US Bank Directory
Banks in Somerville, MA
11 FDIC-insured banks operate 18 offices in Somerville, Massachusetts, and 7 credit unions have 9 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Somerville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 18 banks and credit unions operate 27 locations in Somerville, according to the FDIC and the NCUA. 27 of them have coordinates on record and are on the map. 12 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
27 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Somerville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens has the most locations in Somerville, with 3. It is followed by Chase (2), Santander (2), Rockland Trust (2). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 3
Citizens has 3 branches in Somerville, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Somerville location is the Davis Square Branch at 212 Elm St, dating to 1885; the newest, at 40 Union Sq, to 1983. All 3 of its Somerville locations with published hours open on Saturday.
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Davis Square Branch212 Elm St, 02144
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Winter Hill Branch338 Broadway, 02145
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Union Square Branch40 Union Sq, 02143
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Somerville Municipal Credit Union Credit union · 3
Somerville Municipal Credit Union has 3 officees in Somerville, 3 across Massachusetts. It is based in Somerville, MA and $50.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office236 Holland St, 02144
All hours
Mon 9 am to 4:30 pm; Tue 9 am to 3 pm; Wed 9 am to 4:30 pm; Thu 9 am to 6 pm; Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Disaster Recovery Site100 Highland Ave, 02143
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Co-Op Shared Branch Network236 Holland, 02144
Chase Bank · 2
Chase has 2 branches in Somerville, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Somerville location is the Somerville Assembly Row at 702 Grand Union Blvd, dating to 2019; the newest, at 250 Elm St, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
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Davis Square Elm St Branch250 Elm St, 02144
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Somerville Assembly Row702 Grand Union Blvd, 02145
Middlesex Federal Savings, F.A. Bank · 2
Middlesex Federal Savings, F.A. has 2 branches in Somerville, 4 across Massachusetts and 4 nationwide. FDIC records list its main office in Somerville, MA and show it operating since 1890. With $654.4 million in total assets on June 30, 2026, it ranks No. 1,454 of 4,232 U.S. banks by total assets. Its main office at 1 College Ave dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1 College Ave, 02144
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1196 Broadway Branch1196 Broadway, 02144
Rockland Trust Bank · 2
Rockland Trust has 2 branches in Somerville, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Somerville location is the Somerville - Highland Ave Branch at 399 Highland Ave, dating to 1915; the newest, at 37 Union Sq, to 2013. It does not publish hours in the sources this page uses; check its site before you go.
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Somerville - Union Square Branch37 Union Sq, 02143
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Somerville - Highland Ave Branch399 Highland Ave, 02144
Santander Bank · 2
Santander has 2 branches in Somerville, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Somerville location is the Davis Square Branch at 403 Highland Ave, dating to 1947; the newest, at 125 Broadway, to 1954. All 2 of its Somerville locations with published hours open on Saturday.
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Broadway Branch125 Broadway, 02145
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
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Davis Square Branch403 Highland Ave, 02144
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
Winter Hill Bank, FSB Bank · 2
Winter Hill Bank, FSB has 2 branches in Somerville, 3 across Massachusetts and 3 nationwide. FDIC records list its main office in Somerville, MA and show it operating since 1906. With $407.9 million in total assets on June 30, 2026, it ranks No. 2,051 of 4,232 U.S. banks by total assets. Its main office at 342 Broadway dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office342 Broadway, 02145
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Cutter Avenue Branch5 Cutter Ave, 02144
Bank of America Bank · 1
Bank of America has 1 branch in Somerville, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Davis Square Branch at 406 Highland Ave dates to 1947 in FDIC branch records. It opens on Saturday.
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Davis Square Branch406 Highland Ave, 02144
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Cambridge Savings Bank Bank · 1
Cambridge Savings Bank has 1 branch in Somerville, 21 across Massachusetts and 21 nationwide. FDIC records list its main office in Cambridge, MA and show it operating since 1834. With $6.98 billion in total assets on June 30, 2026, it ranks No. 222 of 4,232 U.S. banks by total assets. The Assembly Row Branch at 475 Foley St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Assembly Row Branch475 Foley St, 02145
East Cambridge Savings Bank Bank · 1
East Cambridge Savings Bank has 1 branch in Somerville, 12 across Massachusetts and 12 nationwide. FDIC records list its main office in Cambridge, MA and show it operating since 1854. With $1.66 billion in total assets on June 30, 2026, it ranks No. 680 of 4,232 U.S. banks by total assets. The Highland Branch at 285 Highland Ave dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Highland Branch285 Highland Ave, 02143
Eastern Bank Bank · 1
Eastern Bank has 1 branch in Somerville, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. The Somerville-Fellsway Branch at 102 Fellsway W dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Somerville-Fellsway Branch102 Fellsway W, 02145
Harvard Credit Union Credit union · 1
Harvard Credit Union has 1 office in Somerville, 6 across Massachusetts. It is based in Cambridge, MA and $1.25 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Partners' Health399 Revolution Dr Rm 3E30, 02145
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Health Alliance Credit Union Credit union · 1
Health Alliance Credit Union has 1 office in Somerville, 1 across Massachusetts. It is based in Somerville, MA and $6.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office230 Highland Ave, 02143
All hours
Mon to Fri 9 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Naveo Credit Union Credit union · 1
Naveo Credit Union has 1 office in Somerville, 2 across Massachusetts. It is based in Somerville, MA and $174.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office493 Somerville Ave, 02143
All hours
Mon 8:30 am to 5 pm; Tue to Wed 8:30 am to 4 pm; Thu to Fri 8:30 am to 6 pm; Sat 8:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Somerville, 10 across Massachusetts and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Assembly Row Branch at 405 Grand Union Blvd dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Assembly Row Branch405 Grand Union Blvd, 02145
River Works Credit Union Credit union · 1
River Works Credit Union has 1 office in Somerville, 4 across Massachusetts. It is based in Lynn, MA and $189.8 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Naveo Credit Union493 Somerville Ave, 02143
Somerville Mass Firefighters Credit Union Credit union · 1
Somerville Mass Firefighters Credit Union has 1 office in Somerville, 1 across Massachusetts. It is based in Somerville, MA and $7.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office266 Broadway, 02145
All hours
Mon not published; Tue to Fri 1 pm to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Somerville School Employees Credit Union Credit union · 1
Somerville School Employees Credit Union has 1 office in Somerville, 1 across Massachusetts. It is based in Somerville, MA and $23.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office100 Highland Ave, 02143
All hours
Mon to Wed 2:30 pm to 4:30 pm; Thu 2:30 pm to 6 pm; Fri 2:30 pm to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Somerville
7 credit unions have 9 offices here: Somerville Municipal Credit Union, Harvard Credit Union, River Works Credit Union, Naveo Credit Union, Somerville School Employees Credit Union and Somerville Mass Firefighters Credit Union and 1 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Somerville page has every office in the state's directory.
Banking in Somerville: the local picture
Short answer: 11 banks run 18 branches in Somerville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 11 banks, 2 have their main office in Somerville, 4 elsewhere in Massachusetts and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens's office at 212 Elm St, dating to 1885; the newest is PNC Bank's at 405 Grand Union Blvd, from 2023.
7 credit unions have 9 offices in Somerville, according to the NCUA. Who can join each one is on the credit unions page.
Of the 12 locations with published hours. 7 open on Saturday. 15 locations have no published hours in these sources.
Banks by ZIP code in Somerville
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 02144 has the most bank and credit union offices in Somerville (10), followed by 02145 (9) and 02143 (8). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 02144 | 10 | 8 | Middlesex Federal Savings, F.A., Somerville Municipal Credit Union, Bank of America |
| 02145 | 9 | 9 | Cambridge Savings Bank, Chase, Citizens |
| 02143 | 8 | 8 | Citizens, East Cambridge Savings Bank, Health Alliance Credit Union |
Banks and credit unions open on Saturday in Somerville
Short answer: 7 of the 12 Somerville locations with published hours open on Saturday, run by 4 institutions.
- Citizens: 3 of 3 branches (212 Elm St: Saturday 9 am to 12 pm, and 2 more)
- Santander: 2 of 2 branches (125 Broadway: Saturday 9 am to 1 pm, and 1 more)
- Bank of America: 1 of 1 branch (406 Highland Ave: Saturday 9 am to 2 pm)
- Naveo Credit Union: 1 of 1 office (493 Somerville Ave: Saturday 8:30 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 15 of the 27 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Somerville, and where the nearest one is if they do not.
Short answer: In Somerville: Chase (2), Bank of America (1), PNC Bank (1). No branches in Somerville: Wells Fargo (nearest in Boston, 4 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Cambridge, 2 mi), BMO.
| Bank | In Somerville | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Wells Fargo | None | Boston, 4 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Cambridge, 2 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Somerville to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Somerville residents like anyone else.
Banks near Somerville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cambridge (1 mile) and Medford (2 miles). Cambridge, 1 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cambridge, MA | 1 mi | 12 | 35 |
| Banks in Medford, MA | 2 mi | 9 | 13 |
| Banks in Charlestown, MA | 2 mi | 3 | 3 |
| Banks in Everett, MA | 3 mi | 7 | 9 |
| Banks in Malden, MA | 3 mi | 8 | 10 |
| Banks in Allston, MA | 3 mi | 3 | 3 |
| Banks in Arlington, MA | 3 mi | 10 | 14 |
| Banks in Chelsea, MA | 3 mi | 6 | 6 |
Bank branch openings and closings in Somerville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Somerville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Somerville
Short answer: 7 institutions have their main office in Somerville: Somerville Municipal Credit Union, Middlesex Federal Savings, F.A., Winter Hill Bank, FSB and Naveo Credit Union and 3 more.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Somerville Municipal Credit Union | Credit union | $50.8 million | 3 |
| Middlesex Federal Savings, F.A. | Bank | $654.4 million | 2 |
| Winter Hill Bank, FSB | Bank | $407.9 million | 2 |
| Naveo Credit Union | Credit union | $174.6 million | 1 |
| Somerville School Employees Credit Union | Credit union | $23.1 million | 1 |
| Somerville Mass Firefighters Credit Union | Credit union | $7.6 million | 1 |
| Health Alliance Credit Union | Credit union | $6.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Somerville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Somerville offices.
Short answer: Chase is the largest bank with offices in Somerville, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 2 of the 11 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 3 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 2 | Wilmington, DE |
| Eastern Bank | $31.13 billion | No. 70 | 1 | Boston, MA |
| Rockland Trust | $24.97 billion | No. 86 | 2 | Rockland, MA |
| Cambridge Savings Bank | $6.98 billion | No. 222 | 1 | Cambridge, MA |
| East Cambridge Savings Bank | $1.66 billion | No. 680 | 1 | Cambridge, MA |
| Middlesex Federal Savings, F.A. | $654.4 million | No. 1,454 | 2 | Somerville, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Somerville: FAQ
How many banks are in Somerville, MA?
Somerville has 11 banks with 18 branches and 7 credit unions with 9 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Somerville?
Citizens, with 3. Chase has 2 and Santander has 2.
Is there a Citizens in Somerville, MA?
Yes. FDIC data lists 3 Citizens branches in Somerville as of September 5, 2026. Its branches are listed under Citizens above, with the address and directions for each.
Is there a Chase in Somerville, MA?
Yes. FDIC data lists 2 Chase branches in Somerville as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Santander in Somerville, MA?
Yes. FDIC data lists 2 Santander branches in Somerville as of September 5, 2026. Its branches are listed under Santander above, with the address and directions for each.
Is there a Wells Fargo in Somerville, MA?
No. FDIC data lists no Wells Fargo branch in Somerville as of September 5, 2026. The nearest is in Boston, about 4 miles away in a straight line.
Which banks in Somerville are open on Saturday?
Citizens, Santander, Bank of America and Naveo Credit Union publish Saturday hours for one or more Somerville locations. The Saturday section above lists each one with its hours. 15 of the 27 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Somerville?
Somerville Municipal Credit Union, Middlesex Federal Savings, F.A., Winter Hill Bank, FSB, Naveo Credit Union and Somerville School Employees Credit Union and 2 more have their main office in Somerville, according to the FDIC and the NCUA.
What is the oldest bank in Somerville?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Somerville?
Somerville Municipal Credit Union, Harvard Credit Union, River Works Credit Union and Naveo Credit Union and 3 more have offices in Somerville. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Somerville in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Somerville?
Nearby cities with more banks include Cambridge, Medford, Charlestown. Cambridge is 1 miles away with 12 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 9 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 18 branches: Bank of America, Citizens, Santander) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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