US Bank Directory
Banks in Frederick, MD
16 FDIC-insured banks operate 42 offices in Frederick, Maryland, and 5 credit unions have 8 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Frederick
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 21 banks and credit unions operate 50 locations in Frederick, according to the FDIC and the NCUA. 49 of them have coordinates on record and are on the map. 30 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
49 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Frederick
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist has the most locations in Frederick, with 7. It is followed by PNC Bank (6), M&T Bank (6), Bank of America (3). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Truist Bank · 7
Truist has 7 branches in Frederick, 138 across Maryland and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Frederick location is the Frederick Main Branch at 5280 Corporate Dr, dating to 1818; the newest, at 3500 Sugarloaf Pkwy, to 2006. 3 of its 7 Frederick locations with published hours open on Saturday.
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East Frederick Branch1303 E Patrick St, 21701
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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40 West Branch1370 W Patrick St, 21703
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Rosemont Branch1602 Rosemont Ave, 21702
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Thomas Johnson Branch192 Thomas Johnson Dr, 21702
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Urbana Branch3500 Sugarloaf Pkwy, 21704
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Frederick Main Branch5280 Corporate Dr, 21703
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Route 85 Branch5825 Buckeystown Pike, 21704
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 6
M&T Bank has 6 branches in Frederick, 152 across Maryland and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Frederick location is the Court Street Branch at 26 N Court St, dating to 1974; the newest, at 1304 W Patrick St, to 2008. 5 of its 6 Frederick locations with published hours open on Saturday.
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Golden Mile Branch1304 W Patrick St, 21703
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Court Street Branch26 N Court St, 21701
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Francis Scott Key Mall Branch5585 Spectrum Dr, 21703
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Weis Spring Ridge Branch6093 Spring Ridge Pkwy, 21701
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Worman'S Mill Branch91 Routzahn Way, 21701
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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7Th Street Branch929 W 7th St, 21701
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 6
PNC Bank has 6 branches in Frederick, 115 across Maryland and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Frederick location is the Frederick Shopping Center Branch at 1305 W 7th St, dating to 1957; the newest, at 8920 Fingerboard Rd, to 2005. 1 of its 2 Frederick locations with published hours open on Saturday.
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40 West Branch1205 W Patrick St, 21702
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Riverside Branch1295 Riverbend Way, 21701
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Frederick Shopping Center Branch1305 W 7th St, 21702
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Westview Branch5279 Buckeystown Pike, 21704
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Urbana Branch8920 Fingerboard Rd, 21704
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East Patrick Street Branch9 Monocacy Blvd, 21701
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
ACNB Bank Bank · 3
ACNB Bank has 3 branches in Frederick, 9 across Maryland and 33 nationwide. FDIC records list its main office in Gettysburg, PA and show it operating since 1857. With $3.30 billion in total assets on June 30, 2026, it ranks No. 389 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Frederick location is the Aspen Ridge Branch at 165 Thomas Johnson Dr, dating to 2001; the newest, at 6910 Crestwood Blvd, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Aspen Ridge Branch165 Thomas Johnson Dr, 21702
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2 North On The Square Branch2 N Market St, 21701
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Crestwood Branch6910 Crestwood Blvd, 21703
Atlantic Union Bank Bank · 3
Atlantic Union Bank has 3 branches in Frederick, 39 across Maryland and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Frederick location is the Downtown Frederick Branch at 30 W Patrick St, dating to 2002; the newest, at 1003 W Patrick St, to 2003. It does not publish hours in the sources this page uses; check its site before you go.
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40 West Branch1003 W Patrick St, 21702
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Downtown Frederick Branch30 W Patrick St, 21701
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Urbana Branch8921 Fingerboard Rd, 21704
Bank of America Bank · 3
Bank of America has 3 branches in Frederick, 114 across Maryland and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Frederick location is the Evergreen Point Branch at 5704 Buckeystown Pike, dating to 1979; the newest, at 2401 Osprey Way, to 2012. 2 of its 3 Frederick locations with published hours open on Saturday.
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Frederick West Branch1070 W Patrick St, 21703
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Market Square - Frederick Branch2401 Osprey Way, 21701
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Evergreen Point Branch5704 Buckeystown Pike, 21704
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Nymeo Credit Union Credit union · 3
Nymeo Credit Union has 3 officees in Frederick, 4 across Maryland. It is based in Frederick, MD and $408.5 million in assets on March 31, 2026, according to its NCUA call report. 2 of its 3 Frederick locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office5210 Chairmans Ct, 21703
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Nymeo Federal Credit Union - Thomas Johnson193 Thomas Johnson Dr, 21702
All hours
Mon to Thu 10 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Frederick5301 Buckeystown Pike Ste 205D, 21704
All hours
Mon to Thu 10 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Woodsboro Bank Bank · 3
Woodsboro Bank has 3 branches in Frederick, 5 across Maryland and 5 nationwide. FDIC records list its main office in Woodsboro, MD and show it operating since 1899. With $483.3 million in total assets on June 30, 2026, it ranks No. 1,840 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Frederick location is the Monocacy Village Office at 900 N East St, dating to 1997; the newest, at 40 West Patrick Street, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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West Patrick Street Branch4-6 West Patrick Street, 21701
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Frederick Branch40 West Patrick Street, 21701
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Monocacy Village Office900 N East St, 21701
Capital One Bank · 2
Capital One has 2 branches in Frederick, 41 across Maryland and 249 nationwide. FDIC records list its main office in Mclean, VA and show it operating since 1933. With $662.16 billion in total assets on June 30, 2026, it ranks No. 7 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Frederick location is the Frederick Town Center Branch at 1305 W 7th St, dating to 2005; the newest, at 5903 Buckeystown Pike, to 2009. All 2 of its Frederick locations with published hours open on Saturday.
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Frederick Town Center Branch1305 W 7th St, 21702
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Capital One branch locator (All The Places), checked Oct 10, 2026
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Urbana Pike/Frederick Branch5903 Buckeystown Pike, 21704
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Capital One branch locator (All The Places), checked Oct 10, 2026
First United Bank & Trust Bank · 2
First United Bank & Trust has 2 branches in Frederick, 15 across Maryland and 23 nationwide. FDIC records list its main office in Oakland, MD and show it operating since 1900. With $2.05 billion in total assets on June 30, 2026, it ranks No. 595 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Frederick location is the Riverside Branch at 1990 Mononcacy Boulevard, dating to 1994; the newest, at 102 Baughmans Ln, to 2009. It does not publish hours in the sources this page uses; check its site before you go.
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Frederick Branch102 Baughmans Ln, 21702
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Riverside Branch1990 Mononcacy Boulevard, 21701
Navy Federal Credit Union Credit union · 2
Navy Federal Credit Union has 2 officees in Frederick, 25 across Maryland. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Frederick locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Usag Fort Detrick Md1520 Freedman Dr Rm 135, 21702
All hours
Mon to Fri 12 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Frederick Md7820 Wormans Mill Rd Ste T, 21701
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of England Bank · 1
Bank of England has 1 branch in Frederick, 1 across Maryland and 151 nationwide. FDIC records list its main office in England, AR and show it operating since 1898. With $332.3 million in total assets on June 30, 2026, it ranks No. 2,339 of 4,232 U.S. banks by total assets. The Frederick Crossing Branch at 5970 Frederick Crossing Ln dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Frederick Crossing Branch5970 Frederick Crossing Ln, 21704
Chase Bank · 1
Chase has 1 branch in Frederick, 56 across Maryland and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Frederick Riverview Plaza Branch at 5449 Urbana Pike dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Frederick Riverview Plaza Branch5449 Urbana Pike, 21704
Ferko Md Credit Union Credit union · 1
Ferko Md Credit Union has 1 office in Frederick, 1 across Maryland. It is based in Frederick, MD and $29.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office502 W Patrick St, 21701
All hours
Mon not published; Tue to Thu 11 am to 7 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Fulton Bank Bank · 1
Fulton Bank has 1 branch in Frederick, 20 across Maryland and 208 nationwide. FDIC records list its main office in Lancaster, PA and show it operating since 1882. With $32.56 billion in total assets on June 30, 2026, it ranks No. 67 of 4,232 U.S. banks by total assets. The Westview Corner Branch at 5211 Presidents Ct dates to 2009 in FDIC branch records. It opens on Saturday.
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Westview Corner Branch5211 Presidents Ct, 21703
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fulton Bank branch locator (All The Places), checked Oct 10, 2026
Middletown Valley Bank Bank · 1
Middletown Valley Bank has 1 branch in Frederick, 7 across Maryland and 8 nationwide. FDIC records list its main office in Middletown, MD and show it operating since 1908. With $1.19 billion in total assets on June 30, 2026, it ranks No. 900 of 4,232 U.S. banks by total assets. The North Market Branch at 9 North Market Street dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Market Branch9 North Market Street, 21701
Patriot Credit Union Credit union · 1
Patriot Credit Union has 1 office in Frederick, 3 across Maryland. It is based in Chambersburg, PA and $1.33 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ballenger Creek Branch5099 Corporate Dr, 21703
All hours
Mon to Thu 8:30 am to 5:30 pm; Fri 8:30 am to 7 pm; Sat 8:30 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
Presidential Bank, FSB Bank · 1
Presidential Bank, FSB has 1 branch in Frederick, 4 across Maryland and 11 nationwide. FDIC records list its main office in Bethesda, MD and show it operating since 1985. With $1.01 billion in total assets on June 30, 2026, it ranks No. 1,037 of 4,232 U.S. banks by total assets. The Frederick Branch at 14 W Patrick St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Frederick Branch14 W Patrick St, 21701
State Employees Cu of Maryland, Inc Credit Union Credit union · 1
State Employees Cu of Maryland, Inc Credit Union has 1 office in Frederick, 27 across Maryland. It is based in Linthicum, MD and $5.73 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Secu Credit Union Frederick5110 Buckeystown Pike, 21704
All hours
Mon to Thu 9 am to 3 pm; Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Frederick, 73 across Maryland and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Clemson Corner Branch at 7860 Wormans Mill Rd dates to 2011 in FDIC branch records. It opens on Saturday.
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Clemson Corner Branch7860 Wormans Mill Rd, 21701
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Frederick, 8 across Maryland and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0574 Frederick Maryland Walmart Branch at 7400 Guilford Dr dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0574 Frederick Maryland Walmart Branch7400 Guilford Dr, 21704
Join a credit union in Frederick
5 credit unions have 8 offices here: Nymeo Credit Union, Navy Federal Credit Union, State Employees Cu of Maryland, Inc Credit Union, Patriot Credit Union and Ferko Md Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Frederick page has every office in the state's directory.
Banking in Frederick: the local picture
Short answer: 16 banks run 42 branches in Frederick according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 16 banks, 0 have their main office in Frederick, 4 elsewhere in Maryland and 12 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 5280 Corporate Dr, dating to 1818; the newest is Middletown Valley Bank's at 9 North Market Street, from 2024.
5 credit unions have 8 offices in Frederick, according to the NCUA. Who can join each one is on the credit unions page.
Of the 30 locations with published hours. 20 open on Saturday. 20 locations have no published hours in these sources.
Banks by ZIP code in Frederick
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 21701 has the most bank and credit union offices in Frederick (19), followed by 21704 (12) and 21702 (10). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 21701 | 19 | 13 | M&T Bank, Woodsboro Bank, PNC Bank |
| 21704 | 12 | 10 | PNC Bank, Truist, Atlantic Union Bank |
| 21702 | 10 | 8 | PNC Bank, Truist, ACNB Bank |
| 21703 | 9 | 7 | M&T Bank, Truist, ACNB Bank |
Banks and credit unions open on Saturday in Frederick
Short answer: 20 of the 30 Frederick locations with published hours open on Saturday, run by 11 institutions.
- Truist: 3 of 7 branches (1370 W Patrick St: Saturday 9 am to 12 pm, and 2 more)
- PNC Bank: 1 of 6 branches (5279 Buckeystown Pike: Saturday 9 am to 1 pm)
- M&T Bank: 5 of 6 branches (1304 W Patrick St: Saturday 9 am to 12 pm, and 4 more)
- Bank of America: 2 of 3 branches (1070 W Patrick St: Saturday 9 am to 2 pm, and 1 more)
- Capital One: 2 of 2 branches (1305 W 7th St: Saturday 9 am to 12 pm, and 1 more)
- Wells Fargo: 1 of 1 branch (7860 Wormans Mill Rd: Saturday 9 am to 2 pm)
- Fulton Bank: 1 of 1 branch (5211 Presidents Ct: Saturday 9 am to 12 pm)
- Nymeo Credit Union: 2 of 3 offices (193 Thomas Johnson Dr: Saturday 9 am to 1 pm, and 1 more)
- Navy Federal Credit Union: 1 of 2 offices (7820 Wormans Mill Rd Ste T: Saturday 9 am to 2 pm)
- State Employees Cu of Maryland, Inc Credit Union: 1 of 1 office (5110 Buckeystown Pike: Saturday 9 am to 1 pm)
- Patriot Credit Union: 1 of 1 office (5099 Corporate Dr: Saturday 8:30 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 20 of the 50 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Frederick, and where the nearest one is if they do not.
Short answer: In Frederick: Chase (1), Wells Fargo (1), Bank of America (3), PNC Bank (6), Truist (7). No branches in Frederick: U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Germantown, 17 mi), BMO.
| Bank | In Frederick | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 3 branches | here |
| PNC Bank | 6 branches | here |
| Truist | 7 branches | here |
| U.S. Bank | None | none in Maryland |
| Fifth Third Bank | None | none in Maryland |
| Huntington | None | none in Maryland |
| Regions Bank | None | none in Maryland |
| TD Bank | None | Germantown, 17 miles away |
| BMO | None | none in Maryland |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Frederick to the nearest branch in Maryland.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Frederick residents like anyone else.
Banks near Frederick
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ijamsville (5 miles) and Walkersville (6 miles). Mount Airy, 14 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ijamsville, MD | 5 mi | 2 | 2 |
| Banks in Walkersville, MD | 6 mi | 3 | 3 |
| Banks in Middletown, MD | 7 mi | 2 | 2 |
| Banks in Myersville, MD | 11 mi | 2 | 2 |
| Banks in Damascus, MD | 14 mi | 3 | 3 |
| Banks in Mount Airy, MD | 14 mi | 7 | 7 |
| Banks in Thurmont, MD | 15 mi | 2 | 2 |
| Banks in Boonsboro, MD | 15 mi | 4 | 4 |
Bank branch openings and closings in Frederick
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Frederick between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Frederick
Short answer: 2 institutions have their main office in Frederick: Nymeo Credit Union and Ferko Md Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Nymeo Credit Union | Credit union | $408.5 million | 3 |
| Ferko Md Credit Union | Credit union | $29.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Frederick by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Frederick offices.
Short answer: Chase is the largest bank with offices in Frederick, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 3 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Capital One | $662.16 billion | No. 7 | 2 | Mclean, VA |
| PNC Bank | $609.77 billion | No. 8 | 6 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 7 | Charlotte, NC |
| M&T Bank | $218.79 billion | No. 21 | 6 | Buffalo, NY |
| Atlantic Union Bank | $38.02 billion | No. 59 | 3 | Richmond City, VA |
| Fulton Bank | $32.56 billion | No. 67 | 1 | Lancaster, PA |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Frederick: FAQ
How many banks are in Frederick, MD?
Frederick has 16 banks with 42 branches and 5 credit unions with 8 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Frederick?
Truist, with 7. PNC Bank has 6 and M&T Bank has 6.
Is there a Truist in Frederick, MD?
Yes. FDIC data lists 7 Truist branches in Frederick as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a PNC Bank in Frederick, MD?
Yes. FDIC data lists 6 PNC Bank branches in Frederick as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a M&T Bank in Frederick, MD?
Yes. FDIC data lists 6 M&T Bank branches in Frederick as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Which banks in Frederick are open on Saturday?
Truist, PNC Bank, M&T Bank and Bank of America and 7 more publish Saturday hours for one or more Frederick locations. The Saturday section above lists each one with its hours. 20 of the 50 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Frederick?
Nymeo Credit Union and Ferko Md Credit Union have their main office in Frederick, according to the FDIC and the NCUA.
What is the oldest bank in Frederick?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Frederick?
Nymeo Credit Union, Navy Federal Credit Union, State Employees Cu of Maryland, Inc Credit Union and Patriot Credit Union and 1 more have offices in Frederick. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Frederick in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Frederick?
Nearby cities with more banks include Ijamsville, Walkersville, Middletown. Ijamsville is 5 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (22 of 42 branches: Bank of America, Capital One, Fulton Bank, M&T Bank, PNC Bank, Truist and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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