US Bank Directory

Banks in Haverhill, MA

7 FDIC-insured banks operate 12 offices in Haverhill, Massachusetts, and 5 credit unions have 5 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Haverhill

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 12 banks and credit unions operate 17 locations in Haverhill, according to the FDIC and the NCUA. 17 of them have coordinates on record and are on the map. 8 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

17 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Haverhill

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Haverhill Bank has the most locations in Haverhill, with 4. It is followed by Pentucket Bank (3). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Haverhill Bank 4 branches · main office Haverhill, MA Bank · 4

Haverhill Bank has 4 branches in Haverhill, 6 across Massachusetts and 7 nationwide. FDIC records list its main office in Haverhill, MA and show it operating since 1877. With $636.8 million in total assets on June 30, 2026, it ranks No. 1,494 of 4,232 U.S. banks by total assets. Its main office at 180 Merrimack St dates to 1877 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    180 Merrimack St, 01830
    Hours: see the bank's site
  • Main Street Haverhill Branch
    1094 Main St, 01830
    Hours: see the bank's site
  • Haverhill Branch
    163 S Main St, 01835
    Hours: see the bank's site
  • Internet Banking Branch
    180 Merrimack St, 01830
    Hours: see the bank's site
Haverhill Bank: profile, branches and contacts
Pentucket Bank 3 branches · main office Haverhill, MA Bank · 3

Pentucket Bank has 3 branches in Haverhill, 4 across Massachusetts and 6 nationwide. FDIC records list its main office in Haverhill, MA and show it operating since 1891. With $1.12 billion in total assets on June 30, 2026, it ranks No. 945 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Haverhill location is its main office at 1 Merrimack St, dating to 1891; the newest, at 120 Lincoln Ave, to 1986. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1 Merrimack St, 01830
    Hours: see the bank's site
  • Stadium Branch
    120 Lincoln Ave, 01830
    Hours: see the bank's site
  • Lowell Avenue Branch
    395 Lowell Ave, 01832
    Hours: see the bank's site
Pentucket Bank: profile, branches and contacts
Align Credit Union 1 office · main office Lowell, MA Credit union · 1

Align Credit Union has 1 office in Haverhill, 5 across Massachusetts. It is based in Lowell, MA and $642.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Haverhill Branch
    20 Cushing Ave, 01830
    (800) 942-9575Today 9 am to 4:30 pm
    All hours

    Mon to Fri 9 am to 4:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Align Credit Union: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Haverhill, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Haverhill Branch at 191 Merrimack St dates to 1836 in FDIC branch records. It opens on Saturday.

  • Haverhill Branch
    191 Merrimack St, 01830
    (978) 374-6333Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Bank of New England 1 branch · main office Salem, NH Bank · 1

Bank of New England has 1 branch in Haverhill, 3 across Massachusetts and 9 nationwide. FDIC records list its main office in Salem, NH and show it operating since 1983. With $1.82 billion in total assets on June 30, 2026, it ranks No. 646 of 4,232 U.S. banks by total assets. The Haverhill Branch at 37 Emerson St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Bank of New England: profile, branches and contacts
Beverly Municipal Credit Union 1 office · main office Beverly, MA Credit union · 1

Beverly Municipal Credit Union has 1 office in Haverhill, 2 across Massachusetts. It is based in Beverly, MA and $26.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Htm Credit Union
    4 Summer St, 01830
    (978) 374-7396Closed today
    All hours

    Mon to Sun closed

    Hours: NCUA, March 31, 2026

Beverly Municipal Credit Union: profile, branches and contacts
Brightbridge Credit Union 1 office · main office Lawrence, MA Credit union · 1

Brightbridge Credit Union has 1 office in Haverhill, 28 across Massachusetts. It is based in Lawrence, MA and $2.39 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Central Plaza Branch
    2 Water St, 01830
    (978) 975-4095Today 8:30 am to 5 pm
    All hours

    Mon to Wed 8:30 am to 5 pm; Thu to Fri 8:30 am to 6 pm; Sat 8:30 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Brightbridge Credit Union: profile, branches and contacts
Haverhill Fire Department Credit Union 1 office · main office Haverhill, MA Credit union · 1

Haverhill Fire Department Credit Union has 1 office in Haverhill, 2 across Massachusetts. It is based in Haverhill, MA and $27.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    75 Kenoza Ave, 01830
    (978) 372-8833Today 8:30 am to 2 pm
    All hours

    Mon to Wed 8:30 am to 2 pm; Thu 8:30 am to 6 pm; Fri 8:30 am to 2 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Haverhill Fire Department Credit Union: profile, branches and contacts
Htm Credit Union 1 office · main office Haverhill, MA Credit union · 1

Htm Credit Union has 1 office in Haverhill, 1 across Massachusetts. It is based in Haverhill, MA and $29.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    4 Summer St Ste 3, 01830
    (978) 374-7386Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Htm Credit Union: profile, branches and contacts
Santander Santander Bank, N.A. · 1 branch · main office Wilmington, DE Bank · 1

Santander has 1 branch in Haverhill, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Haverhill Branch at 340 Main St dates to 1963 in FDIC branch records. It opens on Saturday.

  • Haverhill Branch
    340 Main St, 01830
    (978) 372-4729Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Santander branch locator (All The Places), checked Oct 10, 2026

Santander: profile, branches and contacts
TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Haverhill, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Haverhill Main Branch at 153 Merrimack St dates to 1828 in FDIC branch records. It opens on Saturday.

  • Haverhill Main Branch
    153 Merrimack St, 01830
    (978) 556-1031Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

TD Bank: profile, branches and contacts
The Lowell Five Cent Savings Bank 1 branch · main office Tewksbury, MA Bank · 1

The Lowell Five Cent Savings Bank has 1 branch in Haverhill, 14 across Massachusetts and 15 nationwide. FDIC records list its main office in Tewksbury, MA and show it operating since 1854. With $1.90 billion in total assets on June 30, 2026, it ranks No. 629 of 4,232 U.S. banks by total assets. The Haverhill Branch at 750 Main St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Lowell Five Cent Savings Bank: profile, branches and contacts

Join a credit union in Haverhill

5 credit unions have 5 offices here: Brightbridge Credit Union, Align Credit Union, Htm Credit Union, Haverhill Fire Department Credit Union and Beverly Municipal Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Haverhill page has every office in the state's directory.

Banking in Haverhill: the local picture

Short answer: 7 banks run 12 branches in Haverhill according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 2 have their main office in Haverhill, 1 elsewhere in Massachusetts and 4 out of state, according to the FDIC.

The bank with the longest record here is TD Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is TD Bank's office at 153 Merrimack St, dating to 1828; the newest is Haverhill Bank's at 180 Merrimack St, from 2016.

5 credit unions have 5 offices in Haverhill, according to the NCUA. Who can join each one is on the credit unions page.

Of the 8 locations with published hours. 5 open on Saturday. 9 locations have no published hours in these sources.

Banks by ZIP code in Haverhill

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 01830 has the most bank and credit union offices in Haverhill (15), followed by 01832 (1) and 01835 (1). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
018301512Haverhill Bank, Pentucket Bank, Align Credit Union
0183211Pentucket Bank
0183511Haverhill Bank

Banks and credit unions open on Saturday in Haverhill

Short answer: 5 of the 8 Haverhill locations with published hours open on Saturday, run by 5 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Haverhill, and where the nearest one is if they do not.

Short answer: In Haverhill: Bank of America (1), TD Bank (1). No branches in Haverhill: Chase (nearest in Lawrence, 6 mi), Wells Fargo (nearest in Boston, 29 mi), PNC Bank (nearest in Lynnfield, 18 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.

BankIn HaverhillNearest branch if none here
Bank of America1 branchhere
TD Bank1 branchhere
ChaseNoneLawrence, 6 miles away
Wells FargoNoneBoston, 29 miles away
PNC BankNoneLynnfield, 18 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Haverhill to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Haverhill residents like anyone else.

Banks near Haverhill

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Merrimac (6 miles) and Georgetown (6 miles). Andover, 9 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Haverhill

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Haverhill between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Haverhill

Short answer: 4 institutions have their main office in Haverhill: Haverhill Bank, Pentucket Bank, Htm Credit Union and Haverhill Fire Department Credit Union.

InstitutionTypeTotal assets, June 30, 2026Offices here
Haverhill BankBank$636.8 million4
Pentucket BankBank$1.12 billion3
Htm Credit UnionCredit union$29.5 million1
Haverhill Fire Department Credit UnionCredit union$27.3 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Haverhill by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Haverhill offices.

Short answer: Bank of America is the largest bank with offices in Haverhill, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. TD Bank is second with $342.80 billion. 2 of the 7 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
TD Bank$342.80 billionNo. 131Wilmington, DE
Santander$103.96 billionNo. 321Wilmington, DE
The Lowell Five Cent Savings Bank$1.90 billionNo. 6291Tewksbury, MA
Bank of New England$1.82 billionNo. 6461Salem, NH
Pentucket Bank$1.12 billionNo. 9453Haverhill, MA
Haverhill Bank$636.8 millionNo. 1,4944Haverhill, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Haverhill: FAQ

How many banks are in Haverhill, MA?

Haverhill has 7 banks with 12 branches and 5 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Haverhill?

Haverhill Bank, with 4. Pentucket Bank has 3 and Bank of America has 1.

Is there a Pentucket Bank in Haverhill, MA?

Yes. FDIC data lists 3 Pentucket Bank branches in Haverhill as of September 5, 2026, the main office at 1 Merrimack St. Its branches are listed under Pentucket Bank above, with the address and directions for each.

Is there a Bank of America in Haverhill, MA?

Yes. FDIC data lists 1 Bank of America branch in Haverhill as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Chase in Haverhill, MA?

No. FDIC data lists no Chase branch in Haverhill as of September 5, 2026. The nearest is in Lawrence, about 6 miles away in a straight line.

Which banks in Haverhill are open on Saturday?

Bank of America, TD Bank, Santander and Brightbridge Credit Union and 1 more publish Saturday hours for one or more Haverhill locations. The Saturday section above lists each one with its hours. 9 of the 17 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Haverhill?

Haverhill Bank, Pentucket Bank, Htm Credit Union and Haverhill Fire Department Credit Union have their main office in Haverhill, according to the FDIC and the NCUA.

What is the oldest bank in Haverhill?

TD Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.

Which credit unions can I join in Haverhill?

Brightbridge Credit Union, Align Credit Union, Htm Credit Union and Haverhill Fire Department Credit Union and 1 more have offices in Haverhill. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Haverhill in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Haverhill?

Nearby cities with more banks include Merrimac, Georgetown, Methuen. Merrimac is 6 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 5 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 12 branches: Bank of America, Santander, TD Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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