US Bank Directory

Banks in Westford, MA

8 FDIC-insured banks operate 8 offices in Westford, Massachusetts, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Westford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 10 banks and credit unions operate 10 locations in Westford, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

9 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Westford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 8 banks share the most locations in Westford, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Westford, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Westford Branch at 190 Littleton Rd dates to 1972 in FDIC branch records. Its published hours do not list Saturday.

  • Westford Branch
    190 Littleton Rd, 01886
    (978) 399-0150Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Westford, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Westford Branch at 174 Littleton Rd, Ste 1 dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Westford Branch
    174 Littleton Rd, Ste 1, 01886
    Hours: see the bank's site
Chase: profile, branches and contacts
Eastern Bank 1 branch · main office Boston, MA Bank · 1

Eastern Bank has 1 branch in Westford, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. The Westford Branch at 203 Littleton Rd dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Westford Branch
    203 Littleton Rd, 01886
    Hours: see the bank's site
Eastern Bank: profile, branches and contacts
Jeanne D'arc Credit Union 1 office · main office Lowell, MA Credit union · 1

Jeanne D'arc Credit Union has 1 office in Westford, 11 across Massachusetts. It is based in Lowell, MA and $2.19 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Westford
    196 Littleton Rd, 01886
    (978) 452-5001Today 7:30 am to 4 pm
    All hours

    Mon to Wed 7:30 am to 4 pm; Thu to Fri 7:30 am to 6 pm; Sat 7:30 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Jeanne D'arc Credit Union: profile, branches and contacts
Middlesex Savings Bank 1 branch · main office Natick, MA Bank · 1

Middlesex Savings Bank has 1 branch in Westford, 35 across Massachusetts and 35 nationwide. FDIC records list its main office in Natick, MA and show it operating since 1835. With $6.15 billion in total assets on June 30, 2026, it ranks No. 246 of 4,232 U.S. banks by total assets. The Westford Branch at 160 Littleton Rd dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Westford Branch
    160 Littleton Rd, 01886
    Hours: see the bank's site
Middlesex Savings Bank: profile, branches and contacts
Northern Bank 1 branch · main office Woburn, MA Bank · 1

Northern Bank has 1 branch in Westford, 14 across Massachusetts and 14 nationwide. FDIC records list its main office in Woburn, MA and show it operating since 1960. With $3.38 billion in total assets on June 30, 2026, it ranks No. 382 of 4,232 U.S. banks by total assets. The Westford Branch at 45 Main St dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Northern Bank: profile, branches and contacts
Rockland Trust Rockland Trust Company · 1 branch · main office Rockland, MA Bank · 1

Rockland Trust has 1 branch in Westford, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. The Westford Branch at 237 Littleton Rd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Westford Branch
    237 Littleton Rd, 01886
    Hours: see the bank's site
Rockland Trust: profile, branches and contacts
Santander Santander Bank, N.A. · 1 branch · main office Wilmington, DE Bank · 1

Santander has 1 branch in Westford, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Westford Branch at 160 Littleton Road Rt110 dates to 1986 in FDIC branch records. It opens on Saturday.

  • Westford Branch
    160 Littleton Road Rt110, 01886
    (978) 692-1900Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Santander branch locator (All The Places), checked Oct 10, 2026

Santander: profile, branches and contacts
The Lowell Five Cent Savings Bank 1 branch · main office Tewksbury, MA Bank · 1

The Lowell Five Cent Savings Bank has 1 branch in Westford, 14 across Massachusetts and 15 nationwide. FDIC records list its main office in Tewksbury, MA and show it operating since 1854. With $1.90 billion in total assets on June 30, 2026, it ranks No. 629 of 4,232 U.S. banks by total assets. The Westford Branch at 499 Groton Rd dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Lowell Five Cent Savings Bank: profile, branches and contacts
Workers Credit Union 1 office · main office Littleton, MA Credit union · 1

Workers Credit Union has 1 office in Westford, 13 across Massachusetts. It is based in Littleton, MA and $2.51 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Westford Office
    294 Littleton Road #296 Rt 110, 01886
    (978) 345-1021Today 9 am to 5 pm
    All hours

    Mon to Tue not published; Wed 9 am to 5 pm; Thu 9 am to 6 pm; Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Workers Credit Union: profile, branches and contacts

Join a credit union in Westford

2 credit unions have 2 offices here: Workers Credit Union and Jeanne D'arc Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Westford page has every office in the state's directory.

Banking in Westford: the local picture

Short answer: 8 banks run 8 branches in Westford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Westford, 5 elsewhere in Massachusetts and 3 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 190 Littleton Rd, dating to 1972; the newest is Chase's at 174 Littleton Rd, Ste 1, from 2023.

2 credit unions have 2 offices in Westford, according to the NCUA. Who can join each one is on the credit unions page.

Of the 4 locations with published hours. 3 open on Saturday. 6 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Westford

Short answer: 3 of the 4 Westford locations with published hours open on Saturday, run by 3 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Westford, and where the nearest one is if they do not.

Short answer: In Westford: Chase (1), Bank of America (1). No branches in Westford: Wells Fargo (nearest in Boston, 24 mi), PNC Bank (nearest in Burlington, 13 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Chelmsford, 5 mi), BMO.

BankIn WestfordNearest branch if none here
Chase1 branchhere
Bank of America1 branchhere
Wells FargoNoneBoston, 24 miles away
PNC BankNoneBurlington, 13 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
TD BankNoneChelmsford, 5 miles away
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Westford to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Westford residents like anyone else.

Banks near Westford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Littleton (3 miles) and Chelmsford (4 miles). Chelmsford, 4 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Westford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Westford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Westford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Westford offices.

Short answer: Chase is the largest bank with offices in Westford, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Santander$103.96 billionNo. 321Wilmington, DE
Eastern Bank$31.13 billionNo. 701Boston, MA
Rockland Trust$24.97 billionNo. 861Rockland, MA
Middlesex Savings Bank$6.15 billionNo. 2461Natick, MA
Northern Bank$3.38 billionNo. 3821Woburn, MA
The Lowell Five Cent Savings Bank$1.90 billionNo. 6291Tewksbury, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Westford: FAQ

How many banks are in Westford, MA?

Westford has 8 banks with 8 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Westford?

Chase, with 1. Bank of America has 1 and Santander has 1.

Is there a Chase in Westford, MA?

Yes. FDIC data lists 1 Chase branch in Westford as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Westford, MA?

Yes. FDIC data lists 1 Bank of America branch in Westford as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Santander in Westford, MA?

Yes. FDIC data lists 1 Santander branch in Westford as of September 5, 2026. The address and directions are under Santander above.

Is there a Wells Fargo in Westford, MA?

No. FDIC data lists no Wells Fargo branch in Westford as of September 5, 2026. The nearest is in Boston, about 24 miles away in a straight line.

Which banks in Westford are open on Saturday?

Santander, Workers Credit Union and Jeanne D'arc Credit Union publish Saturday hours for one or more Westford locations. The Saturday section above lists each one with its hours. 6 of the 10 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Westford?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Westford?

Workers Credit Union and Jeanne D'arc Credit Union have offices in Westford. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Westford in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Westford?

Nearby cities with more banks include Littleton, Chelmsford, Acton. Littleton is 3 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 8 branches: Bank of America, Santander)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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