US Bank Directory
Banks in Westminster, MD
8 FDIC-insured banks operate 13 offices in Westminster, Maryland, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Westminster
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 15 locations in Westminster, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Westminster
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Westminster, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
ACNB Bank Bank · 2
ACNB Bank has 2 branches in Westminster, 9 across Maryland and 33 nationwide. FDIC records list its main office in Gettysburg, PA and show it operating since 1857. With $3.30 billion in total assets on June 30, 2026, it ranks No. 389 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Westminster location is the College Square Branch at 444 Wmc Dr, dating to 2000; the newest, at 810 Market St, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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College Square Branch444 Wmc Dr, 21158
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Market Place Branch810 Market St, 21157
Farmers and Merchants Bank Bank · 2
Farmers and Merchants Bank has 2 branches in Westminster, 9 across Maryland and 9 nationwide. FDIC records list its main office in Upperco, MD and show it operating since 1919. With $874.5 million in total assets on June 30, 2026, it ranks No. 1,170 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Westminster location is the Westminster Branch at 275 Clifton Blvd, dating to 2011; the newest, at 205 Saint Mark Way, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Carroll Lutheran Village Branch205 Saint Mark Way, 21158
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Westminster Branch275 Clifton Blvd, 21157
M&T Bank Bank · 2
M&T Bank has 2 branches in Westminster, 152 across Maryland and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Westminster location is the Westminster Branch at 625a Baltimore Blvd, dating to 1979; the newest, at 2 College Hill, Mcdaniel College, to 2004. It does not publish hours in the sources this page uses; check its site before you go.
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Baltimore Ravens Training Camp Branch2 College Hill, Mcdaniel College, 21157
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Westminster Branch625a Baltimore Blvd, 21157
PNC Bank Bank · 2
PNC Bank has 2 branches in Westminster, 115 across Maryland and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Westminster location is the 140 Village Branch at 588 Jermor Ln, dating to 1971; the newest, at 406 Englar Rd, to 1987. All 2 of its Westminster locations with published hours open on Saturday.
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Westminster Crossing Branch406 Englar Rd, 21157
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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140 Village Branch588 Jermor Ln, 21157
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Truist Bank · 2
Truist has 2 branches in Westminster, 138 across Maryland and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Westminster location is the Englar & 140 Branch at 401 Englar Rd, dating to 1959; the newest, at 747 Baltimore Blvd, to 2005. 1 of its 2 Westminster locations with published hours open on Saturday.
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Englar & 140 Branch401 Englar Rd, 21157
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Westminster South Branch747 Baltimore Blvd, 21157
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Westminster, 114 across Maryland and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Westminster Branch at 630 Baltimore Blvd dates to 2001 in FDIC branch records. It opens on Saturday.
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Westminster Branch630 Baltimore Blvd, 21157
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Westminster, 56 across Maryland and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Westminster Shopping Center Branch at 142 Englar Rd dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Westminster Shopping Center Branch142 Englar Rd, 21157
First Financial of Maryland Credit Union Credit union · 1
First Financial of Maryland Credit Union has 1 office in Westminster, 10 across Maryland. It is based in Sparks, MD and $1.42 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Westminster625 Baltimore Blvd Ste H Crossroads Square, 21157
All hours
Mon to Wed not published; Thu 9 am to 7 pm; Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Point Breeze Credit Union Credit union · 1
Point Breeze Credit Union has 1 office in Westminster, 5 across Maryland. It is based in Hunt Valley, MD and $1.00 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Westminster405 Englar Rd, 21157
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Westminster, 73 across Maryland and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Westminster Branch at 375 N Center St dates to 1884 in FDIC branch records. It opens on Saturday.
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Westminster Branch375 N Center St, 21157
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Westminster
2 credit unions have 2 offices here: First Financial of Maryland Credit Union and Point Breeze Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Westminster page has every office in the state's directory.
Banking in Westminster: the local picture
Short answer: 8 banks run 13 branches in Westminster according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Westminster, 1 elsewhere in Maryland and 7 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 375 N Center St, dating to 1884; the newest is Chase's at 142 Englar Rd, from 2023.
2 credit unions have 2 offices in Westminster, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 6 open on Saturday. 7 locations have no published hours in these sources.
Banks by ZIP code in Westminster
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 21157 has the most bank and credit union offices in Westminster (13), followed by 21158 (2). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 21157 | 13 | 10 | M&T Bank, PNC Bank, Truist |
| 21158 | 2 | 2 | ACNB Bank, Farmers and Merchants Bank |
Banks and credit unions open on Saturday in Westminster
Short answer: 6 of the 8 Westminster locations with published hours open on Saturday, run by 5 institutions.
- PNC Bank: 2 of 2 branches (406 Englar Rd: Saturday 9 am to 1 pm, and 1 more)
- Truist: 1 of 2 branches (401 Englar Rd: Saturday 9 am to 12 pm)
- Bank of America: 1 of 1 branch (630 Baltimore Blvd: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (375 N Center St: Saturday 9 am to 2 pm)
- Point Breeze Credit Union: 1 of 1 office (405 Englar Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Westminster, and where the nearest one is if they do not.
Short answer: In Westminster: Chase (1), Wells Fargo (1), Bank of America (1), PNC Bank (2), Truist (2). No branches in Westminster: U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Olney, 29 mi), BMO.
| Bank | In Westminster | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 2 branches | here |
| Truist | 2 branches | here |
| U.S. Bank | None | none in Maryland |
| Fifth Third Bank | None | none in Maryland |
| Huntington | None | none in Maryland |
| Regions Bank | None | none in Maryland |
| TD Bank | None | Olney, 29 miles away |
| BMO | None | none in Maryland |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Westminster to the nearest branch in Maryland.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Westminster residents like anyone else.
Banks near Westminster
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hampstead (8 miles) and Taneytown (11 miles). Owings Mills, 16 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hampstead, MD | 8 mi | 4 | 5 |
| Banks in Taneytown, MD | 11 mi | 3 | 3 |
| Banks in Sykesville, MD | 12 mi | 3 | 3 |
| Banks in Eldersburg, MD | 12 mi | 3 | 3 |
| Banks in Reisterstown, MD | 12 mi | 6 | 6 |
| Banks in Owings Mills, MD | 16 mi | 8 | 10 |
| Banks in Mount Airy, MD | 17 mi | 7 | 7 |
| Banks in Randallstown, MD | 18 mi | 4 | 4 |
Bank branch openings and closings in Westminster
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Westminster between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Westminster by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Westminster offices.
Short answer: Chase is the largest bank with offices in Westminster, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| M&T Bank | $218.79 billion | No. 21 | 2 | Buffalo, NY |
| ACNB Bank | $3.30 billion | No. 389 | 2 | Gettysburg, PA |
| Farmers and Merchants Bank | $874.5 million | No. 1,170 | 2 | Upperco, MD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Westminster: FAQ
How many banks are in Westminster, MD?
Westminster has 8 banks with 13 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Westminster?
PNC Bank, with 2. Truist has 2 and M&T Bank has 2.
Is there a PNC Bank in Westminster, MD?
Yes. FDIC data lists 2 PNC Bank branches in Westminster as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a Truist in Westminster, MD?
Yes. FDIC data lists 2 Truist branches in Westminster as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a M&T Bank in Westminster, MD?
Yes. FDIC data lists 2 M&T Bank branches in Westminster as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Which banks in Westminster are open on Saturday?
PNC Bank, Truist, Bank of America and Wells Fargo and 1 more publish Saturday hours for one or more Westminster locations. The Saturday section above lists each one with its hours. 7 of the 15 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Westminster?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Westminster?
First Financial of Maryland Credit Union and Point Breeze Credit Union have offices in Westminster. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Westminster in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Westminster?
Nearby cities with more banks include Hampstead, Taneytown, Sykesville. Hampstead is 8 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 13 branches: Bank of America, PNC Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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