US Bank Directory
Banks in Winchester, MA
6 FDIC-insured banks operate 7 offices in Winchester, Massachusetts, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Winchester
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 8 locations in Winchester, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Winchester
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Eastern Bank has the most locations in Winchester, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Eastern Bank Bank · 2
Eastern Bank has 2 branches in Winchester, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Winchester location is the Winchester Branch at 26 Mount Vernon St, dating to 1998; the newest, at 522 Main St, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Winchester Branch26 Mount Vernon St, 01890
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Winchester Branch522 Main St, 01890
Bank of America Bank · 1
Bank of America has 1 branch in Winchester, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Winchester - Church St. Branch at 35 Church St dates to 1913 in FDIC branch records. It opens on Saturday.
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Winchester - Church St. Branch35 Church St, 01890
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Citizens Bank · 1
Citizens has 1 branch in Winchester, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Winchester Branch at 791 Main St dates to 1998 in FDIC branch records. It opens on Saturday.
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Winchester Branch791 Main St, 01890
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Members Plus Credit Union Credit union · 1
Members Plus Credit Union has 1 office in Winchester, 7 across Massachusetts. It is based in Medford, MA and $356.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Winchester63 Shore Rd Ste 11, 01890
All hours
Mon not published; Tue 9 am to 4 pm; Wed not published; Thu 9 am to 4 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Santander Bank · 1
Santander has 1 branch in Winchester, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Winchester Branch at 7 Church St dates to 1918 in FDIC branch records. It opens on Saturday.
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Winchester Branch7 Church St, 01890
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
Winchester Co-operative Bank Bank · 1
Winchester Co-operative Bank has 1 branch in Winchester, 2 across Massachusetts and 2 nationwide. FDIC records list its main office in Winchester, MA and show it operating since 1893. With $946.9 million in total assets on June 30, 2026, it ranks No. 1,099 of 4,232 U.S. banks by total assets. Its main office at 19 Church St dates to 1893 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office19 Church St, 01890
Winchester Savings Bank Bank · 1
Winchester Savings Bank has 1 branch in Winchester, 5 across Massachusetts and 5 nationwide. FDIC records list its main office in Winchester, MA and show it operating since 1871. With $1.09 billion in total assets on June 30, 2026, it ranks No. 965 of 4,232 U.S. banks by total assets. Its main office at 661 Main St dates to 1871 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office661 Main St, 01890
Join a credit union in Winchester
1 credit union has 1 office here: Members Plus Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Winchester page has every office in the state's directory.
Banking in Winchester: the local picture
Short answer: 6 banks run 7 branches in Winchester according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 2 have their main office in Winchester, 1 elsewhere in Massachusetts and 3 out of state, according to the FDIC.
The bank with the longest record here is Winchester Savings Bank, operating since 1871 according to the FDIC. In FDIC branch records, the longest-running branch is Winchester Savings Bank's office at 661 Main St, dating to 1871; the newest is Eastern Bank's at 522 Main St, from 2008.
The only credit union with an office here is Members Plus Credit Union.
Of the 4 locations with published hours. 3 open on Saturday. 4 locations have no published hours in these sources.
Banks open on Saturday in Winchester
Short answer: 3 of the 4 Winchester locations with published hours open on Saturday, run by 3 institutions.
- Bank of America: 1 of 1 branch (35 Church St: Saturday 9 am to 2 pm)
- Citizens: 1 of 1 branch (791 Main St: Saturday 9 am to 12 pm)
- Santander: 1 of 1 branch (7 Church St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Winchester, and where the nearest one is if they do not.
Short answer: In Winchester: Bank of America (1). No branches in Winchester: Chase (nearest in Medford, 3 mi), Wells Fargo (nearest in Boston, 8 mi), PNC Bank (nearest in Burlington, 4 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Woburn, 2 mi), BMO.
| Bank | In Winchester | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| Chase | None | Medford, 3 miles away |
| Wells Fargo | None | Boston, 8 miles away |
| PNC Bank | None | Burlington, 4 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Woburn, 2 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winchester to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winchester residents like anyone else.
Banks near Winchester
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Woburn (2 miles) and Arlington (3 miles). Burlington, 4 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Woburn, MA | 2 mi | 13 | 21 |
| Banks in Arlington, MA | 3 mi | 10 | 14 |
| Banks in Stoneham, MA | 3 mi | 5 | 6 |
| Banks in Medford, MA | 3 mi | 9 | 13 |
| Banks in Melrose, MA | 4 mi | 8 | 8 |
| Banks in Malden, MA | 4 mi | 8 | 10 |
| Banks in Burlington, MA | 4 mi | 14 | 16 |
| Banks in Somerville, MA | 5 mi | 11 | 18 |
Bank branch openings and closings in Winchester
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Winchester between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Winchester
Short answer: 2 institutions have their main office in Winchester: Winchester Savings Bank and Winchester Co-operative Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Winchester Savings Bank | Bank | $1.09 billion | 1 |
| Winchester Co-operative Bank | Bank | $946.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Winchester by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winchester offices.
Short answer: Bank of America is the largest bank with offices in Winchester, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Citizens is second with $232.52 billion. 2 of the 6 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Eastern Bank | $31.13 billion | No. 70 | 2 | Boston, MA |
| Winchester Savings Bank | $1.09 billion | No. 965 | 1 | Winchester, MA |
| Winchester Co-operative Bank | $946.9 million | No. 1,099 | 1 | Winchester, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Winchester: FAQ
How many banks are in Winchester, MA?
Winchester has 6 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Winchester?
Eastern Bank, with 2. Bank of America has 1 and Citizens has 1.
Is there a Eastern Bank in Winchester, MA?
Yes. FDIC data lists 2 Eastern Bank branches in Winchester as of September 5, 2026. Its branches are listed under Eastern Bank above, with the address and directions for each.
Is there a Bank of America in Winchester, MA?
Yes. FDIC data lists 1 Bank of America branch in Winchester as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Citizens in Winchester, MA?
Yes. FDIC data lists 1 Citizens branch in Winchester as of September 5, 2026. The address and directions are under Citizens above.
Is there a Chase in Winchester, MA?
No. FDIC data lists no Chase branch in Winchester as of September 5, 2026. The nearest is in Medford, about 3 miles away in a straight line.
Which banks in Winchester are open on Saturday?
Bank of America, Citizens and Santander publish Saturday hours for one or more Winchester locations. The Saturday section above lists each one with its hours. 4 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Winchester?
Winchester Savings Bank and Winchester Co-operative Bank have their main office in Winchester, according to the FDIC.
What is the oldest bank in Winchester?
Winchester Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1871.
Which credit unions can I join in Winchester?
Members Plus Credit Union has an office in Winchester. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Winchester in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Winchester?
Nearby cities with more banks include Woburn, Arlington, Stoneham. Woburn is 2 miles away with 13 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 7 branches: Bank of America, Citizens, Santander) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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