US Bank Directory
Banks in Chelmsford, MA
10 FDIC-insured banks operate 11 offices in Chelmsford, Massachusetts, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Chelmsford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 14 locations in Chelmsford, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Chelmsford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Rockland Trust has the most locations in Chelmsford, with 2. The other 9 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Rockland Trust Bank · 2
Rockland Trust has 2 branches in Chelmsford, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chelmsford location is the Chelmsford - Drum Hill Rd Branch at 20 Drum Hill Rd, dating to 1971; the newest, at 185 Littleton Rd, to 1993. It does not publish hours in the sources this page uses; check its site before you go.
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Chelmsford - Littleton Rd Branch185 Littleton Rd, 01824
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Chelmsford - Drum Hill Rd Branch20 Drum Hill Rd, 01824
Bank of America Bank · 1
Bank of America has 1 branch in Chelmsford, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Chelmsford Branch at 2 Summer St dates to 1978 in FDIC branch records. Its published hours do not list Saturday.
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Chelmsford Branch2 Summer St, 01824
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Beacon Bank and Trust Bank · 1
Beacon Bank and Trust has 1 branch in Chelmsford, 70 across Massachusetts and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Chelmsford Branch at 116 Chelmsford St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chelmsford Branch116 Chelmsford St, 01824
Chase Bank · 1
Chase has 1 branch in Chelmsford, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Chelmsford Branch at 50 Drum Hill Rd dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chelmsford Branch50 Drum Hill Rd, 01824
Citizens Bank · 1
Citizens has 1 branch in Chelmsford, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Chelmsford S&S Branch at 299 Chelmsford St dates to 2011 in FDIC branch records. It opens on Saturday.
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Chelmsford S&S Branch299 Chelmsford St, 01824
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Eastern Bank Bank · 1
Eastern Bank has 1 branch in Chelmsford, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. The Chelmsford Branch at 291 Chelmsford St dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chelmsford Branch291 Chelmsford St, 01824
Jeanne D'arc Credit Union Credit union · 1
Jeanne D'arc Credit Union has 1 office in Chelmsford, 11 across Massachusetts. It is based in Lowell, MA and $2.19 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Chelmsford245 Chelmsford St, 01824
All hours
Mon to Wed 7:30 am to 4 pm; Thu to Fri 7:30 am to 6 pm; Sat 7:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Northern Bank Bank · 1
Northern Bank has 1 branch in Chelmsford, 14 across Massachusetts and 14 nationwide. FDIC records list its main office in Woburn, MA and show it operating since 1960. With $3.38 billion in total assets on June 30, 2026, it ranks No. 382 of 4,232 U.S. banks by total assets. The Chelmsford Branch at 14 Littleton Rd dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chelmsford Branch14 Littleton Rd, 01824
Santander Bank · 1
Santander has 1 branch in Chelmsford, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Chelmsford Branch at 5 Billerica Rd dates to 1958 in FDIC branch records. It opens on Saturday.
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Chelmsford Branch5 Billerica Rd, 01824
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Chelmsford, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Drum Hill Branch at 41 Drum Hill Rd dates to 1969 in FDIC branch records. It opens on Saturday.
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Drum Hill Branch41 Drum Hill Rd, 01824
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
The Lowell Five Cent Savings Bank Bank · 1
The Lowell Five Cent Savings Bank has 1 branch in Chelmsford, 14 across Massachusetts and 15 nationwide. FDIC records list its main office in Tewksbury, MA and show it operating since 1854. With $1.90 billion in total assets on June 30, 2026, it ranks No. 629 of 4,232 U.S. banks by total assets. The Chelmsford Branch at 23 Fletcher St dates to 1955 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chelmsford Branch23 Fletcher St, 01824
Usalliance Credit Union Credit union · 1
Usalliance Credit Union has 1 office in Chelmsford, 2 across Massachusetts. It is based in Rye, NY and $3.37 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Chelmsford300 Apollo Dr, 01824
All hours
Mon to Fri 8:15 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Workers Credit Union Credit union · 1
Workers Credit Union has 1 office in Chelmsford, 13 across Massachusetts. It is based in Littleton, MA and $2.51 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Chelmsford Office6 Turnpike Rd, 01824
All hours
Mon to Tue not published; Wed 9 am to 5 pm; Thu 9 am to 6 pm; Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Chelmsford
3 credit unions have 3 offices here: Usalliance Credit Union, Workers Credit Union and Jeanne D'arc Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chelmsford page has every office in the state's directory.
Banking in Chelmsford: the local picture
Short answer: 10 banks run 11 branches in Chelmsford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Chelmsford, 5 elsewhere in Massachusetts and 5 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Northern Bank's office at 14 Littleton Rd, dating to 1892; the newest is Chase's at 50 Drum Hill Rd, from 2022.
3 credit unions have 3 offices in Chelmsford, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 5 open on Saturday. 7 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Chelmsford
Short answer: 5 of the 7 Chelmsford locations with published hours open on Saturday, run by 5 institutions.
- TD Bank: 1 of 1 branch (41 Drum Hill Rd: Saturday 9 am to 1 pm)
- Citizens: 1 of 1 branch (299 Chelmsford St: Saturday 10 am to 3 pm)
- Santander: 1 of 1 branch (5 Billerica Rd: Saturday 9 am to 1 pm)
- Workers Credit Union: 1 of 1 office (6 Turnpike Rd: Saturday 9 am to 1 pm)
- Jeanne D'arc Credit Union: 1 of 1 office (245 Chelmsford St: Saturday 7:30 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Chelmsford, and where the nearest one is if they do not.
Short answer: In Chelmsford: Chase (1), Bank of America (1), TD Bank (1). No branches in Chelmsford: Wells Fargo (nearest in Boston, 23 mi), PNC Bank (nearest in Burlington, 12 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Chelmsford | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | Boston, 23 miles away |
| PNC Bank | None | Burlington, 12 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chelmsford to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chelmsford residents like anyone else.
Banks near Chelmsford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lowell (3 miles) and North Billerica (4 miles). Lowell, 3 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lowell, MA | 3 mi | 10 | 14 |
| Banks in North Billerica, MA | 4 mi | 2 | 2 |
| Banks in Westford, MA | 4 mi | 8 | 8 |
| Banks in Tyngsboro, MA | 5 mi | 2 | 2 |
| Banks in Dracut, MA | 5 mi | 4 | 4 |
| Banks in Tewksbury, MA | 6 mi | 5 | 7 |
| Banks in Billerica, MA | 6 mi | 8 | 8 |
| Banks in Littleton, MA | 7 mi | 3 | 3 |
Bank branch openings and closings in Chelmsford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Chelmsford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Chelmsford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chelmsford offices.
Short answer: Chase is the largest bank with offices in Chelmsford, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Eastern Bank | $31.13 billion | No. 70 | 1 | Boston, MA |
| Rockland Trust | $24.97 billion | No. 86 | 2 | Rockland, MA |
| Beacon Bank and Trust | $22.20 billion | No. 98 | 1 | Boston, MA |
| Northern Bank | $3.38 billion | No. 382 | 1 | Woburn, MA |
| The Lowell Five Cent Savings Bank | $1.90 billion | No. 629 | 1 | Tewksbury, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Chelmsford: FAQ
How many banks are in Chelmsford, MA?
Chelmsford has 10 banks with 11 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Chelmsford?
Rockland Trust, with 2. Chase has 1 and Bank of America has 1.
Is there a Rockland Trust in Chelmsford, MA?
Yes. FDIC data lists 2 Rockland Trust branches in Chelmsford as of September 5, 2026. Its branches are listed under Rockland Trust above, with the address and directions for each.
Is there a Chase in Chelmsford, MA?
Yes. FDIC data lists 1 Chase branch in Chelmsford as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Chelmsford, MA?
Yes. FDIC data lists 1 Bank of America branch in Chelmsford as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Chelmsford, MA?
No. FDIC data lists no Wells Fargo branch in Chelmsford as of September 5, 2026. The nearest is in Boston, about 23 miles away in a straight line.
Which banks in Chelmsford are open on Saturday?
TD Bank, Citizens, Santander and Workers Credit Union and 1 more publish Saturday hours for one or more Chelmsford locations. The Saturday section above lists each one with its hours. 7 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Chelmsford?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Chelmsford?
Usalliance Credit Union, Workers Credit Union and Jeanne D'arc Credit Union have offices in Chelmsford. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Chelmsford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Chelmsford?
Nearby cities with more banks include Lowell, North Billerica, Westford. Lowell is 3 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 11 branches: Bank of America, Citizens, Santander, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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