US Bank Directory
Banks in Billerica, MA
8 FDIC-insured banks operate 8 offices in Billerica, Massachusetts, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Billerica
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 10 locations in Billerica, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Billerica
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 8 banks share the most locations in Billerica, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Billerica Municipal Employees Credit Union Credit union · 2
Billerica Municipal Employees Credit Union has 2 officees in Billerica, 2 across Massachusetts. It is based in Billerica, MA and $23.8 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Billerica locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office365 Boston Rd, 01821
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Main Office365 Boston Rd, 01821
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Billerica, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Billerica Branch at 464 Boston Rd dates to 1944 in FDIC branch records. Its published hours do not list Saturday.
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Billerica Branch464 Boston Rd, 01821
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Billerica, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Billerica Branch at 492 Boston Rd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Billerica Branch492 Boston Rd, 01821
Northern Bank Bank · 1
Northern Bank has 1 branch in Billerica, 14 across Massachusetts and 14 nationwide. FDIC records list its main office in Woburn, MA and show it operating since 1960. With $3.38 billion in total assets on June 30, 2026, it ranks No. 382 of 4,232 U.S. banks by total assets. The Billerica Branch at 482 Boston Rd dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Billerica Branch482 Boston Rd, 01821
Rockland Trust Bank · 1
Rockland Trust has 1 branch in Billerica, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. The Billerica Branch at 674 Boston Rd dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Billerica Branch674 Boston Rd, 01821
Santander Bank · 1
Santander has 1 branch in Billerica, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Billerica - 508 Boston Road Branch at 508 Boston Rd dates to 1975 in FDIC branch records. It opens on Saturday.
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Billerica - 508 Boston Road Branch508 Boston Rd, 01821
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
StonehamBank, A Co-operative Bank Bank · 1
StonehamBank, A Co-operative Bank has 1 branch in Billerica, 2 across Massachusetts and 2 nationwide. FDIC records list its main office in Stoneham, MA and show it operating since 1887. With $918.3 million in total assets on June 30, 2026, it ranks No. 1,127 of 4,232 U.S. banks by total assets. The Billerica Branch at 493 Boston Rd dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Billerica Branch493 Boston Rd, 01821
TD Bank Bank · 1
TD Bank has 1 branch in Billerica, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Billerica Branch at 449 Boston Rd dates to 1916 in FDIC branch records. It opens on Saturday.
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Billerica Branch449 Boston Rd, 01821
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
The Lowell Five Cent Savings Bank Bank · 1
The Lowell Five Cent Savings Bank has 1 branch in Billerica, 14 across Massachusetts and 15 nationwide. FDIC records list its main office in Tewksbury, MA and show it operating since 1854. With $1.90 billion in total assets on June 30, 2026, it ranks No. 629 of 4,232 U.S. banks by total assets. The Billerica Branch at 700 Boston Rd dates to 1956 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Billerica Branch700 Boston Rd, 01821
Join a credit union in Billerica
1 credit union has 2 offices here: Billerica Municipal Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Billerica page has every office in the state's directory.
Banking in Billerica: the local picture
Short answer: 8 banks run 8 branches in Billerica according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Billerica, 4 elsewhere in Massachusetts and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is TD Bank's office at 449 Boston Rd, dating to 1916; the newest is Chase's at 492 Boston Rd, from 2025.
The only credit union with an office here is Billerica Municipal Employees Credit Union.
Of the 5 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.
Banks open on Saturday in Billerica
Short answer: 2 of the 5 Billerica locations with published hours open on Saturday, run by 2 institutions.
- TD Bank: 1 of 1 branch (449 Boston Rd: Saturday 9 am to 1 pm)
- Santander: 1 of 1 branch (508 Boston Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Billerica, and where the nearest one is if they do not.
Short answer: In Billerica: Chase (1), Bank of America (1), TD Bank (1). No branches in Billerica: Wells Fargo (nearest in Boston, 17 mi), PNC Bank (nearest in Burlington, 6 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Billerica | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | Boston, 17 miles away |
| PNC Bank | None | Burlington, 6 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Billerica to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Billerica residents like anyone else.
Banks near Billerica
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are North Billerica (3 miles) and Bedford (4 miles). Burlington, 5 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in North Billerica, MA | 3 mi | 2 | 2 |
| Banks in Bedford, MA | 4 mi | 9 | 9 |
| Banks in Wilmington, MA | 4 mi | 9 | 9 |
| Banks in Tewksbury, MA | 5 mi | 5 | 7 |
| Banks in Burlington, MA | 5 mi | 14 | 16 |
| Banks in Chelmsford, MA | 6 mi | 10 | 11 |
| Banks in Lowell, MA | 7 mi | 10 | 14 |
| Banks in Woburn, MA | 7 mi | 13 | 21 |
Bank branch openings and closings in Billerica
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Billerica between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Sep 9, 2025 | Opened | Chase | 492 Boston Rd, 01821 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Billerica
Short answer: 1 institution has its main office in Billerica: Billerica Municipal Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Billerica Municipal Employees Credit Union | Credit union | $23.8 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Billerica by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Billerica offices.
Short answer: Chase is the largest bank with offices in Billerica, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Rockland Trust | $24.97 billion | No. 86 | 1 | Rockland, MA |
| Northern Bank | $3.38 billion | No. 382 | 1 | Woburn, MA |
| The Lowell Five Cent Savings Bank | $1.90 billion | No. 629 | 1 | Tewksbury, MA |
| StonehamBank, A Co-operative Bank | $918.3 million | No. 1,127 | 1 | Stoneham, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Billerica: FAQ
How many banks are in Billerica, MA?
Billerica has 8 banks with 8 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Billerica?
Chase, with 1. Bank of America has 1 and TD Bank has 1.
Is there a Chase in Billerica, MA?
Yes. FDIC data lists 1 Chase branch in Billerica as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Billerica, MA?
Yes. FDIC data lists 1 Bank of America branch in Billerica as of September 5, 2026. The address and directions are under Bank of America above.
Is there a TD Bank in Billerica, MA?
Yes. FDIC data lists 1 TD Bank branch in Billerica as of September 5, 2026. The address and directions are under TD Bank above.
Is there a Wells Fargo in Billerica, MA?
No. FDIC data lists no Wells Fargo branch in Billerica as of September 5, 2026. The nearest is in Boston, about 17 miles away in a straight line.
Which banks in Billerica are open on Saturday?
TD Bank and Santander publish Saturday hours for one or more Billerica locations. The Saturday section above lists each one with its hours. 5 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Billerica?
Billerica Municipal Employees Credit Union has its main office in Billerica, according to the FDIC and the NCUA.
What is the oldest bank in Billerica?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Billerica?
Billerica Municipal Employees Credit Union has an office in Billerica. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Billerica in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Billerica?
Nearby cities with more banks include North Billerica, Bedford, Wilmington. North Billerica is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 8 branches: Bank of America, Santander, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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