US Bank Directory
Banks in Charlestown, MA
3 FDIC-insured banks operate 3 offices in Charlestown, Massachusetts, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Charlestown
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Charlestown, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Charlestown
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens, Cambridge Savings Bank and The Cooperative Bank have the most locations in Charlestown, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Cambridge Savings Bank Bank · 1
Cambridge Savings Bank has 1 branch in Charlestown, 21 across Massachusetts and 21 nationwide. FDIC records list its main office in Cambridge, MA and show it operating since 1834. With $6.98 billion in total assets on June 30, 2026, it ranks No. 222 of 4,232 U.S. banks by total assets. The Thompson Square at 1 Thompson Sq dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Thompson Square1 Thompson Sq, 02129
Citizens Bank · 1
Citizens has 1 branch in Charlestown, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Charlestown Branch at 5 Austin St dates to 1994 in FDIC branch records. It opens on Saturday.
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Charlestown Branch5 Austin St, 02129
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Harvard Credit Union Credit union · 1
Harvard Credit Union has 1 office in Charlestown, 6 across Massachusetts. It is based in Cambridge, MA and $1.25 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Charlestown Navy Yard149 13Th St, 02129
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
New England Teamsters Credit Union Credit union · 1
New England Teamsters Credit Union has 1 office in Charlestown, 1 across Massachusetts. It is based in Charlestown, MA and $75.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office548 Main St, 02129
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Cooperative Bank Bank · 1
The Cooperative Bank has 1 branch in Charlestown, 4 across Massachusetts and 4 nationwide. FDIC records list its main office in Roslindale, MA and show it operating since 1898. With $548.3 million in total assets on June 30, 2026, it ranks No. 1,681 of 4,232 U.S. banks by total assets. The Charlestown Branch at 201 Main St dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Charlestown Branch201 Main St, 02129
Join a credit union in Charlestown
2 credit unions have 2 offices here: Harvard Credit Union and New England Teamsters Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Charlestown page has every office in the state's directory.
Banking in Charlestown: the local picture
Short answer: 3 banks run 3 branches in Charlestown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Charlestown, 2 elsewhere in Massachusetts and 1 out of state, according to the FDIC.
The bank with the longest record here is Cambridge Savings Bank, operating since 1834 according to the FDIC. In FDIC branch records, the longest-running branch is The Cooperative Bank's office at 201 Main St, dating to 1913; the newest is Cambridge Savings Bank's at 1 Thompson Sq, from 2018.
2 credit unions have 2 offices in Charlestown, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Charlestown
Short answer: 1 of the 3 Charlestown locations with published hours opens on Saturday, run by 1 institution.
- Citizens: 1 of 1 branch (5 Austin St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Charlestown, and where the nearest one is if they do not.
Short answer: No branches in Charlestown: Chase (nearest in Boston, 1 mi), Wells Fargo (nearest in Boston, 2 mi), Bank of America (nearest in Cambridge, 1 mi), PNC Bank (nearest in Boston, 1 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Boston, 1 mi), BMO.
| Bank | In Charlestown | Nearest branch if none here |
|---|---|---|
| Chase | None | Boston, 1 mile away |
| Wells Fargo | None | Boston, 2 miles away |
| Bank of America | None | Cambridge, 1 mile away |
| PNC Bank | None | Boston, 1 mile away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Boston, 1 mile away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Charlestown to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Charlestown residents like anyone else.
Banks near Charlestown
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are East Boston (1 mile) and Chelsea (2 miles). Boston, 2 miles away, has the most banks nearby: 31.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in East Boston, MA | 1 mi | 5 | 5 |
| Banks in Chelsea, MA | 2 mi | 6 | 6 |
| Banks in Boston, MA | 2 mi | 31 | 112 |
| Banks in Everett, MA | 2 mi | 7 | 9 |
| Banks in Somerville, MA | 2 mi | 11 | 18 |
| Banks in Cambridge, MA | 2 mi | 12 | 35 |
| Banks in South Boston, MA | 3 mi | 6 | 8 |
| Banks in Roxbury, MA | 3 mi | 5 | 6 |
Bank branch openings and closings in Charlestown
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Charlestown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Charlestown
Short answer: 1 institution has its main office in Charlestown: New England Teamsters Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| New England Teamsters Credit Union | Credit union | $75.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Charlestown by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Charlestown offices.
Short answer: Citizens is the largest bank with offices in Charlestown, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. Cambridge Savings Bank is second with $6.98 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Cambridge Savings Bank | $6.98 billion | No. 222 | 1 | Cambridge, MA |
| The Cooperative Bank | $548.3 million | No. 1,681 | 1 | Roslindale, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Charlestown: FAQ
How many banks are in Charlestown, MA?
Charlestown has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Charlestown?
Citizens, with 1. Cambridge Savings Bank has 1 and The Cooperative Bank has 1.
Is there a Citizens in Charlestown, MA?
Yes. FDIC data lists 1 Citizens branch in Charlestown as of September 5, 2026. The address and directions are under Citizens above.
Is there a Cambridge Savings Bank in Charlestown, MA?
Yes. FDIC data lists 1 Cambridge Savings Bank branch in Charlestown as of September 5, 2026. The address and directions are under Cambridge Savings Bank above.
Is there a The Cooperative Bank in Charlestown, MA?
Yes. FDIC data lists 1 The Cooperative Bank branch in Charlestown as of September 5, 2026. The address and directions are under The Cooperative Bank above.
Is there a Chase in Charlestown, MA?
No. FDIC data lists no Chase branch in Charlestown as of September 5, 2026. The nearest is in Boston, about 1 miles away in a straight line.
Which banks in Charlestown are open on Saturday?
Citizens publishes Saturday hours for one or more Charlestown locations. The Saturday section above lists each one with its hours. 2 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Charlestown?
New England Teamsters Credit Union has its main office in Charlestown, according to the FDIC and the NCUA.
What is the oldest bank in Charlestown?
Cambridge Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1834.
Which credit unions can I join in Charlestown?
Harvard Credit Union and New England Teamsters Credit Union have offices in Charlestown. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Charlestown in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Charlestown?
Nearby cities with more banks include East Boston, Chelsea, Boston. East Boston is 1 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Citizens) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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