US Bank Directory
Banks in Middletown, MD
2 FDIC-insured banks operate 2 offices in Middletown, Maryland.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Middletown
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Middletown, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Middletown
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist and Middletown Valley Bank have the most locations in Middletown, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Middletown Valley Bank Bank · 1
Middletown Valley Bank has 1 branch in Middletown, 7 across Maryland and 8 nationwide. FDIC records list its main office in Middletown, MD and show it operating since 1908. With $1.19 billion in total assets on June 30, 2026, it ranks No. 900 of 4,232 U.S. banks by total assets. Its main office at 803 E Main St dates to 1908 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office803 E Main St, 21769
Truist Bank · 1
Truist has 1 branch in Middletown, 138 across Maryland and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Middletown Branch at 819 E Main St dates to 1989 in FDIC branch records. It opens on Saturday.
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Middletown Branch819 E Main St, 21769
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Banking in Middletown: the local picture
Short answer: 2 banks run 2 branches in Middletown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Middletown and 1 out of state, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Middletown Valley Bank's office at 803 E Main St, dating to 1908; the newest is Truist's at 819 E Main St, from 1989.
Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Middletown
Short answer: 1 of the 1 Middletown location with published hours opens on Saturday, run by 1 institution.
- Truist: 1 of 1 branch (819 E Main St: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Middletown, and where the nearest one is if they do not.
Short answer: In Middletown: Truist (1). No branches in Middletown: Chase (nearest in Frederick, 8 mi), Wells Fargo (nearest in Frederick, 7 mi), Bank of America (nearest in Frederick, 5 mi), PNC Bank (nearest in Frederick, 4 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Germantown, 23 mi), BMO.
| Bank | In Middletown | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Frederick, 8 miles away |
| Wells Fargo | None | Frederick, 7 miles away |
| Bank of America | None | Frederick, 5 miles away |
| PNC Bank | None | Frederick, 4 miles away |
| U.S. Bank | None | none in Maryland |
| Fifth Third Bank | None | none in Maryland |
| Huntington | None | none in Maryland |
| Regions Bank | None | none in Maryland |
| TD Bank | None | Germantown, 23 miles away |
| BMO | None | none in Maryland |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Middletown to the nearest branch in Maryland.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Middletown residents like anyone else.
Banks near Middletown
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Myersville (5 miles) and Frederick (7 miles). Frederick, 7 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Myersville, MD | 5 mi | 2 | 2 |
| Banks in Frederick, MD | 7 mi | 16 | 42 |
| Banks in Boonsboro, MD | 8 mi | 4 | 4 |
| Banks in Walkersville, MD | 10 mi | 3 | 3 |
| Banks in Ijamsville, MD | 12 mi | 2 | 2 |
| Banks in Thurmont, MD | 14 mi | 2 | 2 |
| Banks in Hagerstown, MD | 17 mi | 12 | 30 |
| Banks in Damascus, MD | 20 mi | 3 | 3 |
Bank branch openings and closings in Middletown
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Middletown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Middletown
Short answer: 1 institution has its main office in Middletown: Middletown Valley Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Middletown Valley Bank | Bank | $1.19 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Middletown by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Middletown offices.
Short answer: Truist is the largest bank with offices in Middletown, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Middletown Valley Bank is second with $1.19 billion. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Middletown Valley Bank | $1.19 billion | No. 900 | 1 | Middletown, MD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Middletown: FAQ
How many banks are in Middletown, MD?
Middletown has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Middletown?
Truist, with 1. Middletown Valley Bank has 1.
Is there a Truist in Middletown, MD?
Yes. FDIC data lists 1 Truist branch in Middletown as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Middletown, MD?
No. FDIC data lists no Chase branch in Middletown as of September 5, 2026. The nearest is in Frederick, about 8 miles away in a straight line.
Which banks in Middletown are open on Saturday?
Truist publishes Saturday hours for one or more Middletown locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Middletown?
Middletown Valley Bank has its main office in Middletown, according to the FDIC.
What is the oldest bank in Middletown?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Did any bank branches open or close in Middletown in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Middletown?
Nearby cities with more banks include Myersville, Frederick, Boonsboro. Myersville is 5 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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