US Bank Directory
Banks in Wilmington, MA
9 FDIC-insured banks operate 9 offices in Wilmington, Massachusetts, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Wilmington
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 10 locations in Wilmington, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Wilmington
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 9 banks share the most locations in Wilmington, with 1 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Wilmington, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Wilmington Branch at 390 Main St dates to 1956 in FDIC branch records. Its published hours do not list Saturday.
-
Wilmington Branch390 Main St, 01887
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Wilmington, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Wilmington Main St Branch at 208 Main St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Wilmington Main St Branch208 Main St, 01887
Citizens Bank · 1
Citizens has 1 branch in Wilmington, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Wilmington Branch at 224 Main St dates to 1981 in FDIC branch records. It opens on Saturday.
-
Wilmington Branch224 Main St, 01887
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Eastern Bank Bank · 1
Eastern Bank has 1 branch in Wilmington, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. The Wilmington Branch at 370 Main St dates to 1891 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Wilmington Branch370 Main St, 01887
M&T Bank Bank · 1
M&T Bank has 1 branch in Wilmington, 62 across Massachusetts and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Wilmington Ma Branch at 247 Main St dates to 2002 in FDIC branch records. Its published hours do not list Saturday.
-
Wilmington Ma Branch247 Main St, 01887
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Reading Co-operative Bank Bank · 1
Reading Co-operative Bank has 1 branch in Wilmington, 13 across Massachusetts and 13 nationwide. FDIC records list its main office in Reading, MA and show it operating since 1886. With $1.19 billion in total assets on June 30, 2026, it ranks No. 904 of 4,232 U.S. banks by total assets. The Wilmington Branch at 352 Middlesex Ave dates to 1963 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Wilmington Branch352 Middlesex Ave, 01887
Salem Five Cents Savings Bank Bank · 1
Salem Five Cents Savings Bank has 1 branch in Wilmington, 34 across Massachusetts and 34 nationwide. FDIC records list its main office in Salem, MA and show it operating since 1855. With $8.82 billion in total assets on June 30, 2026, it ranks No. 184 of 4,232 U.S. banks by total assets. The Wilmington Branch Office at 281 Main St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Wilmington Branch Office281 Main St, 01887
Santander Bank · 1
Santander has 1 branch in Wilmington, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Wilmington - Main Street Branch at 280 Main St dates to 1985 in FDIC branch records. It opens on Saturday.
-
Wilmington - Main Street Branch280 Main St, 01887
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
Stoneham Municipal Employees Credit Union Credit union · 1
Stoneham Municipal Employees Credit Union has 1 office in Wilmington, 4 across Massachusetts. It is based in Stoneham, MA and $70.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Disaster Recovery200 Jefferson Rd, 01887
All hours
Mon to Fri 8:30 am to 3:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Lowell Five Cent Savings Bank Bank · 1
The Lowell Five Cent Savings Bank has 1 branch in Wilmington, 14 across Massachusetts and 15 nationwide. FDIC records list its main office in Tewksbury, MA and show it operating since 1854. With $1.90 billion in total assets on June 30, 2026, it ranks No. 629 of 4,232 U.S. banks by total assets. The Wilmington Branch at 270 Main St dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Wilmington Branch270 Main St, 01887
Join a credit union in Wilmington
1 credit union has 1 office here: Stoneham Municipal Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wilmington page has every office in the state's directory.
Banking in Wilmington: the local picture
Short answer: 9 banks run 9 branches in Wilmington according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in Wilmington, 4 elsewhere in Massachusetts and 5 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Eastern Bank's office at 370 Main St, dating to 1891; the newest is Chase's at 208 Main St, from 2025.
The only credit union with an office here is Stoneham Municipal Employees Credit Union.
Of the 5 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.
Banks open on Saturday in Wilmington
Short answer: 2 of the 5 Wilmington locations with published hours open on Saturday, run by 2 institutions.
- Citizens: 1 of 1 branch (224 Main St: Saturday 9 am to 12 pm)
- Santander: 1 of 1 branch (280 Main St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Wilmington, and where the nearest one is if they do not.
Short answer: In Wilmington: Chase (1), Bank of America (1). No branches in Wilmington: Wells Fargo (nearest in Boston, 15 mi), PNC Bank (nearest in Burlington, 5 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Burlington, 3 mi), BMO.
| Bank | In Wilmington | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| Wells Fargo | None | Boston, 15 miles away |
| PNC Bank | None | Burlington, 5 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Burlington, 3 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wilmington to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wilmington residents like anyone else.
Banks near Wilmington
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Billerica (4 miles) and Burlington (4 miles). Burlington, 4 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Billerica, MA | 4 mi | 8 | 8 |
| Banks in Burlington, MA | 4 mi | 14 | 16 |
| Banks in North Reading, MA | 4 mi | 4 | 4 |
| Banks in Reading, MA | 4 mi | 9 | 11 |
| Banks in Woburn, MA | 5 mi | 13 | 21 |
| Banks in Tewksbury, MA | 5 mi | 5 | 7 |
| Banks in North Billerica, MA | 6 mi | 2 | 2 |
| Banks in Stoneham, MA | 6 mi | 5 | 6 |
Bank branch openings and closings in Wilmington
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Wilmington between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Dec 2, 2025 | Opened | Chase | 208 Main St, 01887 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Wilmington by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wilmington offices.
Short answer: Chase is the largest bank with offices in Wilmington, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Eastern Bank | $31.13 billion | No. 70 | 1 | Boston, MA |
| Salem Five Cents Savings Bank | $8.82 billion | No. 184 | 1 | Salem, MA |
| The Lowell Five Cent Savings Bank | $1.90 billion | No. 629 | 1 | Tewksbury, MA |
| Reading Co-operative Bank | $1.19 billion | No. 904 | 1 | Reading, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Wilmington: FAQ
How many banks are in Wilmington, MA?
Wilmington has 9 banks with 9 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Wilmington?
Chase, with 1. Bank of America has 1 and Citizens has 1.
Is there a Chase in Wilmington, MA?
Yes. FDIC data lists 1 Chase branch in Wilmington as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Wilmington, MA?
Yes. FDIC data lists 1 Bank of America branch in Wilmington as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Citizens in Wilmington, MA?
Yes. FDIC data lists 1 Citizens branch in Wilmington as of September 5, 2026. The address and directions are under Citizens above.
Is there a Wells Fargo in Wilmington, MA?
No. FDIC data lists no Wells Fargo branch in Wilmington as of September 5, 2026. The nearest is in Boston, about 15 miles away in a straight line.
Which banks in Wilmington are open on Saturday?
Citizens and Santander publish Saturday hours for one or more Wilmington locations. The Saturday section above lists each one with its hours. 5 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Wilmington?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Wilmington?
Stoneham Municipal Employees Credit Union has an office in Wilmington. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Wilmington in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Wilmington?
Nearby cities with more banks include Billerica, Burlington, North Reading. Billerica is 4 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 9 branches: Bank of America, Citizens, M&T Bank, Santander) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds