US Bank Directory
Banks in Oswego, IL
10 FDIC-insured banks operate 13 offices in Oswego, Illinois, and 2 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Oswego
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 17 locations in Oswego, according to the FDIC and the NCUA. 16 of them have coordinates on record and are on the map. 11 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
16 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oswego
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Fifth Third Bank, FNBO and Byline Bank have the most locations in Oswego, with 2 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Earthmover Credit Union Credit union · 3
Earthmover Credit Union has 3 officees in Oswego, 7 across Illinois. It is based in Aurora, IL and $473.1 million in assets on March 31, 2026, according to its NCUA call report. 2 of its 3 Oswego locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office2195 Baseline Rd, 60543
All hours
Mon to Tue 9 am to 5 pm; Wed 9 am to 1 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
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Baseline Branch2205 Baseline Road, 60543
All hours
Mon to Tue 9 am to 5 pm; Wed 9 am to 1 pm; Thu not published; Fri 9 am to 6 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
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PcuEcu C/O Oswego High School 4250 State Route 71, 60543
All hours
Mon to Fri 11:05 am to 1:18 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Byline Bank Bank · 2
Byline Bank has 2 branches in Oswego, 50 across Illinois and 55 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1972. With $9.91 billion in total assets on June 30, 2026, it ranks No. 163 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oswego location is the Oswego Branch at 10 S Madison St, dating to 1958; the newest, at 36 Monroe St, to 1979. It does not publish hours in the sources this page uses; check its site before you go.
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Oswego Branch10 S Madison St, 60543
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Oswego Drive-Thru Branch36 Monroe St, 60543
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Oswego, 161 across Illinois and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oswego location is the Douglas Square Branch at 1 Merchants Plz, dating to 1990; the newest, at 2660 Us Highway 34, to 2008. All 2 of its Oswego locations with published hours open on Saturday.
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Douglas Square Branch1 Merchants Plz, 60543
All hours
Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Oswego Banking Center Branch2660 Us Highway 34, 60543
All hours
Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
FNBO Bank · 2
FNBO has 2 branches in Oswego, 22 across Illinois and 139 nationwide. FDIC records list its main office in Omaha, NE and show it operating since 1857. With $34.20 billion in total assets on June 30, 2026, it ranks No. 64 of 4,232 U.S. banks by total assets. The Oswego Branch at 6601 Route 34 dates to 2006 in FDIC branch records. It opens on Saturday.
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Oswego Mobile Branch6601 Route 34, 60543
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Oswego Branch6601 Route 34, 60543
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: FNBO branch locator (All The Places), checked Oct 10, 2026
BMO Bank · 1
BMO has 1 branch in Oswego, 179 across Illinois and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Harris Bank Townes Crossing Branch at 220 Douglas Rd dates to 1996 in FDIC branch records. It opens on Saturday.
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Harris Bank Townes Crossing Branch220 Douglas Rd, 60543
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Oswego, 265 across Illinois and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Route 34 & 5Th St Bnkg Center Branch at 2310 Us Highway 34 dates to 2007 in FDIC branch records. It opens on Saturday.
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Route 34 & 5Th St Bnkg Center Branch2310 Us Highway 34, 60543
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fox Valley Credit Union Credit union · 1
Fox Valley Credit Union has 1 office in Oswego, 2 across Illinois. It is based in Aurora, IL and $46.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Fvcu: Oswego Office1 W Merchants Dr, 60543
All hours
Mon to Tue 8 am to 5 pm; Wed closed; Thu 8 am to 5 pm; Fri 7:30 am to 5:30 pm; Sat 8 am to 12:30 pm; Sun closed
Hours: NCUA, March 31, 2026
Old National Bank · 1
Old National has 1 branch in Oswego, 86 across Illinois and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Bridgeview Bank/Oswego at 2760 Route 34 dates to 1999 in FDIC branch records. It opens on Saturday.
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Bridgeview Bank/Oswego2760 Route 34, 60543
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Old Second National Bank Bank · 1
Old Second National Bank has 1 branch in Oswego, 57 across Illinois and 57 nationwide. FDIC records list its main office in Aurora, IL and show it operating since 1887. With $6.86 billion in total assets on June 30, 2026, it ranks No. 225 of 4,232 U.S. banks by total assets. The Oswego Branch at 1200 Douglas Rd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oswego Branch1200 Douglas Rd, 60543
Servbank Bank · 1
Servbank has 1 branch in Oswego, 8 across Illinois and 8 nationwide. FDIC records list its main office in Oswego, IL and show it operating since 1994. With $1.70 billion in total assets on June 30, 2026, it ranks No. 668 of 4,232 U.S. banks by total assets. Its main office at 3201 Orchard Rd dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office3201 Orchard Rd, 60543
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Oswego, 153 across Illinois and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Oswego Meijer at 2700 Us Highway 34 dates to 2007 in FDIC branch records. It opens on Saturday.
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Oswego Meijer2700 Us Highway 34, 60543
All hours
Mon not published; Tue to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Oswego, 38 across Illinois and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0380 Oswego Walmart Branch at 2300 Route 34 dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0380 Oswego Walmart Branch2300 Route 34, 60543
Join a credit union in Oswego
2 credit unions have 4 offices here: Earthmover Credit Union and Fox Valley Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oswego page has every office in the state's directory.
Banking in Oswego: the local picture
Short answer: 10 banks run 13 branches in Oswego according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 1 has its main office in Oswego, 3 elsewhere in Illinois and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Byline Bank's office at 10 S Madison St, dating to 1958; the newest is Fifth Third Bank's at 2660 Us Highway 34, from 2008.
2 credit unions have 4 offices in Oswego, according to the NCUA. Who can join each one is on the credit unions page.
Of the 11 locations with published hours. 10 open on Saturday. 6 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Oswego
Short answer: 10 of the 11 Oswego locations with published hours open on Saturday, run by 8 institutions.
- Fifth Third Bank: 2 of 2 branches (1 Merchants Plz: Saturday 9 am to 2 pm, and 1 more)
- FNBO: 1 of 2 branches (6601 Route 34: Saturday 9 am to 12 pm)
- Chase: 1 of 1 branch (2310 Us Highway 34: Saturday 9 am to 2 pm)
- U.S. Bank: 1 of 1 branch (2700 Us Highway 34: Saturday 10 am to 2 pm)
- BMO: 1 of 1 branch (220 Douglas Rd: Saturday 9 am to 12 pm)
- Old National: 1 of 1 branch (2760 Route 34: Saturday 9 am to 12 pm)
- Earthmover Credit Union: 2 of 3 offices (2195 Baseline Rd: Saturday 9 am to 12:30 pm, and 1 more)
- Fox Valley Credit Union: 1 of 1 office (1 W Merchants Dr: Saturday 8 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oswego, and where the nearest one is if they do not.
Short answer: In Oswego: Chase (1), U.S. Bank (1), Fifth Third Bank (2), BMO (1). No branches in Oswego: Wells Fargo (nearest in Naperville, 11 mi), Bank of America (nearest in Aurora, 6 mi), PNC Bank (nearest in Aurora, 4 mi), Truist, Huntington (nearest in Aurora, 6 mi), Regions Bank (nearest in Bloomington, 90 mi), TD Bank.
| Bank | In Oswego | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Fifth Third Bank | 2 branches | here |
| BMO | 1 branch | here |
| Wells Fargo | None | Naperville, 11 miles away |
| Bank of America | None | Aurora, 6 miles away |
| PNC Bank | None | Aurora, 4 miles away |
| Truist | None | none in Illinois |
| Huntington | None | Aurora, 6 miles away |
| Regions Bank | None | Bloomington, 90 miles away |
| TD Bank | None | none in Illinois |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oswego to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oswego residents like anyone else.
Banks near Oswego
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Montgomery (2 miles) and Aurora (5 miles). Naperville, 10 miles away, has the most banks nearby: 20.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Montgomery, IL | 2 mi | 2 | 2 |
| Banks in Aurora, IL | 5 mi | 15 | 32 |
| Banks in Yorkville, IL | 6 mi | 5 | 6 |
| Banks in North Aurora, IL | 7 mi | 2 | 2 |
| Banks in Sugar Grove, IL | 8 mi | 5 | 6 |
| Banks in Plainfield, IL | 9 mi | 8 | 10 |
| Banks in Naperville, IL | 10 mi | 20 | 45 |
| Banks in Batavia, IL | 11 mi | 5 | 6 |
Bank branch openings and closings in Oswego
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oswego between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Oswego
Short answer: 1 institution has its main office in Oswego: Servbank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Servbank | Bank | $1.70 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Oswego by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oswego offices.
Short answer: Chase is the largest bank with offices in Oswego, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| FNBO | $34.20 billion | No. 64 | 2 | Omaha, NE |
| Byline Bank | $9.91 billion | No. 163 | 2 | Chicago, IL |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Old Second National Bank | $6.86 billion | No. 225 | 1 | Aurora, IL |
| Servbank | $1.70 billion | No. 668 | 1 | Oswego, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oswego: FAQ
How many banks are in Oswego, IL?
Oswego has 10 banks with 13 branches and 2 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oswego?
Fifth Third Bank, with 2. FNBO has 2 and Byline Bank has 2.
Is there a Fifth Third Bank in Oswego, IL?
Yes. FDIC data lists 2 Fifth Third Bank branches in Oswego as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a FNBO in Oswego, IL?
Yes. FDIC data lists 2 FNBO branches in Oswego as of September 5, 2026. Its branches are listed under FNBO above, with the address and directions for each.
Is there a Byline Bank in Oswego, IL?
Yes. FDIC data lists 2 Byline Bank branches in Oswego as of September 5, 2026. Its branches are listed under Byline Bank above, with the address and directions for each.
Is there a Wells Fargo in Oswego, IL?
No. FDIC data lists no Wells Fargo branch in Oswego as of September 5, 2026. The nearest is in Naperville, about 11 miles away in a straight line.
Which banks in Oswego are open on Saturday?
Fifth Third Bank, FNBO, Chase and U.S. Bank and 4 more publish Saturday hours for one or more Oswego locations. The Saturday section above lists each one with its hours. 6 of the 17 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Oswego?
Servbank has its main office in Oswego, according to the FDIC.
What is the oldest bank in Oswego?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Oswego?
Earthmover Credit Union and Fox Valley Credit Union have offices in Oswego. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oswego in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oswego?
Nearby cities with more banks include Montgomery, Aurora, Yorkville. Montgomery is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (7 of 13 branches: BMO, Chase, FNBO, Fifth Third Bank, Old National, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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