US Bank Directory
Banks in Dracut, MA
4 FDIC-insured banks operate 4 offices in Dracut, Massachusetts, and 1 credit union has 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Dracut
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 7 locations in Dracut, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Dracut
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Dracut, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Jeanne D'arc Credit Union Credit union · 3
Jeanne D'arc Credit Union has 3 officees in Dracut, 11 across Massachusetts. It is based in Lowell, MA and $2.19 billion in assets on March 31, 2026, according to its NCUA call report. 2 of its 3 Dracut locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Dracut Lakeview1345 Lakeview Ave, 01826
All hours
Mon to Wed 7:30 am to 4 pm; Thu to Fri 7:30 am to 6 pm; Sat 7:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Dracut High School1540 Lakeview Ave, 01826
All hours
Mon to Fri 7 am to 2 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Dracut - Bridge1595 Bridge St, 01826
All hours
Mon to Wed 7:30 am to 4 pm; Thu to Fri 7:30 am to 6 pm; Sat 7:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Eastern Bank Bank · 1
Eastern Bank has 1 branch in Dracut, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. The Dracut Branch at 45 Broadway Rd dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Dracut Branch45 Broadway Rd, 01826
Rockland Trust Bank · 1
Rockland Trust has 1 branch in Dracut, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. The Dracut Branch at 1168 Lakeview Ave dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Dracut Branch1168 Lakeview Ave, 01826
The Lowell Five Cent Savings Bank Bank · 1
The Lowell Five Cent Savings Bank has 1 branch in Dracut, 14 across Massachusetts and 15 nationwide. FDIC records list its main office in Tewksbury, MA and show it operating since 1854. With $1.90 billion in total assets on June 30, 2026, it ranks No. 629 of 4,232 U.S. banks by total assets. The Dracut Branch at 2021 Lakeview Ave dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Dracut Branch2021 Lakeview Ave, 01826
Washington Savings Bank Bank · 1
Washington Savings Bank has 1 branch in Dracut, 2 across Massachusetts and 2 nationwide. FDIC records list its main office in Lowell, MA and show it operating since 1892. With $302.3 million in total assets on June 30, 2026, it ranks No. 2,470 of 4,232 U.S. banks by total assets. The Dracut Branch at 100 Broadway Rd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Dracut Branch100 Broadway Rd, 01826
Join a credit union in Dracut
1 credit union has 3 offices here: Jeanne D'arc Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Dracut page has every office in the state's directory.
Banking in Dracut: the local picture
Short answer: 4 banks run 4 branches in Dracut according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Dracut, 4 elsewhere in Massachusetts, according to the FDIC.
The bank with the longest record here is The Lowell Five Cent Savings Bank, operating since 1854 according to the FDIC. In FDIC branch records, the longest-running branch is The Lowell Five Cent Savings Bank's office at 2021 Lakeview Ave, dating to 1974; the newest is Rockland Trust's at 1168 Lakeview Ave, from 1997.
The only credit union with an office here is Jeanne D'arc Credit Union.
Of the 3 locations with published hours. 2 open on Saturday. 4 locations have no published hours in these sources.
Credit unions open on Saturday in Dracut
Short answer: 2 of the 3 Dracut locations with published hours open on Saturday, run by 1 institution.
- Jeanne D'arc Credit Union: 2 of 3 offices (1345 Lakeview Ave: Saturday 7:30 am to 12 pm, and 1 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Dracut, and where the nearest one is if they do not.
Short answer: No branches in Dracut: Chase (nearest in Lowell, 2 mi), Wells Fargo (nearest in Boston, 26 mi), Bank of America (nearest in Lowell, 4 mi), PNC Bank (nearest in Burlington, 14 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Lowell, 2 mi), BMO.
| Bank | In Dracut | Nearest branch if none here |
|---|---|---|
| Chase | None | Lowell, 2 miles away |
| Wells Fargo | None | Boston, 26 miles away |
| Bank of America | None | Lowell, 4 miles away |
| PNC Bank | None | Burlington, 14 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Lowell, 2 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Dracut to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Dracut residents like anyone else.
Banks near Dracut
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lowell (2 miles) and Tyngsboro (5 miles). Lowell, 2 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lowell, MA | 2 mi | 10 | 14 |
| Banks in Tyngsboro, MA | 5 mi | 2 | 2 |
| Banks in Chelmsford, MA | 5 mi | 10 | 11 |
| Banks in Tewksbury, MA | 6 mi | 5 | 7 |
| Banks in North Billerica, MA | 7 mi | 2 | 2 |
| Banks in Methuen, MA | 8 mi | 9 | 12 |
| Banks in Lawrence, MA | 8 mi | 9 | 11 |
| Banks in Westford, MA | 9 mi | 8 | 8 |
Bank branch openings and closings in Dracut
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Dracut between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Dracut by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Dracut offices.
Short answer: Eastern Bank is the largest bank with offices in Dracut, with $31.13 billion in total assets on June 30, 2026, No. 70 among U.S. banks by total assets. Rockland Trust is second with $24.97 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Eastern Bank | $31.13 billion | No. 70 | 1 | Boston, MA |
| Rockland Trust | $24.97 billion | No. 86 | 1 | Rockland, MA |
| The Lowell Five Cent Savings Bank | $1.90 billion | No. 629 | 1 | Tewksbury, MA |
| Washington Savings Bank | $302.3 million | No. 2,470 | 1 | Lowell, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Dracut: FAQ
How many banks are in Dracut, MA?
Dracut has 4 banks with 4 branches and 1 credit union with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Dracut?
Eastern Bank, with 1. Rockland Trust has 1 and The Lowell Five Cent Savings Bank has 1.
Is there a Eastern Bank in Dracut, MA?
Yes. FDIC data lists 1 Eastern Bank branch in Dracut as of September 5, 2026. The address and directions are under Eastern Bank above.
Is there a Rockland Trust in Dracut, MA?
Yes. FDIC data lists 1 Rockland Trust branch in Dracut as of September 5, 2026. The address and directions are under Rockland Trust above.
Is there a The Lowell Five Cent Savings Bank in Dracut, MA?
Yes. FDIC data lists 1 The Lowell Five Cent Savings Bank branch in Dracut as of September 5, 2026. The address and directions are under The Lowell Five Cent Savings Bank above.
Is there a Chase in Dracut, MA?
No. FDIC data lists no Chase branch in Dracut as of September 5, 2026. The nearest is in Lowell, about 2 miles away in a straight line.
Which banks in Dracut are open on Saturday?
Jeanne D'arc Credit Union publishes Saturday hours for one or more Dracut locations. The Saturday section above lists each one with its hours. 4 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Dracut?
The Lowell Five Cent Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1854.
Which credit unions can I join in Dracut?
Jeanne D'arc Credit Union has an office in Dracut. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Dracut in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Dracut?
Nearby cities with more banks include Lowell, Tyngsboro, Chelmsford. Lowell is 2 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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