oldest bank in Sharpsburg?
Jefferson Security Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1869.
Did any bank branches open or close in Sharpsburg in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sharpsburg?
Nearby cities with more banks include Boonsboro, Myersville, Middletown. Boonsboro is 6 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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