Banks in Merrimac, MA

Bank branch map: Merrimac

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Merrimac, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Merrimac

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: TruNorth Bank and Haverhill Bank have the most locations in Merrimac, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Haverhill Bank 1 branch · main office Haverhill, MA Bank · 1

Haverhill Bank has 1 branch in Merrimac, 6 across Massachusetts and 7 nationwide. FDIC records list its main office in Haverhill, MA and show it operating since 1877. With $636.8 million in total assets on June 30, 2026, it ranks No. 1,494 of 4,232 U.S. banks by total assets. The West Main Street Branch at 6 Main Street dates to 1889 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• West Main Street Branch

  6 Main Street, 01860

  Hours: see the bank's site
  DirectionsWebsite

Haverhill Bank: profile, branches and contacts

Haverhill Fire Department Credit Union 1 office · main office Haverhill, MA Credit union · 1

Haverhill Fire Department Credit Union has 1 office in Merrimac, 2 across Massachusetts. It is based in Haverhill, MA and $27.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Louise E Mills Federal Credit Union

  12 Merrimac Sq, 01860

  (978) 346-4561Today 12 am to 4:30 pm

  All hours

  Mon to Fri 12 am to 4:30 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Haverhill Fire Department Credit Union: profile, branches and contacts

TruNorth Bank 1 branch · main office Easthampton, MA Bank · 1

TruNorth Bank has 1 branch in Merrimac, 50 across Massachusetts and 11 nationwide. FDIC records list its main office in Easthampton, MA and show it operating since 1869. With $2.02 billion in total assets on June 30, 2026, it ranks No. 603 of 4,232 U.S. banks by total assets. The Merrimac Branch at 1 W Main St dates to 1871 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Merrimac Branch

  1 W Main St, 01860

  Hours: see the bank's site
  DirectionsWebsite

TruNorth Bank: profile, branches and contacts

Join a credit union in Merrimac

1 credit union has 1 office here: Haverhill Fire Department Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Merrimac page has every office in the state's directory.

Banking in Merrimac: the local picture

Short answer: 2 banks run 2 branches in Merrimac according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Merrimac, 2 elsewhere in Massachusetts, according to the FDIC.

The bank with the longest record here is TruNorth Bank, operating since 1869 according to the FDIC. In FDIC branch records, the longest-running branch is TruNorth Bank's office at 1 W Main St, dating to 1871; the newest is Haverhill Bank's at 6 Main Street, from 1889.

The only credit union with an office here is Haverhill Fire Department Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Merrimac

Short answer: None of the 1 Merrimac location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Merrimac, and where the nearest one is if they do not.

Short answer: No branches in Merrimac: Chase (nearest in Newburyport, 5 mi), Wells Fargo (nearest in Boston, 33 mi), Bank of America (nearest in Haverhill, 6 mi), PNC Bank (nearest in Lynnfield, 22 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Groveland, 5 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Merrimac to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Merrimac residents like anyone else.

Banks near Merrimac

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Amesbury (4 miles) and Haverhill (6 miles). North Andover, 12 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Merrimac

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Merrimac between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Merrimac by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Merrimac offices.

Short answer: TruNorth Bank is the largest bank with offices in Merrimac, with $2.02 billion in total assets on June 30, 2026, No. 603 among U.S. banks by total assets. Haverhill Bank is second with $636.8 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Merrimac: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.