US Bank Directory
Banks in Lynn, MA
8 FDIC-insured banks operate 9 offices in Lynn, Massachusetts, and 8 credit unions have 9 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lynn
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 16 banks and credit unions operate 18 locations in Lynn, according to the FDIC and the NCUA. 18 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
18 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lynn
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Eastern Bank has the most locations in Lynn, with 2. The other 7 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Eastern Bank Bank · 2
Eastern Bank has 2 branches in Lynn, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynn location is the Lynngate Branch at 156 Boston St, dating to 1826; the newest, at 112 Market St, to 1855. It does not publish hours in the sources this page uses; check its site before you go.
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Market Street Branch112 Market St, 01901
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Lynngate Branch156 Boston St, 01904
Massachusetts Family Credit Union Credit union · 2
Massachusetts Family Credit Union has 2 officees in Lynn, 3 across Massachusetts. It is based in Lynn, MA and $29.2 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Main Office main office51 Willow St, 01901
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Vital Records Server51 Willow St, 01901
Bank of America Bank · 1
Bank of America has 1 branch in Lynn, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Lynn Branch at 1 State St dates to 1968 in FDIC branch records. It opens on Saturday.
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Lynn Branch1 State St, 01901
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Brotherhood Credit Union Credit union · 1
Brotherhood Credit Union has 1 office in Lynn, 3 across Massachusetts. It is based in Lynn, MA and $125.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office75 Market St, 01901
All hours
Mon to Wed 8:30 am to 4:30 pm; Thu 8:30 am to 6 pm; Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Lynn, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Lynn Branch at 391 Lynnway dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynn Branch391 Lynnway, 01901
Citizens Bank · 1
Citizens has 1 branch in Lynn, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Lynn Stop And Shop Branch at 35 Washington St dates to 2002 in FDIC branch records. It opens on Saturday.
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Lynn Stop And Shop Branch35 Washington St, 01904
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Lynn Firemens Credit Union Credit union · 1
Lynn Firemens Credit Union has 1 office in Lynn, 1 across Massachusetts. It is based in Lynn, MA and $19.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office30 Boston St Ste 9, 01904
All hours
Mon 3 pm to 6 pm; Tue 9 am to 12 pm; Wed 3 pm to 6 pm; Thu 9 am to 12 pm; Fri 12 pm to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Lynn Police Credit Union Credit union · 1
Lynn Police Credit Union has 1 office in Lynn, 1 across Massachusetts. It is based in Lynn, MA and $11.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office300 Washington St, 01902
All hours
Mon to Tue not published; Wed 3 pm to 5 pm; Thu 9 am to 12 pm; Fri 3 pm to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Lynn Teachers Credit Union Credit union · 1
Lynn Teachers Credit Union has 1 office in Lynn, 1 across Massachusetts. It is based in Lynn, MA and $5.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office33 N Common St, 01902
All hours
Mon to Thu 9 am to 3:30 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Metro Credit Union Credit union · 1
Metro Credit Union has 1 office in Lynn, 18 across Massachusetts. It is based in Chelsea, MA and $3.30 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lynn475 Western Ave, 01904
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Reading Co-operative Bank Bank · 1
Reading Co-operative Bank has 1 branch in Lynn, 13 across Massachusetts and 13 nationwide. FDIC records list its main office in Reading, MA and show it operating since 1886. With $1.19 billion in total assets on June 30, 2026, it ranks No. 904 of 4,232 U.S. banks by total assets. The Lynn Branch at 400 Broadway dates to 1877 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynn Branch400 Broadway, 01904
River Works Credit Union Credit union · 1
River Works Credit Union has 1 office in Lynn, 4 across Massachusetts. It is based in Lynn, MA and $189.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office947 Western Ave, 01905
All hours
Mon to Fri 8 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Rockland Trust Bank · 1
Rockland Trust has 1 branch in Lynn, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. The Lynn Branch at 335 Broadway dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynn Branch335 Broadway, 01904
Salem Five Cents Savings Bank Bank · 1
Salem Five Cents Savings Bank has 1 branch in Lynn, 34 across Massachusetts and 34 nationwide. FDIC records list its main office in Salem, MA and show it operating since 1855. With $8.82 billion in total assets on June 30, 2026, it ranks No. 184 of 4,232 U.S. banks by total assets. The Boston Street Lynn Branch at 35 Boston St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Boston Street Lynn Branch35 Boston St, 01904
Santander Bank · 1
Santander has 1 branch in Lynn, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The West Lynn Branch at 35 Market Sq dates to 1964 in FDIC branch records. It opens on Saturday.
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West Lynn Branch35 Market Sq, 01905
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
St. Jean's Credit Union Credit union · 1
St. Jean's Credit Union has 1 office in Lynn, 5 across Massachusetts. It is based in Lynn, MA and $377.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office250 Maple St, 01904
All hours
Mon to Wed 8:30 am to 4:30 pm; Thu 8:30 am to 6:30 pm; Fri not published; Sat 8:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Lynn
8 credit unions have 9 offices here: Massachusetts Family Credit Union, Metro Credit Union, St. Jean's Credit Union, River Works Credit Union, Brotherhood Credit Union and Lynn Firemens Credit Union and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lynn page has every office in the state's directory.
Banking in Lynn: the local picture
Short answer: 8 banks run 9 branches in Lynn according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Lynn, 4 elsewhere in Massachusetts and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Eastern Bank's office at 156 Boston St, dating to 1826; the newest is Chase's at 391 Lynnway, from 2022.
8 credit unions have 9 offices in Lynn, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 8 open on Saturday. 8 locations have no published hours in these sources.
Banks by ZIP code in Lynn
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 01904 has the most bank and credit union offices in Lynn (8), followed by 01901 (6) and 01902 (2). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 01904 | 8 | 8 | Citizens, Eastern Bank, Lynn Firemens Credit Union |
| 01901 | 6 | 5 | Massachusetts Family Credit Union, Bank of America, Brotherhood Credit Union |
| 01902 | 2 | 2 | Lynn Police Credit Union, Lynn Teachers Credit Union |
| 01905 | 2 | 2 | River Works Credit Union, Santander |
Banks and credit unions open on Saturday in Lynn
Short answer: 8 of the 10 Lynn locations with published hours open on Saturday, run by 8 institutions.
- Bank of America: 1 of 1 branch (1 State St: Saturday 9 am to 2 pm)
- Citizens: 1 of 1 branch (35 Washington St: Saturday 10 am to 3 pm)
- Santander: 1 of 1 branch (35 Market Sq: Saturday 9 am to 1 pm)
- Metro Credit Union: 1 of 1 office (475 Western Ave: Saturday 9 am to 1 pm)
- St. Jean's Credit Union: 1 of 1 office (250 Maple St: Saturday 8:30 am to 1 pm)
- River Works Credit Union: 1 of 1 office (947 Western Ave: Saturday 9 am to 12 pm)
- Brotherhood Credit Union: 1 of 1 office (75 Market St: Saturday 8:30 am to 12 pm)
- Lynn Firemens Credit Union: 1 of 1 office (30 Boston St Ste 9: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 18 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lynn, and where the nearest one is if they do not.
Short answer: In Lynn: Chase (1), Bank of America (1). No branches in Lynn: Wells Fargo (nearest in Boston, 9 mi), PNC Bank (nearest in Lynnfield, 5 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Salem, 3 mi), BMO.
| Bank | In Lynn | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| Wells Fargo | None | Boston, 9 miles away |
| PNC Bank | None | Lynnfield, 5 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Salem, 3 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lynn to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lynn residents like anyone else.
Banks near Lynn
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Swampscott (3 miles) and Saugus (3 miles). Peabody, 5 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Swampscott, MA | 3 mi | 5 | 5 |
| Banks in Saugus, MA | 3 mi | 9 | 12 |
| Banks in Salem, MA | 4 mi | 9 | 14 |
| Banks in Peabody, MA | 5 mi | 10 | 16 |
| Banks in Revere, MA | 5 mi | 8 | 11 |
| Banks in Lynnfield, MA | 5 mi | 7 | 8 |
| Banks in Marblehead, MA | 5 mi | 4 | 6 |
| Banks in Melrose, MA | 6 mi | 8 | 8 |
Bank branch openings and closings in Lynn
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lynn between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lynn
Short answer: 7 institutions have their main office in Lynn: Massachusetts Family Credit Union, St. Jean's Credit Union, River Works Credit Union and Brotherhood Credit Union and 3 more.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Massachusetts Family Credit Union | Credit union | $29.2 million | 2 |
| St. Jean's Credit Union | Credit union | $377.3 million | 1 |
| River Works Credit Union | Credit union | $189.8 million | 1 |
| Brotherhood Credit Union | Credit union | $125.6 million | 1 |
| Lynn Firemens Credit Union | Credit union | $19.8 million | 1 |
| Lynn Police Credit Union | Credit union | $11.6 million | 1 |
| Lynn Teachers Credit Union | Credit union | $5.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lynn by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lynn offices.
Short answer: Chase is the largest bank with offices in Lynn, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Eastern Bank | $31.13 billion | No. 70 | 2 | Boston, MA |
| Rockland Trust | $24.97 billion | No. 86 | 1 | Rockland, MA |
| Salem Five Cents Savings Bank | $8.82 billion | No. 184 | 1 | Salem, MA |
| Reading Co-operative Bank | $1.19 billion | No. 904 | 1 | Reading, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lynn: FAQ
How many banks are in Lynn, MA?
Lynn has 8 banks with 9 branches and 8 credit unions with 9 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lynn?
Eastern Bank, with 2. Chase has 1 and Bank of America has 1.
Is there a Eastern Bank in Lynn, MA?
Yes. FDIC data lists 2 Eastern Bank branches in Lynn as of September 5, 2026. Its branches are listed under Eastern Bank above, with the address and directions for each.
Is there a Chase in Lynn, MA?
Yes. FDIC data lists 1 Chase branch in Lynn as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Lynn, MA?
Yes. FDIC data lists 1 Bank of America branch in Lynn as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Lynn, MA?
No. FDIC data lists no Wells Fargo branch in Lynn as of September 5, 2026. The nearest is in Boston, about 9 miles away in a straight line.
Which banks in Lynn are open on Saturday?
Bank of America, Citizens, Santander and Metro Credit Union and 4 more publish Saturday hours for one or more Lynn locations. The Saturday section above lists each one with its hours. 8 of the 18 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lynn?
Massachusetts Family Credit Union, St. Jean's Credit Union, River Works Credit Union, Brotherhood Credit Union and Lynn Firemens Credit Union and 2 more have their main office in Lynn, according to the FDIC and the NCUA.
What is the oldest bank in Lynn?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Lynn?
Massachusetts Family Credit Union, Metro Credit Union, St. Jean's Credit Union and River Works Credit Union and 4 more have offices in Lynn. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lynn in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lynn?
Nearby cities with more banks include Swampscott, Saugus, Salem. Swampscott is 3 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 9 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 9 branches: Bank of America, Citizens, Santander) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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