US Bank Directory

Banks in Thurmont, MD

2 FDIC-insured banks operate 2 offices in Thurmont, Maryland.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Thurmont

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Thurmont, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Thurmont

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: PNC Bank and Woodsboro Bank have the most locations in Thurmont, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Thurmont, 115 across Maryland and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Thurmont Branch at 16 E Main St dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

PNC Bank: profile, branches and contacts
Woodsboro Bank 1 branch · main office Woodsboro, MD Bank · 1

Woodsboro Bank has 1 branch in Thurmont, 5 across Maryland and 5 nationwide. FDIC records list its main office in Woodsboro, MD and show it operating since 1899. With $483.3 million in total assets on June 30, 2026, it ranks No. 1,840 of 4,232 U.S. banks by total assets. The Thurmont Branch at 143 Frederick Rd dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Thurmont Branch
    143 Frederick Rd, 21788
    Hours: see the bank's site
Woodsboro Bank: profile, branches and contacts

Banking in Thurmont: the local picture

Short answer: 2 banks run 2 branches in Thurmont according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Thurmont, 1 elsewhere in Maryland and 1 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 16 E Main St, dating to 1975; the newest is Woodsboro Bank's at 143 Frederick Rd, from 1993.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Thurmont, and where the nearest one is if they do not.

Short answer: In Thurmont: PNC Bank (1). No branches in Thurmont: Chase (nearest in Frederick, 16 mi), Wells Fargo (nearest in Frederick, 12 mi), Bank of America (nearest in Frederick, 12 mi), U.S. Bank, Truist (nearest in Walkersville, 10 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Germantown, 31 mi), BMO.

BankIn ThurmontNearest branch if none here
PNC Bank1 branchhere
ChaseNoneFrederick, 16 miles away
Wells FargoNoneFrederick, 12 miles away
Bank of AmericaNoneFrederick, 12 miles away
U.S. BankNonenone in Maryland
TruistNoneWalkersville, 10 miles away
Fifth Third BankNonenone in Maryland
HuntingtonNonenone in Maryland
Regions BankNonenone in Maryland
TD BankNoneGermantown, 31 miles away
BMONonenone in Maryland

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Thurmont to the nearest branch in Maryland.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Thurmont residents like anyone else.

Banks near Thurmont

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Walkersville (10 miles) and Myersville (12 miles). Frederick, 15 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Thurmont

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Thurmont between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Thurmont by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Thurmont offices.

Short answer: PNC Bank is the largest bank with offices in Thurmont, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Woodsboro Bank is second with $483.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
PNC Bank$609.77 billionNo. 81Wilmington, DE
Woodsboro Bank$483.3 millionNo. 1,8401Woodsboro, MD

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Thurmont: FAQ

How many banks are in Thurmont, MD?

Thurmont has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Thurmont?

PNC Bank, with 1. Woodsboro Bank has 1.

Is there a PNC Bank in Thurmont, MD?

Yes. FDIC data lists 1 PNC Bank branch in Thurmont as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Woodsboro Bank in Thurmont, MD?

Yes. FDIC data lists 1 Woodsboro Bank branch in Thurmont as of September 5, 2026. The address and directions are under Woodsboro Bank above.

Is there a Chase in Thurmont, MD?

No. FDIC data lists no Chase branch in Thurmont as of September 5, 2026. The nearest is in Frederick, about 16 miles away in a straight line.

What is the oldest bank in Thurmont?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Did any bank branches open or close in Thurmont in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Thurmont?

Nearby cities with more banks include Walkersville, Myersville, Taneytown. Walkersville is 10 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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