US Bank Directory
Banks in Saugus, MA
9 FDIC-insured banks operate 12 offices in Saugus, Massachusetts, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Saugus
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 13 locations in Saugus, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Saugus
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Eastern Bank, Rockland Trust and TruNorth Bank have the most locations in Saugus, with 2 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Eastern Bank Bank · 2
Eastern Bank has 2 branches in Saugus, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saugus location is the Cliftondale Branch at 466 Lincoln Ave, dating to 1928; the newest, at 605 Broadway, to 1983. It does not publish hours in the sources this page uses; check its site before you go.
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Cliftondale Branch466 Lincoln Ave, 01906
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Lynnfells Branch605 Broadway, 01906
Rockland Trust Bank · 2
Rockland Trust has 2 branches in Saugus, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saugus location is the Saugus - Main Street Branch at 317 Main St, dating to 1977; the newest, at 320 Central St, to 1987. It does not publish hours in the sources this page uses; check its site before you go.
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Saugus - Main Street Branch317 Main St, 01906
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Saugus - Central Street Branch320 Central St, 01906
TruNorth Bank Bank · 2
TruNorth Bank has 2 branches in Saugus, 50 across Massachusetts and 11 nationwide. FDIC records list its main office in Easthampton, MA and show it operating since 1869. With $2.02 billion in total assets on June 30, 2026, it ranks No. 603 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saugus location is the Hamilton St Branch at 1 Hamilton St, dating to 1988; the newest, at 412 Lynn Fells Pkwy, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Hamilton St Branch1 Hamilton St, 01906
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Lynn Fells Parkway Branch412 Lynn Fells Pkwy, 01906
Bank of America Bank · 1
Bank of America has 1 branch in Saugus, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Saugus - Route 1 Branch at 1093 Broadway dates to 2008 in FDIC branch records. It opens on Saturday.
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Saugus - Route 1 Branch1093 Broadway, 01906
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Saugus, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Saugus Main St Branch at 170 Main St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saugus Main St Branch170 Main St, 01906
Citizens Bank · 1
Citizens has 1 branch in Saugus, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Saugus Shaws Branch at 180 B Main Street dates to 1997 in FDIC branch records. It opens on Saturday.
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Saugus Shaws Branch180 B Main Street, 01906
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Saugus, 62 across Massachusetts and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Saugus Branch at 584 Broadway dates to 2007 in FDIC branch records. Its published hours do not list Saturday.
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Saugus Branch584 Broadway, 01906
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Salem Five Cents Savings Bank Bank · 1
Salem Five Cents Savings Bank has 1 branch in Saugus, 34 across Massachusetts and 34 nationwide. FDIC records list its main office in Salem, MA and show it operating since 1855. With $8.82 billion in total assets on June 30, 2026, it ranks No. 184 of 4,232 U.S. banks by total assets. The Saugus at 855 Broadway dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saugus855 Broadway, 01906
Santander Bank · 1
Santander has 1 branch in Saugus, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Saugus Branch at 323 Broadway dates to 1977 in FDIC branch records. It opens on Saturday.
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Saugus Branch323 Broadway, 01906
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
Webster First Credit Union Credit union · 1
Webster First Credit Union has 1 office in Saugus, 16 across Massachusetts. It is based in Worcester, MA and $1.50 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Saugus Main509 Main St, 01906
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 12 am to 7 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Saugus
1 credit union has 1 office here: Webster First Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Saugus page has every office in the state's directory.
Banking in Saugus: the local picture
Short answer: 9 banks run 12 branches in Saugus according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in Saugus, 4 elsewhere in Massachusetts and 5 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Eastern Bank's office at 466 Lincoln Ave, dating to 1928; the newest is Chase's at 170 Main St, from 2026.
The only credit union with an office here is Webster First Credit Union.
Of the 5 locations with published hours. 4 open on Saturday. 8 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Saugus
Short answer: 4 of the 5 Saugus locations with published hours open on Saturday, run by 4 institutions.
- Bank of America: 1 of 1 branch (1093 Broadway: Saturday 9 am to 2 pm)
- Citizens: 1 of 1 branch (180 B Main Street: Saturday 9 am to 12 pm)
- Santander: 1 of 1 branch (323 Broadway: Saturday 9 am to 1 pm)
- Webster First Credit Union: 1 of 1 office (509 Main St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Saugus, and where the nearest one is if they do not.
Short answer: In Saugus: Chase (1), Bank of America (1). No branches in Saugus: Wells Fargo (nearest in Boston, 8 mi), PNC Bank (nearest in Lynnfield, 3 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Melrose, 3 mi), BMO.
| Bank | In Saugus | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| Wells Fargo | None | Boston, 8 miles away |
| PNC Bank | None | Lynnfield, 3 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Melrose, 3 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saugus to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saugus residents like anyone else.
Banks near Saugus
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Melrose (2 miles) and Wakefield (3 miles). Melrose, 2 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Melrose, MA | 2 mi | 8 | 8 |
| Banks in Wakefield, MA | 3 mi | 5 | 8 |
| Banks in Lynn, MA | 3 mi | 8 | 9 |
| Banks in Lynnfield, MA | 3 mi | 7 | 8 |
| Banks in Revere, MA | 4 mi | 8 | 11 |
| Banks in Malden, MA | 4 mi | 8 | 10 |
| Banks in Stoneham, MA | 4 mi | 5 | 6 |
| Banks in Everett, MA | 5 mi | 7 | 9 |
Bank branch openings and closings in Saugus
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Saugus between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Aug 11, 2026 | Opened | Chase | 170 Main St, 01906 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Saugus by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saugus offices.
Short answer: Chase is the largest bank with offices in Saugus, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Eastern Bank | $31.13 billion | No. 70 | 2 | Boston, MA |
| Rockland Trust | $24.97 billion | No. 86 | 2 | Rockland, MA |
| Salem Five Cents Savings Bank | $8.82 billion | No. 184 | 1 | Salem, MA |
| TruNorth Bank | $2.02 billion | No. 603 | 2 | Easthampton, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saugus: FAQ
How many banks are in Saugus, MA?
Saugus has 9 banks with 12 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Saugus?
Eastern Bank, with 2. Rockland Trust has 2 and TruNorth Bank has 2.
Is there a Eastern Bank in Saugus, MA?
Yes. FDIC data lists 2 Eastern Bank branches in Saugus as of September 5, 2026. Its branches are listed under Eastern Bank above, with the address and directions for each.
Is there a Rockland Trust in Saugus, MA?
Yes. FDIC data lists 2 Rockland Trust branches in Saugus as of September 5, 2026. Its branches are listed under Rockland Trust above, with the address and directions for each.
Is there a TruNorth Bank in Saugus, MA?
Yes. FDIC data lists 2 TruNorth Bank branches in Saugus as of September 5, 2026. Its branches are listed under TruNorth Bank above, with the address and directions for each.
Is there a Wells Fargo in Saugus, MA?
No. FDIC data lists no Wells Fargo branch in Saugus as of September 5, 2026. The nearest is in Boston, about 8 miles away in a straight line.
Which banks in Saugus are open on Saturday?
Bank of America, Citizens, Santander and Webster First Credit Union publish Saturday hours for one or more Saugus locations. The Saturday section above lists each one with its hours. 8 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Saugus?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Saugus?
Webster First Credit Union has an office in Saugus. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Saugus in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saugus?
Nearby cities with more banks include Melrose, Wakefield, Lynn. Melrose is 2 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 12 branches: Bank of America, Citizens, M&T Bank, Santander) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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