US Bank Directory
Banks in Hagerstown, MD
12 FDIC-insured banks operate 30 offices in Hagerstown, Maryland, and 7 credit unions have 13 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Hagerstown
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 19 banks and credit unions operate 43 locations in Hagerstown, according to the FDIC and the NCUA. 39 of them have coordinates on record and are on the map. 25 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
39 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Hagerstown
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: M&T Bank has the most locations in Hagerstown, with 5. It is followed by Truist (4), Fulton Bank (4), PNC Bank (3). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bull Dog Credit Union Credit union · 5
Bull Dog Credit Union has 5 officees in Hagerstown, 6 across Maryland. It is based in Hagerstown, MD and $241.5 million in assets on March 31, 2026, according to its NCUA call report. None of its 5 Hagerstown locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office580 Northern Ave, 21742
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 7 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Sharpsburg10306 Remington Dr, 21740
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 7 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Dual Highway1240 Dual Hwy, 21740
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 7 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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York Road17555 York Rd, 21740
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 7 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Centre17990 Garland Groh Blvd, 21740
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 7 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
M&T Bank Bank · 5
M&T Bank has 5 branches in Hagerstown, 152 across Maryland and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hagerstown location is the Valley Mall Branch at 17301 Valley Mall Rd, dating to 1957; the newest, at 10721 Fairway Ln, to 1982. All 4 of its Hagerstown locations with published hours open on Saturday.
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Oak Ridge Branch10721 Fairway Ln, 21740
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 4:30 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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North Hagerstown Branch13409 Pennsylvania Ave, 21742
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Valley Mall Branch17301 Valley Mall Rd, 21740
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Valley Mall Drive-In Branch17301 Valley Mall Rd, 21740
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Dual Highway Branch930 Dual Hwy, 21740
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Fulton Bank Bank · 4
Fulton Bank has 4 branches in Hagerstown, 20 across Maryland and 208 nationwide. FDIC records list its main office in Lancaster, PA and show it operating since 1882. With $32.56 billion in total assets on June 30, 2026, it ranks No. 67 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hagerstown location is the Long Meadow Branch at 1585 Potomac Ave, dating to 1958; the newest, at 1107 Maryland Ave, to 2022. All 4 of its Hagerstown locations with published hours open on Saturday.
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South End Hagerstown Branch1107 Maryland Ave, 21740
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fulton Bank branch locator (All The Places), checked Oct 10, 2026
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Long Meadow Branch1585 Potomac Ave, 21742
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fulton Bank branch locator (All The Places), checked Oct 10, 2026
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Dual Highway Branch1640 Dual Hwy, 21740
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fulton Bank branch locator (All The Places), checked Oct 10, 2026
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West Side Branch830 W Franklin St, 21740
All hours
Mon to Wed 9 am to 4 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fulton Bank branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 4
Truist has 4 branches in Hagerstown, 138 across Maryland and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hagerstown location is the Salem Avenue Branch at 1326 Salem Ave, dating to 1962; the newest, at 1800 Dual Hwy, to 2010. 3 of its 4 Hagerstown locations with published hours open on Saturday.
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Fountainhead Plaza Branch13232 Fountain Head Plz, 21742
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Salem Avenue Branch1326 Salem Ave, 21740
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Halfway Branch17601 Virginia Ave, 21740
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Hagerstown Main Branch1800 Dual Hwy, 21740
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
CNB Bank Bank · 3
CNB Bank has 3 branches in Hagerstown, 4 across Maryland and 9 nationwide. FDIC records list its main office in Berkeley Springs, WV and show it operating since 1917. With $805.7 million in total assets on June 30, 2026, it ranks No. 1,255 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hagerstown location is the Dual Highway Branch at 1625 Dual Hwy, dating to 2019; the newest, at 13527 Pennsylvania Ave, to 2025. It does not publish hours in the sources this page uses; check its site before you go.
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Hagerstown Branch13527 Pennsylvania Ave, 21742
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Dual Highway Branch1625 Dual Hwy, 21740
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Hagerstown Branch17803 Virginia Ave., 21740
First United Bank & Trust Bank · 3
First United Bank & Trust has 3 branches in Hagerstown, 15 across Maryland and 23 nationwide. FDIC records list its main office in Oakland, MD and show it operating since 1900. With $2.05 billion in total assets on June 30, 2026, it ranks No. 595 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hagerstown location is the Hagerstown Commons Branch at 130 S Edgewood Dr, dating to 2003; the newest, at 19405 Emerald Sq, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Hagerstown Commons Branch130 S Edgewood Dr, 21740
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Wesel Blvd. Branch1646 Wesel Blvd, 21740
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Emerald Pointe19405 Emerald Sq, 21742
PNC Bank Bank · 3
PNC Bank has 3 branches in Hagerstown, 115 across Maryland and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hagerstown location is the Dual Highway Branch at 1700 Dual Hwy, dating to 1898; the newest, at 12916 Conamar Dr, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Longmeadow Branch12916 Conamar Dr, 21742
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Dual Highway Branch1700 Dual Hwy, 21740
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Virginia Avenue Md Branch17708 Virginia Ave, 21740
Middletown Valley Bank Bank · 2
Middletown Valley Bank has 2 branches in Hagerstown, 7 across Maryland and 8 nationwide. FDIC records list its main office in Middletown, MD and show it operating since 1908. With $1.19 billion in total assets on June 30, 2026, it ranks No. 900 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hagerstown location is the Eastern Boulevard at 180 Eastern Blvd N, dating to 2015; the newest, at 13418 Marsh Pike, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Paramount Branch13418 Marsh Pike, 21742
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Eastern Boulevard180 Eastern Blvd N, 21740
Patriot Credit Union Credit union · 2
Patriot Credit Union has 2 officees in Hagerstown, 3 across Maryland. It is based in Chambersburg, PA and $1.33 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Hagerstown locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Robinwood11067 Robinwood Dr, 21742
All hours
Mon to Thu 8:30 am to 5:30 pm; Fri 8:30 am to 7 pm; Sat 8:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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North Pointe Office18721 Longmeadow Rd, 21742
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 7 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
United Bank Bank · 2
United Bank has 2 branches in Hagerstown, 11 across Maryland and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hagerstown location is the Dual Hwy Branch at 1219 Mount Aetna Rd, dating to 2007; the newest, at 18750 North Pointe Dr, to 2009. None of its 2 Hagerstown locations with published hours lists Saturday hours.
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Dual Hwy Branch1219 Mount Aetna Rd, 21742
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
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North Pointe Branch18750 North Pointe Dr, 21742
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Washington County Teachers Credit Union Credit union · 2
Washington County Teachers Credit Union has 2 officees in Hagerstown, 3 across Maryland. It is based in Hagerstown, MD and $96.0 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Hagerstown locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office19638 Leitersburg Pike Suite 100, 21742
All hours
Mon to Fri 8 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Ces10435 Downsville Pike, 21740
All hours
Mon to Fri 10 am to 2 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Ameriserv Financial Bank Bank · 1
Ameriserv Financial Bank has 1 branch in Hagerstown, 1 across Maryland and 17 nationwide. FDIC records list its main office in Johnstown, PA and show it operating since 1933. With $1.46 billion in total assets on June 30, 2026, it ranks No. 762 of 4,232 U.S. banks by total assets. The Hagerstown Branch at 12806 Shank Farm Way dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hagerstown Branch12806 Shank Farm Way, 21742
Ardent Credit Union Credit union · 1
Ardent Credit Union has 1 office in Hagerstown, 1 across Maryland. It is based in Phila, PA and $931.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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On-Goings Ops18450 Showalter Rd, 21742
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Farmers and Merchants Trust Company of Chambersburg Bank · 1
Farmers and Merchants Trust Company of Chambersburg has 1 branch in Hagerstown, 1 across Maryland and 25 nationwide. FDIC records list its main office in Chambersburg, PA and show it operating since 1906. With $2.34 billion in total assets on June 30, 2026, it ranks No. 534 of 4,232 U.S. banks by total assets. The Hagerstown Branch Office at 83 W Washington Street dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hagerstown Branch Office83 W Washington Street, 21740
Government Printing Office Credit Union Credit union · 1
Government Printing Office Credit Union has 1 office in Hagerstown, 1 across Maryland. It is based in Washington, DC and $29.9 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Ongoing Operations18450 Showalter Rd Ste 101, 21742
Orrstown Bank Bank · 1
Orrstown Bank has 1 branch in Hagerstown, 8 across Maryland and 43 nationwide. FDIC records list its main office in Harrisburg, PA and show it operating since 1919. With $5.61 billion in total assets on June 30, 2026, it ranks No. 263 of 4,232 U.S. banks by total assets. The Eastern Blvd Branch at 1020 Professional Ct dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Eastern Blvd Branch1020 Professional Ct, 21740
Potomac Bank Bank · 1
Potomac Bank has 1 branch in Hagerstown, 1 across Maryland and 9 nationwide. FDIC records list its main office in Charles Town, WV and show it operating since 1870. With $980.2 million in total assets on June 30, 2026, it ranks No. 1,070 of 4,232 U.S. banks by total assets. The Hagerstown Branch at 1101 Frederick St dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hagerstown Branch1101 Frederick St, 21740
State Employees Cu of Maryland, Inc Credit Union Credit union · 1
State Employees Cu of Maryland, Inc Credit Union has 1 office in Hagerstown, 27 across Maryland. It is based in Linthicum, MD and $5.73 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Secu Credit Union - Hagerstown17239 Cole Rd, 21740
All hours
Mon to Tue 8 am to 3:30 pm; Wed 8 am to 5 pm; Thu 8 am to 3:30 pm; Fri 8 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Vantage Point Credit Union Credit union · 1
Vantage Point Credit Union has 1 office in Hagerstown, 1 across Maryland. It is based in Hopewell, VA and $44.6 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Vital Records Disaster Recovery Site18450 Showalter Rd Ste 113, 21742
Join a credit union in Hagerstown
7 credit unions have 13 offices here: Bull Dog Credit Union, Patriot Credit Union, Washington County Teachers Credit Union, State Employees Cu of Maryland, Inc Credit Union, Ardent Credit Union and Vantage Point Credit Union and 1 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Hagerstown page has every office in the state's directory.
Banking in Hagerstown: the local picture
Short answer: 12 banks run 30 branches in Hagerstown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 12 banks, 0 have their main office in Hagerstown, 2 elsewhere in Maryland and 10 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 1700 Dual Hwy, dating to 1898; the newest is CNB Bank's at 13527 Pennsylvania Ave, from 2025.
7 credit unions have 13 offices in Hagerstown, according to the NCUA. Who can join each one is on the credit unions page.
Of the 25 locations with published hours. 15 open on Saturday. 18 locations have no published hours in these sources.
Banks by ZIP code in Hagerstown
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 21740 has the most bank and credit union offices in Hagerstown (26), followed by 21742 (17). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 21740 | 26 | 13 | Bull Dog Credit Union, M&T Bank, Fulton Bank |
| 21742 | 17 | 15 | Patriot Credit Union, United Bank, Ameriserv Financial Bank |
Banks and credit unions open on Saturday in Hagerstown
Short answer: 15 of the 25 Hagerstown locations with published hours open on Saturday, run by 6 institutions.
- M&T Bank: 4 of 5 branches (10721 Fairway Ln: Saturday 9 am to 12 pm, and 3 more)
- Truist: 3 of 4 branches (13232 Fountain Head Plz: Saturday 9 am to 12 pm, and 2 more)
- Fulton Bank: 4 of 4 branches (1107 Maryland Ave: Saturday 9 am to 12 pm, and 3 more)
- Patriot Credit Union: 2 of 2 offices (11067 Robinwood Dr: Saturday 8:30 am to 1 pm, and 1 more)
- Washington County Teachers Credit Union: 1 of 2 offices (19638 Leitersburg Pike Suite 100: Saturday 9 am to 12 pm)
- State Employees Cu of Maryland, Inc Credit Union: 1 of 1 office (17239 Cole Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 18 of the 43 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Hagerstown, and where the nearest one is if they do not.
Short answer: In Hagerstown: PNC Bank (3), Truist (4). No branches in Hagerstown: Chase (nearest in Frederick, 25 mi), Wells Fargo (nearest in Frederick, 22 mi), Bank of America (nearest in Frederick, 21 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Germantown, 40 mi), BMO.
| Bank | In Hagerstown | Nearest branch if none here |
|---|---|---|
| PNC Bank | 3 branches | here |
| Truist | 4 branches | here |
| Chase | None | Frederick, 25 miles away |
| Wells Fargo | None | Frederick, 22 miles away |
| Bank of America | None | Frederick, 21 miles away |
| U.S. Bank | None | none in Maryland |
| Fifth Third Bank | None | none in Maryland |
| Huntington | None | none in Maryland |
| Regions Bank | None | none in Maryland |
| TD Bank | None | Germantown, 40 miles away |
| BMO | None | none in Maryland |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hagerstown to the nearest branch in Maryland.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hagerstown residents like anyone else.
Banks near Hagerstown
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Boonsboro (10 miles) and Myersville (13 miles). Frederick, 23 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Boonsboro, MD | 10 mi | 4 | 4 |
| Banks in Myersville, MD | 13 mi | 2 | 2 |
| Banks in Thurmont, MD | 16 mi | 2 | 2 |
| Banks in Middletown, MD | 17 mi | 2 | 2 |
| Banks in Walkersville, MD | 22 mi | 3 | 3 |
| Banks in Frederick, MD | 23 mi | 16 | 42 |
| Banks in Hancock, MD | 24 mi | 2 | 2 |
| Banks in Ijamsville, MD | 29 mi | 2 | 2 |
Bank branch openings and closings in Hagerstown
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Hagerstown between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Dec 7, 2025 | Opened | CNB Bank | 13527 Pennsylvania Ave, 21742 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Hagerstown
Short answer: 2 institutions have their main office in Hagerstown: Bull Dog Credit Union and Washington County Teachers Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Bull Dog Credit Union | Credit union | $241.5 million | 5 |
| Washington County Teachers Credit Union | Credit union | $96.0 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Hagerstown by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hagerstown offices.
Short answer: PNC Bank is the largest bank with offices in Hagerstown, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 3 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 4 | Charlotte, NC |
| M&T Bank | $218.79 billion | No. 21 | 5 | Buffalo, NY |
| United Bank | $33.64 billion | No. 65 | 2 | Fairfax, VA |
| Fulton Bank | $32.56 billion | No. 67 | 4 | Lancaster, PA |
| Orrstown Bank | $5.61 billion | No. 263 | 1 | Harrisburg, PA |
| Farmers and Merchants Trust Company of Chambersburg | $2.34 billion | No. 534 | 1 | Chambersburg, PA |
| First United Bank & Trust | $2.05 billion | No. 595 | 3 | Oakland, MD |
| Ameriserv Financial Bank | $1.46 billion | No. 762 | 1 | Johnstown, PA |
| Middletown Valley Bank | $1.19 billion | No. 900 | 2 | Middletown, MD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Hagerstown: FAQ
How many banks are in Hagerstown, MD?
Hagerstown has 12 banks with 30 branches and 7 credit unions with 13 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Hagerstown?
M&T Bank, with 5. Truist has 4 and Fulton Bank has 4.
Is there a M&T Bank in Hagerstown, MD?
Yes. FDIC data lists 5 M&T Bank branches in Hagerstown as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Is there a Truist in Hagerstown, MD?
Yes. FDIC data lists 4 Truist branches in Hagerstown as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Fulton Bank in Hagerstown, MD?
Yes. FDIC data lists 4 Fulton Bank branches in Hagerstown as of September 5, 2026. Its branches are listed under Fulton Bank above, with the address and directions for each.
Is there a Chase in Hagerstown, MD?
No. FDIC data lists no Chase branch in Hagerstown as of September 5, 2026. The nearest is in Frederick, about 25 miles away in a straight line.
Which banks in Hagerstown are open on Saturday?
M&T Bank, Truist, Fulton Bank and Patriot Credit Union and 2 more publish Saturday hours for one or more Hagerstown locations. The Saturday section above lists each one with its hours. 18 of the 43 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Hagerstown?
Bull Dog Credit Union and Washington County Teachers Credit Union have their main office in Hagerstown, according to the FDIC and the NCUA.
What is the oldest bank in Hagerstown?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Hagerstown?
Bull Dog Credit Union, Patriot Credit Union, Washington County Teachers Credit Union and State Employees Cu of Maryland, Inc Credit Union and 3 more have offices in Hagerstown. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Hagerstown in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Hagerstown?
Nearby cities with more banks include Boonsboro, Myersville, Thurmont. Boonsboro is 10 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 9 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (14 of 30 branches: Fulton Bank, M&T Bank, Truist, United Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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