US Bank Directory
Banks in Reading, MA
9 FDIC-insured banks operate 11 offices in Reading, Massachusetts, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Reading
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 13 locations in Reading, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Reading
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of America and Reading Co-operative Bank have the most locations in Reading, with 2 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 2
Bank of America has 2 branches in Reading, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Reading location is the Reading-580 Main Branch at 580 Main St, dating to 1946; the newest, at 20 Walkers Brook Dr, to 2005. 1 of its 2 Reading locations with published hours open on Saturday.
-
Walkers Brook Branch20 Walkers Brook Dr, 01867
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
-
Reading-580 Main Branch580 Main St, 01867
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Reading Co-operative Bank Bank · 2
Reading Co-operative Bank has 2 branches in Reading, 13 across Massachusetts and 13 nationwide. FDIC records list its main office in Reading, MA and show it operating since 1886. With $1.19 billion in total assets on June 30, 2026, it ranks No. 904 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Reading location is its main office at 180 Haven St, dating to 1886; the newest, at 62 Oakland Rd, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office180 Haven St, 01867
-
Reading Memorial High School Branch62 Oakland Rd, 01867
Chase Bank · 1
Chase has 1 branch in Reading, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Reading Branch at 431 Main St dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Reading Branch431 Main St, 01867
Citizens Bank · 1
Citizens has 1 branch in Reading, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Reading Stop & Shop Branch at 25 Walkers Brook Dr dates to 2007 in FDIC branch records. It opens on Saturday.
-
Reading Stop & Shop Branch25 Walkers Brook Dr, 01867
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Eastern Bank Bank · 1
Eastern Bank has 1 branch in Reading, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. The Massbank Main Office at 123 Haven St dates to 1872 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Massbank Main Office123 Haven St, 01867
Metro Credit Union Credit union · 1
Metro Credit Union has 1 office in Reading, 18 across Massachusetts. It is based in Chelsea, MA and $3.30 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Reading470 Main St, 01867
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Northern Bank Bank · 1
Northern Bank has 1 branch in Reading, 14 across Massachusetts and 14 nationwide. FDIC records list its main office in Woburn, MA and show it operating since 1960. With $3.38 billion in total assets on June 30, 2026, it ranks No. 382 of 4,232 U.S. banks by total assets. The Reading Branch at 600 Main St dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Reading Branch600 Main St, 01867
Salem Five Cents Savings Bank Bank · 1
Salem Five Cents Savings Bank has 1 branch in Reading, 34 across Massachusetts and 34 nationwide. FDIC records list its main office in Salem, MA and show it operating since 1855. With $8.82 billion in total assets on June 30, 2026, it ranks No. 184 of 4,232 U.S. banks by total assets. The Reading Branch at 8 Walkers Brook Dr dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Reading Branch8 Walkers Brook Dr, 01867
Santander Bank · 1
Santander has 1 branch in Reading, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Reading - Main Street Branch at 228 Main St dates to 1972 in FDIC branch records. It opens on Saturday.
-
Reading - Main Street Branch228 Main St, 01867
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
Stoneham Municipal Employees Credit Union Credit union · 1
Stoneham Municipal Employees Credit Union has 1 office in Reading, 4 across Massachusetts. It is based in Stoneham, MA and $70.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Branch218 Ash St, 01867
All hours
Mon 11 am to 4 pm; Tue 12 pm to 5 pm; Wed 11 am to 4 pm; Thu 12 pm to 5 pm; Fri 11 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
TruNorth Bank Bank · 1
TruNorth Bank has 1 branch in Reading, 50 across Massachusetts and 11 nationwide. FDIC records list its main office in Easthampton, MA and show it operating since 1869. With $2.02 billion in total assets on June 30, 2026, it ranks No. 603 of 4,232 U.S. banks by total assets. The Reading Branch Office at 31 Harnden St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Reading Branch Office31 Harnden St, 01867
Join a credit union in Reading
2 credit unions have 2 offices here: Metro Credit Union and Stoneham Municipal Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Reading page has every office in the state's directory.
Banking in Reading: the local picture
Short answer: 9 banks run 11 branches in Reading according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 1 has its main office in Reading, 4 elsewhere in Massachusetts and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Eastern Bank's office at 123 Haven St, dating to 1872; the newest is Chase's at 431 Main St, from 2024.
2 credit unions have 2 offices in Reading, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 4 open on Saturday. 7 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Reading
Short answer: 4 of the 6 Reading locations with published hours open on Saturday, run by 4 institutions.
- Bank of America: 1 of 2 branches (20 Walkers Brook Dr: Saturday 9 am to 2 pm)
- Citizens: 1 of 1 branch (25 Walkers Brook Dr: Saturday 10 am to 3 pm)
- Santander: 1 of 1 branch (228 Main St: Saturday 9 am to 1 pm)
- Metro Credit Union: 1 of 1 office (470 Main St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Reading, and where the nearest one is if they do not.
Short answer: In Reading: Chase (1), Bank of America (2). No branches in Reading: Wells Fargo (nearest in Boston, 12 mi), PNC Bank (nearest in Lynnfield, 3 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Woburn, 3 mi), BMO.
| Bank | In Reading | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 2 branches | here |
| Wells Fargo | None | Boston, 12 miles away |
| PNC Bank | None | Lynnfield, 3 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Woburn, 3 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Reading to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Reading residents like anyone else.
Banks near Reading
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wakefield (2 miles) and Stoneham (2 miles). Woburn, 3 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wakefield, MA | 2 mi | 5 | 8 |
| Banks in Stoneham, MA | 2 mi | 5 | 6 |
| Banks in Woburn, MA | 3 mi | 13 | 21 |
| Banks in Lynnfield, MA | 4 mi | 7 | 8 |
| Banks in North Reading, MA | 4 mi | 4 | 4 |
| Banks in Wilmington, MA | 4 mi | 9 | 9 |
| Banks in Melrose, MA | 5 mi | 8 | 8 |
| Banks in Winchester, MA | 5 mi | 6 | 7 |
Bank branch openings and closings in Reading
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Reading between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Reading
Short answer: 1 institution has its main office in Reading: Reading Co-operative Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Reading Co-operative Bank | Bank | $1.19 billion | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Reading by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Reading offices.
Short answer: Chase is the largest bank with offices in Reading, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 9 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Eastern Bank | $31.13 billion | No. 70 | 1 | Boston, MA |
| Salem Five Cents Savings Bank | $8.82 billion | No. 184 | 1 | Salem, MA |
| Northern Bank | $3.38 billion | No. 382 | 1 | Woburn, MA |
| TruNorth Bank | $2.02 billion | No. 603 | 1 | Easthampton, MA |
| Reading Co-operative Bank | $1.19 billion | No. 904 | 2 | Reading, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Reading: FAQ
How many banks are in Reading, MA?
Reading has 9 banks with 11 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Reading?
Bank of America, with 2. Reading Co-operative Bank has 2 and Chase has 1.
Is there a Bank of America in Reading, MA?
Yes. FDIC data lists 2 Bank of America branches in Reading as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a Chase in Reading, MA?
Yes. FDIC data lists 1 Chase branch in Reading as of September 5, 2026. The address and directions are under Chase above.
Is there a Wells Fargo in Reading, MA?
No. FDIC data lists no Wells Fargo branch in Reading as of September 5, 2026. The nearest is in Boston, about 12 miles away in a straight line.
Which banks in Reading are open on Saturday?
Bank of America, Citizens, Santander and Metro Credit Union publish Saturday hours for one or more Reading locations. The Saturday section above lists each one with its hours. 7 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Reading?
Reading Co-operative Bank has its main office in Reading, according to the FDIC.
What is the oldest bank in Reading?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Reading?
Metro Credit Union and Stoneham Municipal Employees Credit Union have offices in Reading. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Reading in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Reading?
Nearby cities with more banks include Wakefield, Stoneham, Woburn. Wakefield is 2 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 11 branches: Bank of America, Citizens, Santander) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds