US Bank Directory

Banks in Boonsboro, MD

4 FDIC-insured banks operate 4 offices in Boonsboro, Maryland.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Boonsboro

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Boonsboro, according to the FDIC. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Boonsboro

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Boonsboro, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First United Bank & Trust 1 branch · main office Oakland, MD Bank · 1

First United Bank & Trust has 1 branch in Boonsboro, 15 across Maryland and 23 nationwide. FDIC records list its main office in Oakland, MD and show it operating since 1900. With $2.05 billion in total assets on June 30, 2026, it ranks No. 595 of 4,232 U.S. banks by total assets. The Boonsboro Community Office Branch at 207 N Main St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Boonsboro Community Office Branch
    207 N Main St, 21713
    Hours: see the bank's site
First United Bank & Trust: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Boonsboro, 152 across Maryland and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Boonsboro Branch at 7620 Old National Pike dates to 1980 in FDIC branch records. It opens on Saturday.

  • Boonsboro Branch
    7620 Old National Pike, 21713
    (301) 432-2273Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
Middletown Valley Bank 1 branch · main office Middletown, MD Bank · 1

Middletown Valley Bank has 1 branch in Boonsboro, 7 across Maryland and 8 nationwide. FDIC records list its main office in Middletown, MD and show it operating since 1908. With $1.19 billion in total assets on June 30, 2026, it ranks No. 900 of 4,232 U.S. banks by total assets. The Boonsboro Branch at 6721 Old National Pike dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Boonsboro Branch
    6721 Old National Pike, 21713
    Hours: see the bank's site
Middletown Valley Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Boonsboro, 138 across Maryland and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Boonsboro Branch at 231 N Main St dates to 1998 in FDIC branch records. It opens on Saturday.

  • Boonsboro Branch
    231 N Main St, 21713
    (301) 432-5504Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts

Banking in Boonsboro: the local picture

Short answer: 4 banks run 4 branches in Boonsboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Boonsboro, 2 elsewhere in Maryland and 2 out of state, according to the FDIC.

The bank with the longest record here is M&T Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 7620 Old National Pike, dating to 1980; the newest is First United Bank & Trust's at 207 N Main St, from 2025.

Of the 2 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.

Banks open on Saturday in Boonsboro

Short answer: 2 of the 2 Boonsboro locations with published hours open on Saturday, run by 2 institutions.

  • Truist: 1 of 1 branch (231 N Main St: Saturday 9 am to 12 pm)
  • M&T Bank: 1 of 1 branch (7620 Old National Pike: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Boonsboro, and where the nearest one is if they do not.

Short answer: In Boonsboro: Truist (1). No branches in Boonsboro: Chase (nearest in Frederick, 16 mi), Wells Fargo (nearest in Frederick, 14 mi), Bank of America (nearest in Frederick, 13 mi), PNC Bank (nearest in Hagerstown, 8 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Germantown, 31 mi), BMO.

BankIn BoonsboroNearest branch if none here
Truist1 branchhere
ChaseNoneFrederick, 16 miles away
Wells FargoNoneFrederick, 14 miles away
Bank of AmericaNoneFrederick, 13 miles away
PNC BankNoneHagerstown, 8 miles away
U.S. BankNonenone in Maryland
Fifth Third BankNonenone in Maryland
HuntingtonNonenone in Maryland
Regions BankNonenone in Maryland
TD BankNoneGermantown, 31 miles away
BMONonenone in Maryland

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Boonsboro to the nearest branch in Maryland.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Boonsboro residents like anyone else.

Banks near Boonsboro

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Myersville (5 miles) and Middletown (8 miles). Frederick, 15 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Boonsboro

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Boonsboro between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Oct 15, 2025OpenedFirst United Bank & Trust207 N Main St, 21713

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Boonsboro by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Boonsboro offices.

Short answer: Truist is the largest bank with offices in Boonsboro, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. M&T Bank is second with $218.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 91Charlotte, NC
M&T Bank$218.79 billionNo. 211Buffalo, NY
First United Bank & Trust$2.05 billionNo. 5951Oakland, MD
Middletown Valley Bank$1.19 billionNo. 9001Middletown, MD

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Boonsboro: FAQ

How many banks are in Boonsboro, MD?

Boonsboro has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Boonsboro?

Truist, with 1. M&T Bank has 1 and First United Bank & Trust has 1.

Is there a Truist in Boonsboro, MD?

Yes. FDIC data lists 1 Truist branch in Boonsboro as of September 5, 2026. The address and directions are under Truist above.

Is there a M&T Bank in Boonsboro, MD?

Yes. FDIC data lists 1 M&T Bank branch in Boonsboro as of September 5, 2026. The address and directions are under M&T Bank above.

Is there a First United Bank & Trust in Boonsboro, MD?

Yes. FDIC data lists 1 First United Bank & Trust branch in Boonsboro as of September 5, 2026. The address and directions are under First United Bank & Trust above.

Is there a Chase in Boonsboro, MD?

No. FDIC data lists no Chase branch in Boonsboro as of September 5, 2026. The nearest is in Frederick, about 16 miles away in a straight line.

Which banks in Boonsboro are open on Saturday?

Truist and M&T Bank publish Saturday hours for one or more Boonsboro locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Boonsboro?

M&T Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.

Did any bank branches open or close in Boonsboro in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Boonsboro?

Nearby cities with more banks include Myersville, Middletown, Hagerstown. Myersville is 5 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (2 of 4 branches: M&T Bank, Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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