US Bank Directory
Banks in Montgomery, IL
2 FDIC-insured banks operate 2 offices in Montgomery, Illinois, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Montgomery
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Montgomery, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Montgomery
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase and Waterman Bank have the most locations in Montgomery, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 1
Chase has 1 branch in Montgomery, 265 across Illinois and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Orchard And Mayfield Branch at 2101 Orchard Rd dates to 2008 in FDIC branch records. It opens on Saturday.
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Orchard And Mayfield Branch2101 Orchard Rd, 60538
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Earthmover Credit Union Credit union · 1
Earthmover Credit Union has 1 office in Montgomery, 7 across Illinois. It is based in Aurora, IL and $473.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Oh1260 Ogden Ave, 60538
All hours
Mon to Tue 9 am to 5 pm; Wed 9 am to 1 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Waterman Bank Bank · 1
Waterman Bank has 1 branch in Montgomery, 3 across Illinois and 3 nationwide. FDIC records list its main office in Waterman, IL and show it operating since 1908. With $173.6 million in total assets on June 30, 2026, it ranks No. 3,171 of 4,232 U.S. banks by total assets. The Montgomery Branch at 1333 Douglas Ave dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montgomery Branch1333 Douglas Ave, 60538
Join a credit union in Montgomery
1 credit union has 1 office here: Earthmover Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Montgomery page has every office in the state's directory.
Banking in Montgomery: the local picture
Short answer: 2 banks run 2 branches in Montgomery according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Montgomery, 1 elsewhere in Illinois and 1 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 2101 Orchard Rd, dating to 2008; the newest is Waterman Bank's at 1333 Douglas Ave, from 2023.
The only credit union with an office here is Earthmover Credit Union.
Of the 2 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.
Banks and credit unions open on Saturday in Montgomery
Short answer: 2 of the 2 Montgomery locations with published hours open on Saturday, run by 2 institutions.
- Chase: 1 of 1 branch (2101 Orchard Rd: Saturday 9 am to 1 pm)
- Earthmover Credit Union: 1 of 1 office (1260 Ogden Ave: Saturday 9 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Montgomery, and where the nearest one is if they do not.
Short answer: In Montgomery: Chase (1). No branches in Montgomery: Wells Fargo (nearest in Naperville, 11 mi), Bank of America (nearest in Aurora, 4 mi), PNC Bank (nearest in Aurora, 3 mi), U.S. Bank (nearest in Oswego, 3 mi), Truist, Fifth Third Bank (nearest in Oswego, 1 mi), Huntington (nearest in Aurora, 4 mi), Regions Bank (nearest in Bloomington, 91 mi), TD Bank, BMO (nearest in Oswego, 2 mi).
| Bank | In Montgomery | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | Naperville, 11 miles away |
| Bank of America | None | Aurora, 4 miles away |
| PNC Bank | None | Aurora, 3 miles away |
| U.S. Bank | None | Oswego, 3 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Oswego, 1 mile away |
| Huntington | None | Aurora, 4 miles away |
| Regions Bank | None | Bloomington, 91 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Oswego, 2 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Montgomery to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Montgomery residents like anyone else.
Banks near Montgomery
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Oswego (2 miles) and Aurora (4 miles). Naperville, 10 miles away, has the most banks nearby: 20.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Oswego, IL | 2 mi | 10 | 13 |
| Banks in Aurora, IL | 4 mi | 15 | 32 |
| Banks in North Aurora, IL | 6 mi | 2 | 2 |
| Banks in Sugar Grove, IL | 6 mi | 5 | 6 |
| Banks in Yorkville, IL | 7 mi | 5 | 6 |
| Banks in Batavia, IL | 9 mi | 5 | 6 |
| Banks in Naperville, IL | 10 mi | 20 | 45 |
| Banks in Plainfield, IL | 11 mi | 8 | 10 |
Bank branch openings and closings in Montgomery
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Montgomery between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Montgomery by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Montgomery offices.
Short answer: Chase is the largest bank with offices in Montgomery, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Waterman Bank is second with $173.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Waterman Bank | $173.6 million | No. 3,171 | 1 | Waterman, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Montgomery: FAQ
How many banks are in Montgomery, IL?
Montgomery has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Montgomery?
Chase, with 1. Waterman Bank has 1.
Is there a Chase in Montgomery, IL?
Yes. FDIC data lists 1 Chase branch in Montgomery as of September 5, 2026. The address and directions are under Chase above.
Is there a Waterman Bank in Montgomery, IL?
Yes. FDIC data lists 1 Waterman Bank branch in Montgomery as of September 5, 2026. The address and directions are under Waterman Bank above.
Is there a Wells Fargo in Montgomery, IL?
No. FDIC data lists no Wells Fargo branch in Montgomery as of September 5, 2026. The nearest is in Naperville, about 11 miles away in a straight line.
Which banks in Montgomery are open on Saturday?
Chase and Earthmover Credit Union publish Saturday hours for one or more Montgomery locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Montgomery?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Montgomery?
Earthmover Credit Union has an office in Montgomery. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Montgomery in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Montgomery?
Nearby cities with more banks include Oswego, Aurora, North Aurora. Oswego is 2 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: Chase) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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