US Bank Directory

Banks in Swampscott, MA

5 FDIC-insured banks operate 5 offices in Swampscott, Massachusetts.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Swampscott

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Swampscott, according to the FDIC. 5 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Swampscott

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Swampscott, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Swampscott, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Swampscott Branch at 970 Paradise Rd dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Swampscott Branch
    970 Paradise Rd, 01907
    Hours: see the bank's site
Chase: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Swampscott, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Swampscott Branch at 500 Paradise Rd dates to 1910 in FDIC branch records. It opens on Saturday.

  • Swampscott Branch
    500 Paradise Rd, 01907
    (781) 581-6400Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
Eastern Bank 1 branch · main office Boston, MA Bank · 1

Eastern Bank has 1 branch in Swampscott, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. The Vinnin Square Branch at 405 Paradise Rd dates to 1967 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Vinnin Square Branch
    405 Paradise Rd, 01907
    Hours: see the bank's site
Eastern Bank: profile, branches and contacts
Salem Five Cents Savings Bank 1 branch · main office Salem, MA Bank · 1

Salem Five Cents Savings Bank has 1 branch in Swampscott, 34 across Massachusetts and 34 nationwide. FDIC records list its main office in Salem, MA and show it operating since 1855. With $8.82 billion in total assets on June 30, 2026, it ranks No. 184 of 4,232 U.S. banks by total assets. The Swampscott Branch at 450 Paradise Rd dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Swampscott Branch
    450 Paradise Rd, 01907
    Hours: see the bank's site
Salem Five Cents Savings Bank: profile, branches and contacts
Santander Santander Bank, N.A. · 1 branch · main office Wilmington, DE Bank · 1

Santander has 1 branch in Swampscott, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Swampscott-Vinnin Square Branch at 495 Paraside Road dates to 1960 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Swampscott-Vinnin Square Branch
    495 Paraside Road, 01907
    Hours: see the bank's site
Santander: profile, branches and contacts

Banking in Swampscott: the local picture

Short answer: 5 banks run 5 branches in Swampscott according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Swampscott, 2 elsewhere in Massachusetts and 3 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens's office at 500 Paradise Rd, dating to 1910; the newest is Chase's at 970 Paradise Rd, from 2023.

Of the 1 location with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.

Banks open on Saturday in Swampscott

Short answer: 1 of the 1 Swampscott location with published hours opens on Saturday, run by 1 institution.

  • Citizens: 1 of 1 branch (500 Paradise Rd: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Swampscott, and where the nearest one is if they do not.

Short answer: In Swampscott: Chase (1). No branches in Swampscott: Wells Fargo (nearest in Boston, 12 mi), Bank of America (nearest in Salem, 1 mi), PNC Bank (nearest in Lynnfield, 7 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Salem, 1 mi), BMO.

BankIn SwampscottNearest branch if none here
Chase1 branchhere
Wells FargoNoneBoston, 12 miles away
Bank of AmericaNoneSalem, 1 mile away
PNC BankNoneLynnfield, 7 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
TD BankNoneSalem, 1 mile away
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Swampscott to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Swampscott residents like anyone else.

Banks near Swampscott

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Salem (2 miles) and Marblehead (3 miles). Peabody, 5 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Swampscott

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Swampscott between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Swampscott by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Swampscott offices.

Short answer: Chase is the largest bank with offices in Swampscott, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Citizens is second with $232.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Citizens$232.52 billionNo. 201Providence, RI
Santander$103.96 billionNo. 321Wilmington, DE
Eastern Bank$31.13 billionNo. 701Boston, MA
Salem Five Cents Savings Bank$8.82 billionNo. 1841Salem, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Swampscott: FAQ

How many banks are in Swampscott, MA?

Swampscott has 5 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Swampscott?

Chase, with 1. Citizens has 1 and Santander has 1.

Is there a Chase in Swampscott, MA?

Yes. FDIC data lists 1 Chase branch in Swampscott as of September 5, 2026. The address and directions are under Chase above.

Is there a Citizens in Swampscott, MA?

Yes. FDIC data lists 1 Citizens branch in Swampscott as of September 5, 2026. The address and directions are under Citizens above.

Is there a Santander in Swampscott, MA?

Yes. FDIC data lists 1 Santander branch in Swampscott as of September 5, 2026. The address and directions are under Santander above.

Is there a Wells Fargo in Swampscott, MA?

No. FDIC data lists no Wells Fargo branch in Swampscott as of September 5, 2026. The nearest is in Boston, about 12 miles away in a straight line.

Which banks in Swampscott are open on Saturday?

Citizens publishes Saturday hours for one or more Swampscott locations. The Saturday section above lists each one with its hours. 4 of the 5 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Swampscott?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Did any bank branches open or close in Swampscott in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Swampscott?

Nearby cities with more banks include Salem, Marblehead, Lynn. Salem is 2 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 5 branches: Citizens)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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