US Bank Directory
Banks in North Billerica, MA
2 FDIC-insured banks operate 2 offices in North Billerica, Massachusetts, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: North Billerica
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in North Billerica, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in North Billerica
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Rockland Trust and Salem Five Cents Savings Bank have the most locations in North Billerica, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Cambridge Municipal Employees Credit Union Credit union · 1
Cambridge Municipal Employees Credit Union has 1 office in North Billerica, 2 across Massachusetts. It is based in Cambridge, MA and $10.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Iron Mountain96 High St, 01862
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Hanscom Credit Union Credit union · 1
Hanscom Credit Union has 1 office in North Billerica, 15 across Massachusetts. It is based in Hanscom AFB, MA and $2.19 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Billerica199 Boston Rd, 01862
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Rockland Trust Bank · 1
Rockland Trust has 1 branch in North Billerica, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. The North Billerica Branch at 223 Boston Rd dates to 1959 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Billerica Branch223 Boston Rd, 01862
Salem Five Cents Savings Bank Bank · 1
Salem Five Cents Savings Bank has 1 branch in North Billerica, 34 across Massachusetts and 34 nationwide. FDIC records list its main office in Salem, MA and show it operating since 1855. With $8.82 billion in total assets on June 30, 2026, it ranks No. 184 of 4,232 U.S. banks by total assets. The Billerica Branch at 188 Boston Rd dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Billerica Branch188 Boston Rd, 01862
Join a credit union in North Billerica
2 credit unions have 2 offices here: Hanscom Credit Union and Cambridge Municipal Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in North Billerica page has every office in the state's directory.
Banking in North Billerica: the local picture
Short answer: 2 banks run 2 branches in North Billerica according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in North Billerica, 2 elsewhere in Massachusetts, according to the FDIC.
The bank with the longest record here is Salem Five Cents Savings Bank, operating since 1855 according to the FDIC. In FDIC branch records, the longest-running branch is Rockland Trust's office at 223 Boston Rd, dating to 1959; the newest is Salem Five Cents Savings Bank's at 188 Boston Rd, from 2020.
2 credit unions have 2 offices in North Billerica, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in North Billerica
Short answer: 1 of the 2 North Billerica locations with published hours opens on Saturday, run by 1 institution.
- Hanscom Credit Union: 1 of 1 office (199 Boston Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in North Billerica, and where the nearest one is if they do not.
Short answer: No branches in North Billerica: Chase (nearest in Billerica, 2 mi), Wells Fargo (nearest in Boston, 20 mi), Bank of America (nearest in Billerica, 2 mi), PNC Bank (nearest in Burlington, 8 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Billerica, 2 mi), BMO.
| Bank | In North Billerica | Nearest branch if none here |
|---|---|---|
| Chase | None | Billerica, 2 miles away |
| Wells Fargo | None | Boston, 20 miles away |
| Bank of America | None | Billerica, 2 miles away |
| PNC Bank | None | Burlington, 8 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Billerica, 2 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of North Billerica to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to North Billerica residents like anyone else.
Banks near North Billerica
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Billerica (3 miles) and Tewksbury (4 miles). Chelmsford, 4 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Billerica, MA | 3 mi | 8 | 8 |
| Banks in Tewksbury, MA | 4 mi | 5 | 7 |
| Banks in Chelmsford, MA | 4 mi | 10 | 11 |
| Banks in Lowell, MA | 4 mi | 10 | 14 |
| Banks in Wilmington, MA | 6 mi | 9 | 9 |
| Banks in Bedford, MA | 6 mi | 9 | 9 |
| Banks in Dracut, MA | 7 mi | 4 | 4 |
| Banks in Westford, MA | 7 mi | 8 | 8 |
Bank branch openings and closings in North Billerica
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in North Billerica between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in North Billerica by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its North Billerica offices.
Short answer: Rockland Trust is the largest bank with offices in North Billerica, with $24.97 billion in total assets on June 30, 2026, No. 86 among U.S. banks by total assets. Salem Five Cents Savings Bank is second with $8.82 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Rockland Trust | $24.97 billion | No. 86 | 1 | Rockland, MA |
| Salem Five Cents Savings Bank | $8.82 billion | No. 184 | 1 | Salem, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in North Billerica: FAQ
How many banks are in North Billerica, MA?
North Billerica has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in North Billerica?
Rockland Trust, with 1. Salem Five Cents Savings Bank has 1.
Is there a Rockland Trust in North Billerica, MA?
Yes. FDIC data lists 1 Rockland Trust branch in North Billerica as of September 5, 2026. The address and directions are under Rockland Trust above.
Is there a Salem Five Cents Savings Bank in North Billerica, MA?
Yes. FDIC data lists 1 Salem Five Cents Savings Bank branch in North Billerica as of September 5, 2026. The address and directions are under Salem Five Cents Savings Bank above.
Is there a Chase in North Billerica, MA?
No. FDIC data lists no Chase branch in North Billerica as of September 5, 2026. The nearest is in Billerica, about 2 miles away in a straight line.
Which banks in North Billerica are open on Saturday?
Hanscom Credit Union publishes Saturday hours for one or more North Billerica locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in North Billerica?
Salem Five Cents Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1855.
Which credit unions can I join in North Billerica?
Hanscom Credit Union and Cambridge Municipal Employees Credit Union have offices in North Billerica. Check each credit union's membership rules before you apply.
Did any bank branches open or close in North Billerica in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near North Billerica?
Nearby cities with more banks include Billerica, Tewksbury, Chelmsford. Billerica is 3 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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