US Bank Directory
Banks in Lynnfield, MA
7 FDIC-insured banks operate 8 offices in Lynnfield, Massachusetts, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Lynnfield
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 9 locations in Lynnfield, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lynnfield
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Savings Bank has the most locations in Lynnfield, with 2. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Savings Bank Bank · 2
The Savings Bank has 2 branches in Lynnfield, 8 across Massachusetts and 9 nationwide. FDIC records list its main office in Wakefield, MA and show it operating since 1869. With $891.0 million in total assets on June 30, 2026, it ranks No. 1,161 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynnfield location is the Colonial Shopping Center Branch at 584 Main St, dating to 1976; the newest, at 1105 Summer St, to 2000. It does not publish hours in the sources this page uses; check its site before you go.
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South Lynnfield Branch1105 Summer St, 01940
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Colonial Shopping Center Branch584 Main St, 01940
Chase Bank · 1
Chase has 1 branch in Lynnfield, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Lynnfield at 230 Market St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynnfield230 Market St, 01940
Eastern Bank Bank · 1
Eastern Bank has 1 branch in Lynnfield, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. The Lynnfield Branch at 45 Salem St dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynnfield Branch45 Salem St, 01940
Everett Co-operative Bank Bank · 1
Everett Co-operative Bank has 1 branch in Lynnfield, 3 across Massachusetts and 3 nationwide. FDIC records list its main office in Everett, MA and show it operating since 1890. With $1.67 billion in total assets on June 30, 2026, it ranks No. 676 of 4,232 U.S. banks by total assets. The Lynnfield Branch at 771 Salem St dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynnfield Branch771 Salem St, 01940
Fall River Five Cents Savings Bank Bank · 1
Fall River Five Cents Savings Bank has 1 branch in Lynnfield, 15 across Massachusetts and 18 nationwide. FDIC records list its main office in Fall River, MA and show it operating since 1855. With $1.86 billion in total assets on June 30, 2026, it ranks No. 637 of 4,232 U.S. banks by total assets. The Lynnfield Lending Office Branch at 50 Salem St dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynnfield Lending Office Branch50 Salem St, 01940
PNC Bank Bank · 1
PNC Bank has 1 branch in Lynnfield, 10 across Massachusetts and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Lynnfield Branch at 1380 Market St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynnfield Branch1380 Market St, 01940
Reading Co-operative Bank Bank · 1
Reading Co-operative Bank has 1 branch in Lynnfield, 13 across Massachusetts and 13 nationwide. FDIC records list its main office in Reading, MA and show it operating since 1886. With $1.19 billion in total assets on June 30, 2026, it ranks No. 904 of 4,232 U.S. banks by total assets. The Lynnfield Branch at 596 Main St dates to 1955 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynnfield Branch596 Main St, 01940
River Works Credit Union Credit union · 1
River Works Credit Union has 1 office in Lynnfield, 4 across Massachusetts. It is based in Lynn, MA and $189.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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River Works Credit Union24 Broadway Rt1 South, 01940
All hours
Mon to Fri 8 am to 3:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Lynnfield
1 credit union has 1 office here: River Works Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lynnfield page has every office in the state's directory.
Banking in Lynnfield: the local picture
Short answer: 7 banks run 8 branches in Lynnfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Lynnfield, 5 elsewhere in Massachusetts and 2 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Reading Co-operative Bank's office at 596 Main St, dating to 1955; the newest is Fall River Five Cents Savings Bank's at 50 Salem St, from 2024.
The only credit union with an office here is River Works Credit Union.
Of the 1 location with published hours. None open on Saturday. 8 locations have no published hours in these sources.
Saturday hours in Lynnfield
Short answer: None of the 1 Lynnfield location with published hours lists Saturday hours. 8 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lynnfield, and where the nearest one is if they do not.
Short answer: In Lynnfield: Chase (1), PNC Bank (1). No branches in Lynnfield: Wells Fargo (nearest in Boston, 11 mi), Bank of America (nearest in Reading, 3 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Peabody, 3 mi), BMO.
| Bank | In Lynnfield | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| PNC Bank | 1 branch | here |
| Wells Fargo | None | Boston, 11 miles away |
| Bank of America | None | Reading, 3 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Peabody, 3 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lynnfield to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lynnfield residents like anyone else.
Banks near Lynnfield
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wakefield (2 miles) and Saugus (3 miles). Peabody, 4 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wakefield, MA | 2 mi | 5 | 8 |
| Banks in Saugus, MA | 3 mi | 9 | 12 |
| Banks in Reading, MA | 4 mi | 9 | 11 |
| Banks in Stoneham, MA | 4 mi | 5 | 6 |
| Banks in Peabody, MA | 4 mi | 10 | 16 |
| Banks in Middleton, MA | 5 mi | 7 | 7 |
| Banks in Melrose, MA | 5 mi | 8 | 8 |
| Banks in North Reading, MA | 5 mi | 4 | 4 |
Bank branch openings and closings in Lynnfield
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lynnfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lynnfield by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lynnfield offices.
Short answer: Chase is the largest bank with offices in Lynnfield, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Eastern Bank | $31.13 billion | No. 70 | 1 | Boston, MA |
| Fall River Five Cents Savings Bank | $1.86 billion | No. 637 | 1 | Fall River, MA |
| Everett Co-operative Bank | $1.67 billion | No. 676 | 1 | Everett, MA |
| Reading Co-operative Bank | $1.19 billion | No. 904 | 1 | Reading, MA |
| The Savings Bank | $891.0 million | No. 1,161 | 2 | Wakefield, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lynnfield: FAQ
How many banks are in Lynnfield, MA?
Lynnfield has 7 banks with 8 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lynnfield?
The Savings Bank, with 2. Chase has 1 and PNC Bank has 1.
Is there a The Savings Bank in Lynnfield, MA?
Yes. FDIC data lists 2 The Savings Bank branches in Lynnfield as of September 5, 2026. Its branches are listed under The Savings Bank above, with the address and directions for each.
Is there a Chase in Lynnfield, MA?
Yes. FDIC data lists 1 Chase branch in Lynnfield as of September 5, 2026. The address and directions are under Chase above.
Is there a PNC Bank in Lynnfield, MA?
Yes. FDIC data lists 1 PNC Bank branch in Lynnfield as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Wells Fargo in Lynnfield, MA?
No. FDIC data lists no Wells Fargo branch in Lynnfield as of September 5, 2026. The nearest is in Boston, about 11 miles away in a straight line.
Which banks in Lynnfield are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 8 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Lynnfield?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Lynnfield?
River Works Credit Union has an office in Lynnfield. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lynnfield in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lynnfield?
Nearby cities with more banks include Wakefield, Saugus, Reading. Wakefield is 2 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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