US Bank Directory

Banks in Malden, MA

8 FDIC-insured banks operate 10 offices in Malden, Massachusetts, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Malden

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 11 locations in Malden, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 6 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

11 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Malden

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens has the most locations in Malden, with 3. The other 7 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Citizens Bank, National Association · 3 branches · main office Providence, RI Bank · 3

Citizens has 3 branches in Malden, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Malden location is the Malden Center Branch at 225 Pleasant St, dating to 1860; the newest, at 99 Charles St, to 2002. All 3 of its Malden locations with published hours open on Saturday.

  • Malden Center Branch
    225 Pleasant St, 02148
    (781) 321-1598Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

  • Oak Grove Branch
    876 Main St, 02148
    (781) 321-1878Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

  • Malden Stop & Shop Branch
    99 Charles St, 02148
    (781) 322-6948Today 10 am to 5 pm
    All hours

    Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Malden, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Malden - Centre Street Branch at 151 Centre St dates to 2001 in FDIC branch records. It opens on Saturday.

  • Malden - Centre Street Branch
    151 Centre St, 02148
    (781) 324-7833Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Beacon Bank and Trust 1 branch · main office Boston, MA Bank · 1

Beacon Bank and Trust has 1 branch in Malden, 70 across Massachusetts and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Malden Branch at 196 Commercial St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Malden Branch
    196 Commercial St, 02148
    Hours: see the bank's site
Beacon Bank and Trust: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Malden, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Malden Main Street Branch at 361 Main St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Malden Main Street Branch
    361 Main St, 02148
    Hours: see the bank's site
Chase: profile, branches and contacts
East Cambridge Savings Bank 1 branch · main office Cambridge, MA Bank · 1

East Cambridge Savings Bank has 1 branch in Malden, 12 across Massachusetts and 12 nationwide. FDIC records list its main office in Cambridge, MA and show it operating since 1854. With $1.66 billion in total assets on June 30, 2026, it ranks No. 680 of 4,232 U.S. banks by total assets. The Malden Banking Center at 98 Pleasant St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Malden Banking Center
    98 Pleasant St, 02148
    Hours: see the bank's site
East Cambridge Savings Bank: profile, branches and contacts
Eastern Bank 1 branch · main office Boston, MA Bank · 1

Eastern Bank has 1 branch in Malden, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. The Malden Branch at 140 Ferry St dates to 1972 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Eastern Bank: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Malden, 62 across Massachusetts and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Malden Branch at 51 Commercial St dates to 2008 in FDIC branch records. Its published hours do not list Saturday.

  • Malden Branch
    51 Commercial St, 02148
    (781) 321-1910Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
Malden Credit Union 1 office · main office Malden, MA Credit union · 1

Malden Credit Union has 1 office in Malden, 1 across Massachusetts. It is based in Malden, MA and $28.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    10 Holden St Suite 6, 02148
    (781) 324-2241Today: hours not published
    All hours

    Mon to Wed not published; Thu 9 am to 4 pm; Fri to Sun not published

    Hours: NCUA, March 31, 2026

Malden Credit Union: profile, branches and contacts
Salem Five Cents Savings Bank 1 branch · main office Salem, MA Bank · 1

Salem Five Cents Savings Bank has 1 branch in Malden, 34 across Massachusetts and 34 nationwide. FDIC records list its main office in Salem, MA and show it operating since 1855. With $8.82 billion in total assets on June 30, 2026, it ranks No. 184 of 4,232 U.S. banks by total assets. The Malden Branch at 90 Highland Ave dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Salem Five Cents Savings Bank: profile, branches and contacts

Join a credit union in Malden

1 credit union has 1 office here: Malden Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Malden page has every office in the state's directory.

Banking in Malden: the local picture

Short answer: 8 banks run 10 branches in Malden according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Malden, 4 elsewhere in Massachusetts and 4 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens's office at 225 Pleasant St, dating to 1860; the newest is Chase's at 361 Main St, from 2025.

The only credit union with an office here is Malden Credit Union.

Of the 6 locations with published hours. 4 open on Saturday. 5 locations have no published hours in these sources.

Banks open on Saturday in Malden

Short answer: 4 of the 6 Malden locations with published hours open on Saturday, run by 2 institutions.

  • Citizens: 3 of 3 branches (225 Pleasant St: Saturday 9 am to 12 pm, and 2 more)
  • Bank of America: 1 of 1 branch (151 Centre St: Saturday 9 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Malden, and where the nearest one is if they do not.

Short answer: In Malden: Chase (1), Bank of America (1). No branches in Malden: Wells Fargo (nearest in Boston, 5 mi), PNC Bank (nearest in Somerville, 2 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Melrose, 2 mi), BMO.

BankIn MaldenNearest branch if none here
Chase1 branchhere
Bank of America1 branchhere
Wells FargoNoneBoston, 5 miles away
PNC BankNoneSomerville, 2 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
TD BankNoneMelrose, 2 miles away
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Malden to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Malden residents like anyone else.

Banks near Malden

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Everett (2 miles) and Medford (2 miles). Somerville, 3 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Malden

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Malden between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Malden

Short answer: 1 institution has its main office in Malden: Malden Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Malden Credit UnionCredit union$28.9 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Malden by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Malden offices.

Short answer: Chase is the largest bank with offices in Malden, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Citizens$232.52 billionNo. 203Providence, RI
M&T Bank$218.79 billionNo. 211Buffalo, NY
Eastern Bank$31.13 billionNo. 701Boston, MA
Beacon Bank and Trust$22.20 billionNo. 981Boston, MA
Salem Five Cents Savings Bank$8.82 billionNo. 1841Salem, MA
East Cambridge Savings Bank$1.66 billionNo. 6801Cambridge, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Malden: FAQ

How many banks are in Malden, MA?

Malden has 8 banks with 10 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Malden?

Citizens, with 3. Chase has 1 and Bank of America has 1.

Is there a Citizens in Malden, MA?

Yes. FDIC data lists 3 Citizens branches in Malden as of September 5, 2026. Its branches are listed under Citizens above, with the address and directions for each.

Is there a Chase in Malden, MA?

Yes. FDIC data lists 1 Chase branch in Malden as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Malden, MA?

Yes. FDIC data lists 1 Bank of America branch in Malden as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Wells Fargo in Malden, MA?

No. FDIC data lists no Wells Fargo branch in Malden as of September 5, 2026. The nearest is in Boston, about 5 miles away in a straight line.

Which banks in Malden are open on Saturday?

Citizens and Bank of America publish Saturday hours for one or more Malden locations. The Saturday section above lists each one with its hours. 5 of the 11 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Malden?

Malden Credit Union has its main office in Malden, according to the FDIC and the NCUA.

What is the oldest bank in Malden?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Malden?

Malden Credit Union has an office in Malden. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Malden in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Malden?

Nearby cities with more banks include Everett, Medford, Melrose. Everett is 2 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (5 of 10 branches: Bank of America, Citizens, M&T Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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