US Bank Directory
Banks in Sandwich, IL
4 FDIC-insured banks operate 5 offices in Sandwich, Illinois.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Sandwich
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Sandwich, according to the FDIC. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Sandwich
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: FNBO has the most locations in Sandwich, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
FNBO Bank · 2
FNBO has 2 branches in Sandwich, 22 across Illinois and 139 nationwide. FDIC records list its main office in Omaha, NE and show it operating since 1857. With $34.20 billion in total assets on June 30, 2026, it ranks No. 64 of 4,232 U.S. banks by total assets. The Castle/Sandwich Branch at 100 W Church St dates to 1856 in FDIC branch records. It opens on Saturday.
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100 West Church Street Mobile Branch100 W Church St, 60548
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: FNBO branch locator (All The Places), checked Oct 10, 2026
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Castle/Sandwich Branch100 W Church St, 60548
Heartland Bank Bank · 1
Heartland Bank has 1 branch in Sandwich, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. The Sandwich Branch at 200 E Church St dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sandwich Branch200 E Church St, 60548
Midland States Bank Bank · 1
Midland States Bank has 1 branch in Sandwich, 48 across Illinois and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. The Sandwich Branch at 202 Indian Springs Dr dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sandwich Branch202 Indian Springs Dr, 60548
Old National Bank · 1
Old National has 1 branch in Sandwich, 86 across Illinois and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Sandwich Branch at 321 E Church St dates to 2012 in FDIC branch records. Its published hours do not list Saturday.
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Sandwich Branch321 E Church St, 60548
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Banking in Sandwich: the local picture
Short answer: 4 banks run 5 branches in Sandwich according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Sandwich, 2 elsewhere in Illinois and 2 out of state, according to the FDIC.
The bank with the longest record here is FNBO, operating since 1857 according to the FDIC. In FDIC branch records, the longest-running branch is FNBO's office at 100 W Church St, dating to 1856; the newest is Old National's at 321 E Church St, from 2012.
Of the 2 locations with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Banks open on Saturday in Sandwich
Short answer: 1 of the 2 Sandwich locations with published hours opens on Saturday, run by 1 institution.
- FNBO: 1 of 2 branches (100 W Church St: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sandwich, and where the nearest one is if they do not.
Short answer: No branches in Sandwich: Chase (nearest in Yorkville, 9 mi), Wells Fargo (nearest in Naperville, 26 mi), Bank of America (nearest in Aurora, 16 mi), PNC Bank (nearest in Aurora, 15 mi), U.S. Bank (nearest in Oswego, 16 mi), Truist, Fifth Third Bank (nearest in Aurora, 16 mi), Huntington (nearest in Aurora, 15 mi), Regions Bank (nearest in Peoria, 82 mi), TD Bank, BMO (nearest in Plano, 4 mi).
| Bank | In Sandwich | Nearest branch if none here |
|---|---|---|
| Chase | None | Yorkville, 9 miles away |
| Wells Fargo | None | Naperville, 26 miles away |
| Bank of America | None | Aurora, 16 miles away |
| PNC Bank | None | Aurora, 15 miles away |
| U.S. Bank | None | Oswego, 16 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Aurora, 16 miles away |
| Huntington | None | Aurora, 15 miles away |
| Regions Bank | None | Peoria, 82 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Plano, 4 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sandwich to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sandwich residents like anyone else.
Banks near Sandwich
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Somonauk (3 miles) and Plano (3 miles). Oswego, 15 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Somonauk, IL | 3 mi | 2 | 2 |
| Banks in Plano, IL | 3 mi | 3 | 3 |
| Banks in Yorkville, IL | 9 mi | 5 | 6 |
| Banks in Waterman, IL | 12 mi | 2 | 2 |
| Banks in Sugar Grove, IL | 13 mi | 5 | 6 |
| Banks in Montgomery, IL | 15 mi | 2 | 2 |
| Banks in Oswego, IL | 15 mi | 10 | 13 |
| Banks in Shabbona, IL | 16 mi | 2 | 2 |
Bank branch openings and closings in Sandwich
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sandwich between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Sandwich by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sandwich offices.
Short answer: Old National is the largest bank with offices in Sandwich, with $73.86 billion in total assets on June 30, 2026, No. 39 among U.S. banks by total assets. FNBO is second with $34.20 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| FNBO | $34.20 billion | No. 64 | 2 | Omaha, NE |
| Heartland Bank | $6.72 billion | No. 231 | 1 | Bloomington, IL |
| Midland States Bank | $6.69 billion | No. 233 | 1 | Effingham, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sandwich: FAQ
How many banks are in Sandwich, IL?
Sandwich has 4 banks with 5 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Sandwich?
FNBO, with 2. Old National has 1 and Heartland Bank has 1.
Is there a FNBO in Sandwich, IL?
Yes. FDIC data lists 2 FNBO branches in Sandwich as of September 5, 2026. Its branches are listed under FNBO above, with the address and directions for each.
Is there a Old National in Sandwich, IL?
Yes. FDIC data lists 1 Old National branch in Sandwich as of September 5, 2026. The address and directions are under Old National above.
Is there a Heartland Bank in Sandwich, IL?
Yes. FDIC data lists 1 Heartland Bank branch in Sandwich as of September 5, 2026. The address and directions are under Heartland Bank above.
Is there a Chase in Sandwich, IL?
No. FDIC data lists no Chase branch in Sandwich as of September 5, 2026. The nearest is in Yorkville, about 9 miles away in a straight line.
Which banks in Sandwich are open on Saturday?
FNBO publishes Saturday hours for one or more Sandwich locations. The Saturday section above lists each one with its hours. 3 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Sandwich?
FNBO has the longest record among banks with a branch here: the FDIC shows it operating since 1857.
Did any bank branches open or close in Sandwich in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sandwich?
Nearby cities with more banks include Somonauk, Plano, Yorkville. Somonauk is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 5 branches: FNBO, Old National) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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