US Bank Directory
Banks in Lawrence, MA
9 FDIC-insured banks operate 11 offices in Lawrence, Massachusetts, and 3 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lawrence
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 16 locations in Lawrence, according to the FDIC and the NCUA. 16 of them have coordinates on record and are on the map. 11 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
16 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lawrence
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: TD Bank and Santander have the most locations in Lawrence, with 2 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Brightbridge Credit Union Credit union · 3
Brightbridge Credit Union has 3 officees in Lawrence, 28 across Massachusetts. It is based in Lawrence, MA and $2.39 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Lawrence locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office500 Merrimack St, 01843
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Lawrence General1 General St, 01841
All hours
Mon 8:30 am to 4 pm; Tue not published; Wed 8:30 am to 4 pm; Thu not published; Fri 8:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Lawrence Branch500A Merrimack St, 01843
All hours
Mon to Wed 8:30 am to 5 pm; Thu to Fri 8:30 am to 6 pm; Sat 8:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Santander Bank · 2
Santander has 2 branches in Lawrence, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Lawrence - Essex Street Branch at 296 Essex St dates to 1847 in FDIC branch records. All 2 of its Lawrence locations with published hours open on Saturday.
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Lawrence - Essex Street Branch296 Essex St, 01840
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
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South Lawrence Branch460 S Union St, 01843
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
TD Bank Bank · 2
TD Bank has 2 branches in Lawrence, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The South Broadway Branch at 305 S Broadway dates to 1933 in FDIC branch records. All 2 of its Lawrence locations with published hours open on Saturday.
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South Broadway Branch305 S Broadway, 01843
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
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Lawrence Branch440 Essex St, 01840
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Lawrence, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The South Lawrence Branch at 67 Winthrop Ave dates to 1989 in FDIC branch records. It opens on Saturday.
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South Lawrence Branch67 Winthrop Ave, 01843
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Beacon Bank and Trust Bank · 1
Beacon Bank and Trust has 1 branch in Lawrence, 70 across Massachusetts and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Lawrence Branch at 435 Winthrop Ave dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lawrence Branch435 Winthrop Ave, 01843
Chase Bank · 1
Chase has 1 branch in Lawrence, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Lawrence Essex St Branch at 295 Essex St dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lawrence Essex St Branch295 Essex St, 01840
Citizens Bank · 1
Citizens has 1 branch in Lawrence, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Lawrence Branch at 160 Winthrop Ave dates to 1988 in FDIC branch records. It opens on Saturday.
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Lawrence Branch160 Winthrop Ave, 01843
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Eastern Bank Bank · 1
Eastern Bank has 1 branch in Lawrence, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. The Lawrence Branch at 486 Essex St dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lawrence Branch486 Essex St, 01840
Metro Credit Union Credit union · 1
Metro Credit Union has 1 office in Lawrence, 18 across Massachusetts. It is based in Chelsea, MA and $3.30 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lawrence215 S Broadway, 01843
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Nesc Credit Union Credit union · 1
Nesc Credit Union has 1 office in Lawrence, 4 across Massachusetts. It is based in Methuen, MA and $125.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lawrence Branch14 Amesbury St, 01840
All hours
Mon 8:30 am to 5 pm; Tue to Fri not published; Sat 8:30 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Reading Co-operative Bank Bank · 1
Reading Co-operative Bank has 1 branch in Lawrence, 13 across Massachusetts and 13 nationwide. FDIC records list its main office in Reading, MA and show it operating since 1886. With $1.19 billion in total assets on June 30, 2026, it ranks No. 904 of 4,232 U.S. banks by total assets. The Reading Cooperative Bank Branch at 215 Canal St dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Reading Cooperative Bank Branch215 Canal St, 01840
Rockland Trust Bank · 1
Rockland Trust has 1 branch in Lawrence, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. The Lawrence Branch at 290 Merrimack St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lawrence Branch290 Merrimack St, 01843
Join a credit union in Lawrence
3 credit unions have 5 offices here: Brightbridge Credit Union, Metro Credit Union and Nesc Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lawrence page has every office in the state's directory.
Banking in Lawrence: the local picture
Short answer: 9 banks run 11 branches in Lawrence according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in Lawrence, 4 elsewhere in Massachusetts and 5 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Santander's office at 296 Essex St, dating to 1847; the newest is Beacon Bank and Trust's at 435 Winthrop Ave, from 2025.
3 credit unions have 5 offices in Lawrence, according to the NCUA. Who can join each one is on the credit unions page.
Of the 11 locations with published hours. 9 open on Saturday. 5 locations have no published hours in these sources.
Banks by ZIP code in Lawrence
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 01843 has the most bank and credit union offices in Lawrence (9), followed by 01840 (6) and 01841 (1). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 01843 | 9 | 8 | Brightbridge Credit Union, Bank of America, Beacon Bank and Trust |
| 01840 | 6 | 6 | Chase, Eastern Bank, Nesc Credit Union |
| 01841 | 1 | 1 | Brightbridge Credit Union |
Banks and credit unions open on Saturday in Lawrence
Short answer: 9 of the 11 Lawrence locations with published hours open on Saturday, run by 7 institutions.
- TD Bank: 2 of 2 branches (305 S Broadway: Saturday 9 am to 1 pm, and 1 more)
- Santander: 2 of 2 branches (296 Essex St: Saturday 9 am to 1 pm, and 1 more)
- Bank of America: 1 of 1 branch (67 Winthrop Ave: Saturday 9 am to 2 pm)
- Citizens: 1 of 1 branch (160 Winthrop Ave: Saturday 9 am to 12 pm)
- Brightbridge Credit Union: 1 of 3 offices (500A Merrimack St: Saturday 8:30 am to 1 pm)
- Metro Credit Union: 1 of 1 office (215 S Broadway: Saturday 9 am to 1 pm)
- Nesc Credit Union: 1 of 1 office (14 Amesbury St: Saturday 8:30 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lawrence, and where the nearest one is if they do not.
Short answer: In Lawrence: Chase (1), Bank of America (1), TD Bank (2). No branches in Lawrence: Wells Fargo (nearest in Boston, 24 mi), PNC Bank (nearest in Lynnfield, 14 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Lawrence | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| TD Bank | 2 branches | here |
| Wells Fargo | None | Boston, 24 miles away |
| PNC Bank | None | Lynnfield, 14 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lawrence to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lawrence residents like anyone else.
Banks near Lawrence
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are North Andover (2 miles) and Methuen (2 miles). Andover, 3 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in North Andover, MA | 2 mi | 10 | 11 |
| Banks in Methuen, MA | 2 mi | 9 | 12 |
| Banks in Andover, MA | 3 mi | 11 | 11 |
| Banks in Haverhill, MA | 7 mi | 7 | 12 |
| Banks in Tewksbury, MA | 7 mi | 5 | 7 |
| Banks in Dracut, MA | 8 mi | 4 | 4 |
| Banks in Georgetown, MA | 8 mi | 2 | 2 |
| Banks in North Reading, MA | 9 mi | 4 | 4 |
Bank branch openings and closings in Lawrence
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lawrence between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lawrence
Short answer: 1 institution has its main office in Lawrence: Brightbridge Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Brightbridge Credit Union | Credit union | $2.39 billion | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lawrence by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lawrence offices.
Short answer: Chase is the largest bank with offices in Lawrence, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 2 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 2 | Wilmington, DE |
| Eastern Bank | $31.13 billion | No. 70 | 1 | Boston, MA |
| Rockland Trust | $24.97 billion | No. 86 | 1 | Rockland, MA |
| Beacon Bank and Trust | $22.20 billion | No. 98 | 1 | Boston, MA |
| Reading Co-operative Bank | $1.19 billion | No. 904 | 1 | Reading, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lawrence: FAQ
How many banks are in Lawrence, MA?
Lawrence has 9 banks with 11 branches and 3 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lawrence?
TD Bank, with 2. Santander has 2 and Chase has 1.
Is there a TD Bank in Lawrence, MA?
Yes. FDIC data lists 2 TD Bank branches in Lawrence as of September 5, 2026. Its branches are listed under TD Bank above, with the address and directions for each.
Is there a Santander in Lawrence, MA?
Yes. FDIC data lists 2 Santander branches in Lawrence as of September 5, 2026. Its branches are listed under Santander above, with the address and directions for each.
Is there a Chase in Lawrence, MA?
Yes. FDIC data lists 1 Chase branch in Lawrence as of September 5, 2026. The address and directions are under Chase above.
Is there a Wells Fargo in Lawrence, MA?
No. FDIC data lists no Wells Fargo branch in Lawrence as of September 5, 2026. The nearest is in Boston, about 24 miles away in a straight line.
Which banks in Lawrence are open on Saturday?
TD Bank, Santander, Bank of America and Citizens and 3 more publish Saturday hours for one or more Lawrence locations. The Saturday section above lists each one with its hours. 5 of the 16 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lawrence?
Brightbridge Credit Union has its main office in Lawrence, according to the FDIC and the NCUA.
What is the oldest bank in Lawrence?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Lawrence?
Brightbridge Credit Union, Metro Credit Union and Nesc Credit Union have offices in Lawrence. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lawrence in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lawrence?
Nearby cities with more banks include North Andover, Methuen, Andover. North Andover is 2 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 11 branches: Bank of America, Citizens, Santander, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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