US Bank Directory
Banks in Emmitsburg, MD
1 FDIC-insured bank operates 1 office in Emmitsburg, Maryland.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Emmitsburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Emmitsburg, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Emmitsburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: PNC Bank is the only bank with an office in Emmitsburg. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
PNC Bank Bank · 1
PNC Bank has 1 branch in Emmitsburg, 115 across Maryland and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Emmitsburg Branch at 8 East Main Street, Center Square dates to 1962 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Emmitsburg Branch8 East Main Street, Center Square, 21727
Banking in Emmitsburg: the local picture
Short answer: 1 bank runs 1 branch in Emmitsburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
PNC Bank has its main office in Wilmington, DE, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Emmitsburg, and where the nearest one is if they do not.
Short answer: In Emmitsburg: PNC Bank (1). No branches in Emmitsburg: Chase (nearest in Westminster, 20 mi), Wells Fargo (nearest in Frederick, 18 mi), Bank of America (nearest in Frederick, 18 mi), U.S. Bank, Truist (nearest in Taneytown, 10 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Germantown, 36 mi), BMO.
| Bank | In Emmitsburg | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Chase | None | Westminster, 20 miles away |
| Wells Fargo | None | Frederick, 18 miles away |
| Bank of America | None | Frederick, 18 miles away |
| U.S. Bank | None | none in Maryland |
| Truist | None | Taneytown, 10 miles away |
| Fifth Third Bank | None | none in Maryland |
| Huntington | None | none in Maryland |
| Regions Bank | None | none in Maryland |
| TD Bank | None | Germantown, 36 miles away |
| BMO | None | none in Maryland |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Emmitsburg to the nearest branch in Maryland.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Emmitsburg residents like anyone else.
Banks near Emmitsburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Thurmont (8 miles) and Taneytown (9 miles). Frederick, 21 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Thurmont, MD | 8 mi | 2 | 2 |
| Banks in Taneytown, MD | 9 mi | 3 | 3 |
| Banks in Walkersville, MD | 16 mi | 3 | 3 |
| Banks in Myersville, MD | 19 mi | 2 | 2 |
| Banks in Westminster, MD | 20 mi | 8 | 13 |
| Banks in Frederick, MD | 21 mi | 16 | 42 |
| Banks in Middletown, MD | 21 mi | 2 | 2 |
| Banks in Hagerstown, MD | 21 mi | 12 | 30 |
Bank branch openings and closings in Emmitsburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Emmitsburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Emmitsburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Emmitsburg offices.
Short answer: PNC Bank is the largest bank with offices in Emmitsburg, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Emmitsburg: FAQ
How many banks are in Emmitsburg, MD?
Emmitsburg has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a PNC Bank in Emmitsburg, MD?
Yes. FDIC data lists 1 PNC Bank branch in Emmitsburg as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Chase in Emmitsburg, MD?
No. FDIC data lists no Chase branch in Emmitsburg as of September 5, 2026. The nearest is in Westminster, about 20 miles away in a straight line.
What is the oldest bank in Emmitsburg?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Did any bank branches open or close in Emmitsburg in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Emmitsburg?
Nearby cities with more banks include Thurmont, Taneytown, Walkersville. Thurmont is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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