US Bank Directory

Banks in Plano, IL

3 FDIC-insured banks operate 3 offices in Plano, Illinois, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Plano

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Plano, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Plano

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: BMO, Old Second National Bank and Heartland Bank have the most locations in Plano, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Plano, 179 across Illinois and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The 2005 West Route #34 Branch at 2005 W Route 34 dates to 1943 in FDIC branch records. It opens on Saturday.

  • 2005 West Route #34 Branch
    2005 W Route 34, 60545
    (630) 552-3154Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
Credit Union 1 1 office · main office Lombard, IL Credit union · 1

Credit Union 1 has 1 office in Plano, 21 across Illinois. It is based in Lombard, IL and $2.64 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Plano
    6 W Main St, 60545
    (800) 252-6950Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Credit Union 1: profile, branches and contacts
Heartland Bank 1 branch · main office Bloomington, IL Bank · 1

Heartland Bank has 1 branch in Plano, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. The Plano Branch at 11500 E. Route 34 dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Heartland Bank: profile, branches and contacts
Old Second National Bank 1 branch · main office Aurora, IL Bank · 1

Old Second National Bank has 1 branch in Plano, 57 across Illinois and 57 nationwide. FDIC records list its main office in Aurora, IL and show it operating since 1887. With $6.86 billion in total assets on June 30, 2026, it ranks No. 225 of 4,232 U.S. banks by total assets. The Plano West Branch at 7050 Burroughs Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Plano West Branch
    7050 Burroughs Ave, 60545
    Hours: see the bank's site
Old Second National Bank: profile, branches and contacts

Join a credit union in Plano

1 credit union has 1 office here: Credit Union 1. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Plano page has every office in the state's directory.

Banking in Plano: the local picture

Short answer: 3 banks run 3 branches in Plano according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Plano, 3 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is Old Second National Bank, operating since 1887 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 2005 W Route 34, dating to 1943; the newest is Old Second National Bank's at 7050 Burroughs Ave, from 2006.

The only credit union with an office here is Credit Union 1.

Of the 2 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Banks open on Saturday in Plano

Short answer: 1 of the 2 Plano locations with published hours opens on Saturday, run by 1 institution.

  • BMO: 1 of 1 branch (2005 W Route 34: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Plano, and where the nearest one is if they do not.

Short answer: In Plano: BMO (1). No branches in Plano: Chase (nearest in Yorkville, 6 mi), Wells Fargo (nearest in Naperville, 22 mi), Bank of America (nearest in Aurora, 12 mi), PNC Bank (nearest in Aurora, 12 mi), U.S. Bank (nearest in Oswego, 13 mi), Truist, Fifth Third Bank (nearest in Aurora, 12 mi), Huntington (nearest in Aurora, 12 mi), Regions Bank (nearest in Bloomington, 84 mi), TD Bank.

BankIn PlanoNearest branch if none here
BMO1 branchhere
ChaseNoneYorkville, 6 miles away
Wells FargoNoneNaperville, 22 miles away
Bank of AmericaNoneAurora, 12 miles away
PNC BankNoneAurora, 12 miles away
U.S. BankNoneOswego, 13 miles away
TruistNonenone in Illinois
Fifth Third BankNoneAurora, 12 miles away
HuntingtonNoneAurora, 12 miles away
Regions BankNoneBloomington, 84 miles away
TD BankNonenone in Illinois

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Plano to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Plano residents like anyone else.

Banks near Plano

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sandwich (3 miles) and Yorkville (5 miles). Oswego, 12 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Plano

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Plano between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Plano by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Plano offices.

Short answer: BMO is the largest bank with offices in Plano, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. Old Second National Bank is second with $6.86 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
BMO$254.97 billionNo. 161Chicago, IL
Old Second National Bank$6.86 billionNo. 2251Aurora, IL
Heartland Bank$6.72 billionNo. 2311Bloomington, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Plano: FAQ

How many banks are in Plano, IL?

Plano has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Plano?

BMO, with 1. Old Second National Bank has 1 and Heartland Bank has 1.

Is there a BMO in Plano, IL?

Yes. FDIC data lists 1 BMO branch in Plano as of September 5, 2026. The address and directions are under BMO above.

Is there a Old Second National Bank in Plano, IL?

Yes. FDIC data lists 1 Old Second National Bank branch in Plano as of September 5, 2026. The address and directions are under Old Second National Bank above.

Is there a Heartland Bank in Plano, IL?

Yes. FDIC data lists 1 Heartland Bank branch in Plano as of September 5, 2026. The address and directions are under Heartland Bank above.

Is there a Chase in Plano, IL?

No. FDIC data lists no Chase branch in Plano as of September 5, 2026. The nearest is in Yorkville, about 6 miles away in a straight line.

Which banks in Plano are open on Saturday?

BMO publishes Saturday hours for one or more Plano locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Plano?

Old Second National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1887.

Which credit unions can I join in Plano?

Credit Union 1 has an office in Plano. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Plano in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Plano?

Nearby cities with more banks include Sandwich, Yorkville, Somonauk. Sandwich is 3 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 3 branches: BMO)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds