US Bank Directory
Banks in Chelsea, MA
6 FDIC-insured banks operate 6 offices in Chelsea, Massachusetts, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Chelsea
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 9 locations in Chelsea, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Chelsea
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Chelsea, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Metro Credit Union Credit union · 2
Metro Credit Union has 2 officees in Chelsea, 18 across Massachusetts. It is based in Chelsea, MA and $3.30 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Chelsea locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office200 Revere Beach Pkwy, 02150
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Broadway365 Broadway, 02150
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Chelsea Employees Credit Union Credit union · 1
Chelsea Employees Credit Union has 1 office in Chelsea, 1 across Massachusetts. It is based in Chelsea, MA and $21.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office311 Chestnut St, 02150
All hours
Mon 8:30 am to 4 pm; Tue 8:30 am to 6 pm; Wed to Thu 8:30 am to 4 pm; Fri 8:30 am to 12 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Citizens Bank · 1
Citizens has 1 branch in Chelsea, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Mystic Mall Branch at 152 Everett Ave dates to 1986 in FDIC branch records. It opens on Saturday.
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Mystic Mall Branch152 Everett Ave, 02150
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
East Cambridge Savings Bank Bank · 1
East Cambridge Savings Bank has 1 branch in Chelsea, 12 across Massachusetts and 12 nationwide. FDIC records list its main office in Cambridge, MA and show it operating since 1854. With $1.66 billion in total assets on June 30, 2026, it ranks No. 680 of 4,232 U.S. banks by total assets. The Chelsa Bank Branch at 360 Broadway dates to 1970 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chelsa Bank Branch360 Broadway, 02150
Eastern Bank Bank · 1
Eastern Bank has 1 branch in Chelsea, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. The Everett Avenue Chelsea Branch at 90 Everett Ave dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Everett Avenue Chelsea Branch90 Everett Ave, 02150
M&T Bank Bank · 1
M&T Bank has 1 branch in Chelsea, 62 across Massachusetts and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Chelsea Branch at 357 Beacham St dates to 2001 in FDIC branch records. Its published hours do not list Saturday.
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Chelsea Branch357 Beacham St, 02150
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Santander Bank · 1
Santander has 1 branch in Chelsea, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Chelsea Branch at 148 Everett Ave dates to 1965 in FDIC branch records. It opens on Saturday.
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Chelsea Branch148 Everett Ave, 02150
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Chelsea, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Chelsea Branch at 457 Broadway dates to 1910 in FDIC branch records. It opens on Saturday.
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Chelsea Branch457 Broadway, 02150
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Chelsea
2 credit unions have 3 offices here: Metro Credit Union and Chelsea Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chelsea page has every office in the state's directory.
Banking in Chelsea: the local picture
Short answer: 6 banks run 6 branches in Chelsea according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Chelsea, 2 elsewhere in Massachusetts and 4 out of state, according to the FDIC.
The bank with the longest record here is TD Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is TD Bank's office at 457 Broadway, dating to 1910; the newest is Eastern Bank's at 90 Everett Ave, from 2008.
2 credit unions have 3 offices in Chelsea, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 5 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Chelsea
Short answer: 5 of the 7 Chelsea locations with published hours open on Saturday, run by 4 institutions.
- TD Bank: 1 of 1 branch (457 Broadway: Saturday 9 am to 1 pm)
- Citizens: 1 of 1 branch (152 Everett Ave: Saturday 9 am to 12 pm)
- Santander: 1 of 1 branch (148 Everett Ave: Saturday 9 am to 1 pm)
- Metro Credit Union: 2 of 2 offices (200 Revere Beach Pkwy: Saturday 9 am to 1 pm, and 1 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Chelsea, and where the nearest one is if they do not.
Short answer: In Chelsea: TD Bank (1). No branches in Chelsea: Chase (nearest in East Boston, 1 mi), Wells Fargo (nearest in Boston, 3 mi), Bank of America (nearest in Everett, 1 mi), PNC Bank (nearest in Somerville, 2 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Chelsea | Nearest branch if none here |
|---|---|---|
| TD Bank | 1 branch | here |
| Chase | None | East Boston, 1 mile away |
| Wells Fargo | None | Boston, 3 miles away |
| Bank of America | None | Everett, 1 mile away |
| PNC Bank | None | Somerville, 2 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chelsea to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chelsea residents like anyone else.
Banks near Chelsea
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Everett (1 mile) and East Boston (1 mile). Boston, 4 miles away, has the most banks nearby: 31.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Everett, MA | 1 mi | 7 | 9 |
| Banks in East Boston, MA | 1 mi | 5 | 5 |
| Banks in Charlestown, MA | 2 mi | 3 | 3 |
| Banks in Revere, MA | 2 mi | 8 | 11 |
| Banks in Malden, MA | 3 mi | 8 | 10 |
| Banks in Winthrop, MA | 3 mi | 2 | 2 |
| Banks in Somerville, MA | 3 mi | 11 | 18 |
| Banks in Boston, MA | 4 mi | 31 | 112 |
Bank branch openings and closings in Chelsea
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Chelsea between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Chelsea
Short answer: 2 institutions have their main office in Chelsea: Metro Credit Union and Chelsea Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Metro Credit Union | Credit union | $3.30 billion | 2 |
| Chelsea Employees Credit Union | Credit union | $21.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Chelsea by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chelsea offices.
Short answer: TD Bank is the largest bank with offices in Chelsea, with $342.80 billion in total assets on June 30, 2026, No. 13 among U.S. banks by total assets. Citizens is second with $232.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Eastern Bank | $31.13 billion | No. 70 | 1 | Boston, MA |
| East Cambridge Savings Bank | $1.66 billion | No. 680 | 1 | Cambridge, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Chelsea: FAQ
How many banks are in Chelsea, MA?
Chelsea has 6 banks with 6 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Chelsea?
TD Bank, with 1. Citizens has 1 and M&T Bank has 1.
Is there a TD Bank in Chelsea, MA?
Yes. FDIC data lists 1 TD Bank branch in Chelsea as of September 5, 2026. The address and directions are under TD Bank above.
Is there a Citizens in Chelsea, MA?
Yes. FDIC data lists 1 Citizens branch in Chelsea as of September 5, 2026. The address and directions are under Citizens above.
Is there a M&T Bank in Chelsea, MA?
Yes. FDIC data lists 1 M&T Bank branch in Chelsea as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a Chase in Chelsea, MA?
No. FDIC data lists no Chase branch in Chelsea as of September 5, 2026. The nearest is in East Boston, about 1 miles away in a straight line.
Which banks in Chelsea are open on Saturday?
TD Bank, Citizens, Santander and Metro Credit Union publish Saturday hours for one or more Chelsea locations. The Saturday section above lists each one with its hours. 2 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Chelsea?
Metro Credit Union and Chelsea Employees Credit Union have their main office in Chelsea, according to the FDIC and the NCUA.
What is the oldest bank in Chelsea?
TD Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.
Which credit unions can I join in Chelsea?
Metro Credit Union and Chelsea Employees Credit Union have offices in Chelsea. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Chelsea in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Chelsea?
Nearby cities with more banks include Everett, East Boston, Charlestown. Everett is 1 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 6 branches: Citizens, M&T Bank, Santander, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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