Banks in Xenia, IL

Bank branch map: Xenia

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Xenia, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Xenia

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Community Bank, Xenia-Flora is the only bank with an office in Xenia. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Community Bank, Xenia-Flora 1 branch · main office Xenia, IL Bank · 1

First Community Bank, Xenia-Flora has 1 branch in Xenia, 2 across Illinois and 2 nationwide. FDIC records list its main office in Xenia, IL and show it operating since 1922. With $55.5 million in total assets on June 30, 2026, it ranks No. 4,024 of 4,232 U.S. banks by total assets. Its main office at 260 Front St dates to 1922 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  260 Front St, 62899

  Hours: see the bank's site
  DirectionsWebsite

First Community Bank, Xenia-Flora: profile, branches and contacts

Banking in Xenia: the local picture

Short answer: 1 bank runs 1 branch in Xenia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First Community Bank, Xenia-Flora has its main office in Xenia, according to the FDIC.

The bank with the longest record here is First Community Bank, Xenia-Flora, operating since 1922 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Xenia, and where the nearest one is if they do not.

Short answer: No branches in Xenia: Chase (nearest in Belleville, 70 mi), Wells Fargo (nearest in Canton, 152 mi), Bank of America (nearest in O Fallon, 70 mi), PNC Bank (nearest in Edwardsville, 72 mi), U.S. Bank (nearest in Mount Vernon, 28 mi), Truist, Fifth Third Bank (nearest in Mount Vernon, 27 mi), Huntington (nearest in Shorewood, 202 mi), Regions Bank (nearest in Centralia, 29 mi), TD Bank, BMO (nearest in Belleville, 72 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Xenia to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Xenia residents like anyone else.

Banks near Xenia

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Flora (8 miles) and Louisville (13 miles). Mount Vernon, 27 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Xenia

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Xenia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Xenia

Short answer: 1 institution has its main office in Xenia: First Community Bank, Xenia-Flora.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Xenia by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Xenia offices.

Short answer: First Community Bank, Xenia-Flora is the largest bank with offices in Xenia, with $55.5 million in total assets on June 30, 2026, No. 4,024 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Xenia: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.