US Bank Directory
Banks in Cambridge, MA
12 FDIC-insured banks operate 35 offices in Cambridge, Massachusetts, and 8 credit unions have 10 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Cambridge
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 20 banks and credit unions operate 45 locations in Cambridge, according to the FDIC and the NCUA. 44 of them have coordinates on record and are on the map. 28 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
44 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cambridge
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of America and Eastern Bank have the most locations in Cambridge, with 6 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 6
Bank of America has 6 branches in Cambridge, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cambridge location is the Harvard Square Branch at 1414 Massachusetts Ave, dating to 1860; the newest, at 212 Hampshire Street, to 2024. 3 of its 6 Cambridge locations with published hours open on Saturday.
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East Cambridge Branch113 First Street, 02141
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Harvard Square Branch1414 Massachusetts Ave, 02138
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Inman Square Branch212 Hampshire Street, 02139
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Fresh Pond Branch351 Fresh Pond Pkwy, 02138
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Central Square Branch727 Massachusetts Ave, 02139
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Kendall Square Branch92 Ames St, 02142
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Eastern Bank Bank · 6
Eastern Bank has 6 branches in Cambridge, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cambridge location is the Kendall Square Branch at 415 Main St, dating to 1969; the newest, at 1336 Massachusetts Ave, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Cambridge Trust Branch1336 Massachusetts Ave, 02138
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Porter Square Branch1720 Massachusetts Ave, 02138
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North Cambridge Branch2309 Massachusetts Ave, 02140
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Huron Village353 Huron Ave, 02138
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Kendall Square Branch415 Main St, 02142
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Central Square Branch647 Massachusetts Ave, 02139
Cambridge Savings Bank Bank · 4
Cambridge Savings Bank has 4 branches in Cambridge, 21 across Massachusetts and 21 nationwide. FDIC records list its main office in Cambridge, MA and show it operating since 1834. With $6.98 billion in total assets on June 30, 2026, it ranks No. 222 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cambridge location is its main office at 1374 Massachusetts Ave, dating to 1834; the newest, at 630 Massachusetts Ave, to 2001. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1374 Massachusetts Ave, 02138
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Cambridge Street Branch1378 Cambridge St, 02139
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Porter Square Shopping Center Branch53 White St, 02140
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Central Square Branch630 Massachusetts Ave, 02139
Citizens Bank · 4
Citizens has 4 branches in Cambridge, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cambridge location is the Central Square-West Branch at 698 Massachusetts Ave, dating to 1853; the newest, at 822 Somerville Ave, to 2019. All 4 of its Cambridge locations with published hours open on Saturday.
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Harvard Square Branch6 John F. Kennedy Street, 02138
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Kendall Square Branch610 Main Street,, 02139
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Central Square-West Branch698 Massachusetts Ave, 02139
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Porter Square822 Somerville Ave, 02140
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
East Cambridge Savings Bank Bank · 3
East Cambridge Savings Bank has 3 branches in Cambridge, 12 across Massachusetts and 12 nationwide. FDIC records list its main office in Cambridge, MA and show it operating since 1854. With $1.66 billion in total assets on June 30, 2026, it ranks No. 680 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cambridge location is its main office at 292 Cambridge St, dating to 1854; the newest, at 459 Broadway, to 1989. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office292 Cambridge St, 02141
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Cambridge Branch1310 Cambridge St, 02139
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Cambridge Branch459 Broadway, 02138
TD Bank Bank · 3
TD Bank has 3 branches in Cambridge, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cambridge location is the Fresh Pond-Cambridge Branch at 235 Alewife Brook Pkwy, dating to 2010; the newest, at 617 Massachusetts Ave, to 2011. All 3 of its Cambridge locations with published hours open on Saturday.
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Harvard Square Branch1270 Massachusetts Ave, 02138
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
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Fresh Pond-Cambridge Branch235 Alewife Brook Pkwy, 02138
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
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Central Square Branch617 Massachusetts Ave, 02139
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Cambridge, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cambridge location is the Cambridge Branch at 47 Brattle St, dating to 2018; the newest, at 9 Jfk St, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
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Cambridge Branch47 Brattle St, 02138
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Harvard Square Branch9 Jfk St, 02138
Harvard Credit Union Credit union · 2
Harvard Credit Union has 2 officees in Cambridge, 6 across Massachusetts. It is based in Cambridge, MA and $1.25 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Cambridge locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office104 Mount Auburn St Ste 4, 02138
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Harvard Square Branch104 Mount Auburn St Ste 1, 02138
All hours
Mon to Wed 8:30 am to 4:30 pm; Thu to Fri 8:30 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
M&T Bank Bank · 2
M&T Bank has 2 branches in Cambridge, 62 across Massachusetts and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cambridge location is the Cambridge Mass Ave Branch at 485 Massachusetts Ave, dating to 2009; the newest, at 699 Mount Auburn St, to 2013. 1 of its 2 Cambridge locations with published hours open on Saturday.
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Cambridge Mass Ave Branch485 Massachusetts Ave, 02139
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Cambridge Star Market Branch699 Mount Auburn St, 02138
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Mass. Institute of Tech. Credit Union Credit union · 2
Mass. Institute of Tech. Credit Union has 2 officees in Cambridge, 5 across Massachusetts. It is based in Lexington, MA and $743.0 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Cambridge locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Mit Fcu Tech Sq. Branch700 Technology Sq, 02139
All hours
Mon to Wed not published; Thu 8:30 am to 5:30 pm; Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Mit Student Center Branch84 Massachusetts Ave, 02139
All hours
Mon to Wed not published; Thu 9 am to 5:30 pm; Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Santander Bank · 2
Santander has 2 branches in Cambridge, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cambridge location is the Cambridge-Central Square Branch at 599 Massachusetts Ave, dating to 1892; the newest, at 1294 Massachusetts Ave, to 2005. All 2 of its Cambridge locations with published hours open on Saturday.
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Cambridge-Harvard Sqaure Branch1294 Massachusetts Ave, 02138
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
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Cambridge-Central Square Branch599 Massachusetts Ave, 02139
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
Cambridge Firefighters Credit Union Credit union · 1
Cambridge Firefighters Credit Union has 1 office in Cambridge, 1 across Massachusetts. It is based in Cambridge, MA and $14.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office113 Garden St, 02138
All hours
Mon 9 am to 12 pm; Tue not published; Wed 9 am to 12 pm; Thu not published; Fri 9 am to 12 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Cambridge Municipal Employees Credit Union Credit union · 1
Cambridge Municipal Employees Credit Union has 1 office in Cambridge, 2 across Massachusetts. It is based in Cambridge, MA and $10.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office795 Massachusetts Ave City Hall, 02139
All hours
Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 12 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Cambridge, 5 across Massachusetts and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Cambridge Branch at 265 Main St dates to 2001 in FDIC branch records. Its published hours do not list Saturday.
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Cambridge Branch265 Main St, 02142
All hours
Mon to Wed closed; Thu 10 am to 12 pm; Fri to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
Hanscom Credit Union Credit union · 1
Hanscom Credit Union has 1 office in Cambridge, 15 across Massachusetts. It is based in Hanscom AFB, MA and $2.19 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Mount Auburn Hospital Branch330 Mount Auburn St, 02138
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 1:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Leader Bank Bank · 1
Leader Bank has 1 branch in Cambridge, 7 across Massachusetts and 6 nationwide. FDIC records list its main office in Arlington, MA and show it operating since 2002. With $5.28 billion in total assets on June 30, 2026, it ranks No. 281 of 4,232 U.S. banks by total assets. The Central Square Branch at 675 Massachusetts Ave dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Central Square Branch675 Massachusetts Ave, 02139
Naveo Credit Union Credit union · 1
Naveo Credit Union has 1 office in Cambridge, 2 across Massachusetts. It is based in Somerville, MA and $174.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cambridge251 Hampshire St, 02139
All hours
Mon 8:30 am to 5 pm; Tue to Wed 8:30 am to 4 pm; Thu to Fri 8:30 am to 6 pm; Sat 8:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
North Cambridge Co-operative Bank Bank · 1
North Cambridge Co-operative Bank has 1 branch in Cambridge, 1 across Massachusetts and 1 nationwide. FDIC records list its main office in Cambridge, MA and show it operating since 1912. With $87.1 million in total assets on June 30, 2026, it ranks No. 3,795 of 4,232 U.S. banks by total assets. Its main office at 2360 Massachusetts Ave dates to 1912 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2360 Massachusetts Ave, 02140
Transportation Credit Union Credit union · 1
Transportation Credit Union has 1 office in Cambridge, 1 across Massachusetts. It is based in Alexandria, VA and $351.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Volpe Branch220 Binney St, 02142
All hours
Mon to Fri 8:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Webster First Credit Union Credit union · 1
Webster First Credit Union has 1 office in Cambridge, 16 across Massachusetts. It is based in Worcester, MA and $1.50 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cambridge Teachers20 Felton Street, 02138
All hours
Mon to Fri not published; Sat to Sun 8:30 am to 4 pm
Hours: NCUA, March 31, 2026
Join a credit union in Cambridge
8 credit unions have 10 offices here: Harvard Credit Union, Mass. Institute of Tech. Credit Union, Hanscom Credit Union, Webster First Credit Union, Transportation Credit Union and Naveo Credit Union and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cambridge page has every office in the state's directory.
Banking in Cambridge: the local picture
Short answer: 12 banks run 35 branches in Cambridge according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 12 banks, 3 have their main office in Cambridge, 2 elsewhere in Massachusetts and 7 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Cambridge Savings Bank's office at 1374 Massachusetts Ave, dating to 1834; the newest is Eastern Bank's at 1336 Massachusetts Ave, from 2024.
8 credit unions have 10 offices in Cambridge, according to the NCUA. Who can join each one is on the credit unions page.
Of the 28 locations with published hours. 16 open on Saturday. 17 locations have no published hours in these sources.
Banks by ZIP code in Cambridge
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 02138 has the most bank and credit union offices in Cambridge (19), followed by 02139 (16) and 02140 (4). Offices are spread across 5 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 02138 | 19 | 13 | Eastern Bank, Bank of America, Chase |
| 02139 | 16 | 12 | Bank of America, Cambridge Savings Bank, Citizens |
| 02140 | 4 | 4 | Cambridge Savings Bank, Citizens, Eastern Bank |
| 02142 | 4 | 4 | Bank of America, Eastern Bank, First Citizens Bank |
| 02141 | 2 | 2 | Bank of America, East Cambridge Savings Bank |
Banks and credit unions open on Saturday in Cambridge
Short answer: 16 of the 28 Cambridge locations with published hours open on Saturday, run by 8 institutions.
- Bank of America: 3 of 6 branches (113 First Street: Saturday 9 am to 2 pm, and 2 more)
- Citizens: 4 of 4 branches (6 John F. Kennedy Street: Saturday 9 am to 12 pm, and 3 more)
- TD Bank: 3 of 3 branches (1270 Massachusetts Ave: Saturday 9 am to 1 pm, and 2 more)
- M&T Bank: 1 of 2 branches (485 Massachusetts Ave: Saturday 9 am to 12 pm)
- Santander: 2 of 2 branches (1294 Massachusetts Ave: Saturday 9 am to 1 pm, and 1 more)
- Harvard Credit Union: 1 of 2 offices (104 Mount Auburn St Ste 1: Saturday 8:30 am to 12 pm)
- Webster First Credit Union: 1 of 1 office (20 Felton Street: Saturday 8:30 am to 4 pm)
- Naveo Credit Union: 1 of 1 office (251 Hampshire St: Saturday 8:30 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 17 of the 45 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cambridge, and where the nearest one is if they do not.
Short answer: In Cambridge: Chase (2), Bank of America (6), TD Bank (3). No branches in Cambridge: Wells Fargo (nearest in Boston, 3 mi), PNC Bank (nearest in Somerville, 2 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Cambridge | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Bank of America | 6 branches | here |
| TD Bank | 3 branches | here |
| Wells Fargo | None | Boston, 3 miles away |
| PNC Bank | None | Somerville, 2 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cambridge to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cambridge residents like anyone else.
Banks near Cambridge
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Somerville (1 mile) and Allston (2 miles). Boston, 3 miles away, has the most banks nearby: 31.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Somerville, MA | 1 mi | 11 | 18 |
| Banks in Allston, MA | 2 mi | 3 | 3 |
| Banks in Charlestown, MA | 2 mi | 3 | 3 |
| Banks in Brookline, MA | 2 mi | 8 | 14 |
| Banks in Boston, MA | 3 mi | 31 | 112 |
| Banks in Brighton, MA | 3 mi | 6 | 6 |
| Banks in Medford, MA | 3 mi | 9 | 13 |
| Banks in Roxbury, MA | 3 mi | 5 | 6 |
Bank branch openings and closings in Cambridge
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cambridge between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Cambridge
Short answer: 6 institutions have their main office in Cambridge: Cambridge Savings Bank, East Cambridge Savings Bank, Harvard Credit Union and North Cambridge Co-operative Bank and 2 more.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Cambridge Savings Bank | Bank | $6.98 billion | 4 |
| East Cambridge Savings Bank | Bank | $1.66 billion | 3 |
| Harvard Credit Union | Credit union | $1.25 billion | 2 |
| North Cambridge Co-operative Bank | Bank | $87.1 million | 1 |
| Cambridge Firefighters Credit Union | Credit union | $14.8 million | 1 |
| Cambridge Municipal Employees Credit Union | Credit union | $10.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Cambridge by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cambridge offices.
Short answer: Chase is the largest bank with offices in Cambridge, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 3 of the 12 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 6 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 3 | Wilmington, DE |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| Citizens | $232.52 billion | No. 20 | 4 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 2 | Buffalo, NY |
| Santander | $103.96 billion | No. 32 | 2 | Wilmington, DE |
| Eastern Bank | $31.13 billion | No. 70 | 6 | Boston, MA |
| Cambridge Savings Bank | $6.98 billion | No. 222 | 4 | Cambridge, MA |
| Leader Bank | $5.28 billion | No. 281 | 1 | Arlington, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cambridge: FAQ
How many banks are in Cambridge, MA?
Cambridge has 12 banks with 35 branches and 8 credit unions with 10 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cambridge?
Bank of America, with 6. Eastern Bank has 6 and Citizens has 4.
Is there a Bank of America in Cambridge, MA?
Yes. FDIC data lists 6 Bank of America branches in Cambridge as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a Eastern Bank in Cambridge, MA?
Yes. FDIC data lists 6 Eastern Bank branches in Cambridge as of September 5, 2026. Its branches are listed under Eastern Bank above, with the address and directions for each.
Is there a Citizens in Cambridge, MA?
Yes. FDIC data lists 4 Citizens branches in Cambridge as of September 5, 2026. Its branches are listed under Citizens above, with the address and directions for each.
Is there a Wells Fargo in Cambridge, MA?
No. FDIC data lists no Wells Fargo branch in Cambridge as of September 5, 2026. The nearest is in Boston, about 3 miles away in a straight line.
Which banks in Cambridge are open on Saturday?
Bank of America, Citizens, TD Bank and M&T Bank and 4 more publish Saturday hours for one or more Cambridge locations. The Saturday section above lists each one with its hours. 17 of the 45 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Cambridge?
Cambridge Savings Bank, East Cambridge Savings Bank, Harvard Credit Union, North Cambridge Co-operative Bank and Cambridge Firefighters Credit Union and 1 more have their main office in Cambridge, according to the FDIC and the NCUA.
What is the oldest bank in Cambridge?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Cambridge?
Harvard Credit Union, Mass. Institute of Tech. Credit Union, Hanscom Credit Union and Webster First Credit Union and 4 more have offices in Cambridge. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cambridge in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cambridge?
Nearby cities with more banks include Somerville, Allston, Charlestown. Somerville is 1 miles away with 11 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 9 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (18 of 35 branches: Bank of America, Citizens, First Citizens Bank, M&T Bank, Santander, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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